The Importance of Trust Agreements

REPOSTING THIS BY REQUEST – please say safe my friends!

Hello Caton Team Followers – for those of you who caught my Instagram Stories this morning – here is the information on Trust Agreements I found on Bankrate.com as promised.  Never hesitiate to reach out to The Caton Team with any questions and we can point you in the right direction.

What is a trust?

You’ve heard of trust fund babies — those enviable young adults who live a worry-free life since they don’t have to earn a living. Just what exactly is a trust fund that provides them an income, and for that matter, what is a trust?

A trust is a vehicle to pass assets to a trustee, who in turn holds those assets — in a trust fund — for a third party, such as a beneficiary. Trusts can be an appealing option if your aim is to minimize taxes, protect assets and avoid the probate process. If you create a trust, you also can control how and to whom those assets will be disbursed. You can choose trustees to carry out your wishes. Many people create trusts to minimize hassle and fees for their loved ones, or to create a legacy of charitable giving.

What is the benefit of a trust?

The primary benefit of a trust is that it allows you to determine where your assets go and when your beneficiaries have access to them. A trust can save your beneficiaries from paying estate taxes and court fees, and can protect your assets from beneficiaries’ creditors or from loss through divorce settlements. It also lets you specify where remaining assets should go in the event of a beneficiary’s death. This can be helpful in a family that includes second marriages and step-children.

Trusts also allow you to pass on assets quickly and privately. By contrast, settling an estate through a traditional will may trigger the probate process, which can take a months or even years and can be a public process. With a trust, much of that delay can be avoided, and the entire process is private. This can save your beneficiaries from unwanted scrutiny or solicitation.

Common types of trusts

There are many types of trusts, and each is structured to accomplish different goals. Here are a few examples of commonly used trusts:

  • Marital or “A” trusts: Places assets into a trust when one spouse dies; income generated by those assets goes to the surviving spouse, and the principal often goes to the couple’s heirs when the surviving spouse dies.
  • Credit shelter trusts: These trusts allow both spouses to take full advantage of their estate tax exemptions, which in 2018 is a whopping $11.18 million per person, or $22.36 million per married couple. Assets above this amount are generally subject to a 40 percent estate tax once the second spouse dies. When the exclusion amount is held in a credit shelter trust, the surviving spouse can receive income from the trust’s assets until death, at which point the trust’s beneficiaries receive its assets free of estate taxes. These have become less popular since 2011, when a change in tax law enabled the executor of an estate to elect portability of a deceased spouse’s exemption to the surviving spouse.
  • Charitable remainder trust: The inverse of the charitable lead trust, in that it allots a given amount of income for beneficiaries and the remainder to specified charities.

Revocable vs. irrevocable trusts

People often think of a trust as an alternative to a will—a way of passing on wealth after one’s death. However, you can also create a trust and pass on assets during your lifetime. A revocable trust, also called a living trust, can be altered and even dissolved so long as you’re alive. It will usually keep your assets out of probate but you probably won’t escape estate taxes.

An irrevocable trust, on the other hand, cannot be altered once it has been created. By creating an irrevocable trust, you give up control of your assets but can protect beneficiaries from probate and estate taxes. Most revocable trusts convert to irrevocable trusts upon the death of the grantor — the person who set up the trust.

Why create a living trust?

You might consider creating a living trust for one of several reasons:

  • If you would like someone else to accept management responsibility for some or all of your property.
  • If you have a business and want to ensure it operates smoothly with no interruption of income flow in the event of your death or disability.
  • If you want to protect your assets from the incompetency or incapacity of yourself or your beneficiaries.
  • If you wish to minimize the chance that your will may be contested.

Choosing a trust that works for you

When considering a trust, always seek professional advice to make sure you’re making the right decision for yourself and your loved ones. An estate planning attorney or financial advisor can provide you with expert advice about whether a trust could be a useful component in your long-term financial plan.

I read this article at: bankrate.com

Got Real Estate Questions?   The Caton Team is here to help.

We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!

The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.

A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654

Email |   Info@TheCatonTeam.com

 

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

The Caton Team Testimonials | The Caton Team Blog – The Real Estate Beat | TheCatonTeam.com | Facebook | Instagram | HomeSnap | Pintrest | LinkedIN Sabrina | LinkedIN Susan

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Berkshire Hathaway HomeServices – Drysdale Properties

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The Caton Team does not receive compensation for any posts.  Information is deemed reliable but not guaranteed. Third party information not verified.

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Keep Calm and Carry On With Your Real Estate Needs… Only Later

 

20200320-NM

Some Highlights

  • The COVID-19 pandemic is causing an economic slowdown.
  • The good news is, home values actually increased in 3 of the last 5 U.S. recessions and decreased by less than 2% in the 4th.
  • All things considered, an economic slowdown does not equal a housing crisis, and this will not be a repeat of 2008.

Some Thoughts

  • Prepare for delays
  • Write in contingencies to protect yourself
  • Be Patient – all services are effected, title and escrow, lenders, appraisals, inspectors

This economic response is very different from our 2009 experience.  Our last economic melt down, there was a glutton of homes for sale and due to loan defaults, very strict lending that cut out many purchasers from moving forward.  It slowed down our recovery.

