The Stats are In… Market Snapshot for October 2026

Hello Caton Team Readers,

Thank you for tuning in. The stats are in for October 2026.

In San Mateo County, I am happy to see some growth int the townhome / condo market as they are faced repairs due CA legislation SB 326 (read more here) and it looks like slowly but surely each balcony is getting repaired and the complex is off the “naughty list” in time for the holidays.

The market does tend to slow down come October – so no big surprise on the 30 day trend for single family homes, I think the key here is affordability. My client today went from a 7k payment to a 9k payment due to the increase in interest rates – so that is going to impact sold prices if there is not enough cash to fill the gap.

Same dip in Santa Clara County home sales. What is amazing to see is the luxury condo market has hit the same as single family homes (in both counties I might add) so we can see that location is most likely the key factor here.

As Winter comes and Fall wanes. I am curious where are market will go. The Winter is often very slow but also a great time to buy – less demand and the homes on the market often must sell. If you can wait to sell – do so – Feb / March the buyers start thawing and getting approved for their home loans.

I’ve seen an increase in buyers getting approved for loans, but disappointed by their purchase power due to higher interest rates. Many buyers are opting to rent and save in order to buy something more to their liking. Or waiting till Spring to see more inventory. However, buying off season can be a real opportunity. With the need to sell weighing higher than the price a home sells for. So if you want to buy and are price sensitive, let’s get started and at keep an active eye on the market. The Caton Team has helped a several buyers get a great home during the off season becuase they were the only buyers at the table. This could mean a lower offer price, or asking a seller for a credit back in order to buy down that 30 year rate.

No matter what… If you want to live in the Bay Area, if you have a steady job here and want to grow roots here – NOW – is a great time to buy. There are properties sitting, there are price reductions – this is an opportunity for a buyer to get a property, even under list with contingencies! As long as you see yourself here for about 7-10 years – that is a realistic time it takes to see appreciation. The longer you hold onto a home, the better. So when the market is soft and you have long terms goals here – let’s jump in.

The Caton Team provides free buying and selling consultations – to determine the current value of your home if you are selling or if you’re in the market to buy – where you get the most bang for your buck.

Remember, each neighborhood is different, if you are considering a purchase – let us guide you through this and help you find your way home.

If you’re in the market to sell – each area and price point has it’s own pros and cons – let us help you figure out your next steps. It’s what we do. We love being Realtors and our track records shows it. How can The Caton team help YOU?

What are your thoughts for the year ahead?

For my selling clients, life changes everyday and if you need to sell your home – let’s come up with a strategy to get you sold! Even in an odd market The Caton Team can help you strategically sell your home. We have before and we will again. We move with the market.

For my buyers, some homes are garnering multiple offers, but some are overlooked. With a little legwork, a buyer can truly find some great opportunities when they align with the market, are prepared to act, and understand their budget and long term goals.

If you’re considering a Real Estate move, contact The Caton Team for a free consultation. With over 45+ years of combined, local Real Estate experience, we have the knowledge and know-how to guide you to your goal. Call us at 650.799.4333 or email us at sabrina_caton@yahoo.com.

Let’s see our month over month since 2023

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