3 Questions You Should Ask Yourself Before Ever Taking A Loan

3 Questions You Should Ask Yourself Before Ever Taking A Loan


Saving money is hard! We know! Most of us already have student debt, or other things going on and could never get enough money together to get the things we need, and that’s often where a loan comes in.

We know Career Girls who have taken loans out with the bank for everything from degrees to cars, so here are a few things to keep in mind if you’re considering it.

1) Be sure that you really need a loan!

You may want a new car, but you may not need it. You may want a new house, but you may not need it. Sure, there are situations in life when it’s absolutely okay to take a loan for a house or a car, but there are also situations when it’s better to think twice. If you have to stay with your parents for an extra year – do it.

2) Calculate, calculate, calculate!

In the end, a loan is all about mathematics, so here is the one question you should definitely answer before taking the step: When will I be able to repay the loan? And, perhaps more importantly: Is it a problem for me to live with a loan for such a long time?

3) Understand your loan!

There are many different loans depending on what you need it for. Don’t sign the paper without knowing what you’re getting yourself into, collect as much information possible about the loan you’re deciding on and stay away from money lending services with super inflated interest rates!


I read this article at: http://www.careergirldaily.com/3-things-keep-mind-taking-loan/

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Thanks for reading – Sabrina

The Caton Team – Susan & Sabrina – A Family of Realtors

Berkshire Hathaway HomeServices – Drysdale Properties

Sabrina BRE# 01413526 / Susan BRE #01238225 / Team BRE# 70000218/ Office BRE #01499008


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The Caton Team - Realtors

Sabrina & Susan are native Californians - born and raised in the Silicon Valley with a passion for Residential Real Estate. A mother and daughter-in-law duo called - The Caton Team. With over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time. Call | Text at: 650-799-4333 | Email Info@TheCatonTeam.com The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true. The Peninsula is our backyard - let us help make it yours. We represent Buyer’s and Seller’s throughout the Bay Area. The Caton Team – Susan & Sabrina A Family of Realtors Effective. Efficient. Responsive. What can we do for you?

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