This time a round, we’ve been in a housing shortage and the big differences, this is plenty of affordable loan options available.

When we see a stock market crash, we often see a real estate boom or in this case – perhaps a real estate maintenance – as people divert money and investments from a risky stock market to an investment they can live in – Real Estate – historically real estate always appreciates and you’ll come out head in the long run.

Will there be a price impact – we’d be a fool to think it wouldn’t – but I think that is all relative.  Buyers have always set the price – so as they are cautious prices will reflect that – however we all need a place to live and I think we’ll see a lot of people – who have been waiting for an adjustment ready to take advantage of low rates and possibly slower demand.  I know Warren Buffet buys in a down market – and he knows a thing or two.

The bottom line – don’t freak out.  If you have your home and don’t need to move – don’t fret.  If you are selling or were thinking of selling, hold tight.  RIght now the market is affected by the shelter in place but we were expecting a great Spring Season and now Fall!

We are all in this together –

Let The Caton Team know how we can be of service.

 

I wrote this article and added info from here 

Got Real Estate Questions?   The Caton Team is here to help.

We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!

The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.  How can The Caton Team help you?

A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654

Email |   Info@TheCatonTeam.com

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

The Caton Team Testimonials | The Caton Team Blog – The Real Estate Beat | TheCatonTeam.com | Facebook | Instagram | HomeSnap | Pintrest | LinkedIN Sabrina | LinkedIN Susan

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  Mobile Real Estate by The Caton Team

Berkshire Hathaway HomeServices – Drysdale Properties

DRE # |Sabrina 01413526 | Susan 01238225 | Team 70000218 |Office 01499008

The Caton Team does not receive compensation for any posts.  Information is deemed reliable but not guaranteed. Third party information not verified.


 

Three Reasons Why This Is NOT a Housing Crisis

Sharing some great articles so we stay sane.  This one is from shared from Jim Carter.

In times of uncertainty, one of the best things we can do to ease our fears is to educate ourselves with research, facts, and data. Digging into past experiences by reviewing historical trends and understanding the peaks and valleys of what’s come before us is one of the many ways we can confidently evaluate any situation. With concerns of a global recession on everyone’s minds today, it’s important to take an objective look at what has transpired over the years and how the housing market has successfully weathered these storms.

1. The Market Today Is Vastly Different from 2008

We all remember 2008. This is not 2008. Today’s market conditions are far from the time when housing was a key factor that triggered a recession. From easy-to-access mortgages to skyrocketing home price appreciation, a surplus of inventory, excessive equity-tapping, and more – we’re not where we were 12 years ago. None of those factors are in play today. Rest assured, housing is not a catalyst that could spiral us back to that time or place.

According to Danielle Hale, Chief Economist at Realtor.com, if there is a recession:

“It will be different than the Great Recession. Things unraveled pretty quickly, and then the recovery was pretty slow. I would expect this to be milder. There’s no dysfunction in the banking system, we don’t have many households who are overleveraged with their mortgage payments and are potentially in trouble.”

In addition, the Goldman Sachs GDP Forecast released this week indicates that although there is no growth anticipated immediately, gains are forecasted heading into the second half of this year and getting even stronger in early 2021.

20200318-NM-Eng-1

Both of these expert sources indicate this is a momentary event in time, not a collapse of the financial industry. It is a drop that will rebound quickly, a stark difference to the crash of 2008 that failed to get back to a sense of normal for almost four years. Although it poses plenty of near-term financial challenges, a potential recession this year is not a repeat of the long-term housing market crash we remember all too well.

2. A Recession Does Not Equal a Housing Crisis

Next, take a look at the past five recessions in U.S. history. Home values actually appreciated in three of them. It is true that they sank by almost 20% during the last recession, but as we’ve identified above, 2008 presented different circumstances. In the four previous recessions, home values depreciated only once (by less than 2%). In the other three, residential real estate values increased by 3.5%, 6.1%, and 6.6% (see below):

20200318-NM-Eng-2

3. We Can Be Confident About What We Know

Concerns about the global impact COVID-19 will have on the economy are real. And they’re scary, as the health and wellness of our friends, families, and loved ones are high on everyone’s emotional radar.

According to Bloomberg,

“Several economists made clear that the extent of the economic wreckage will depend on factors such as how long the virus lasts, whether governments will loosen fiscal policy enough and can markets avoid freezing up.”

That said, we can be confident that, while we don’t know the exact impact the virus will have on the housing market, we do know that housing isn’t the driver.

The reasons we move – marriage, children, job changes, retirement, etc. – are steadfast parts of life. As noted in a recent piece in the New York Times, “Everyone needs someplace to live.” That won’t change.

Bottom Line

Concerns about a recession are real, but housing isn’t the driver. If you have questions about what it means for your family’s homebuying or selling plans, reach out to a local real estate professional to discuss your needs.

Shared from Jim Carter – I read this article HERE

Got Real Estate Questions?   The Caton Team is here to help.

We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!

The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.  How can The Caton Team help you?

A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654

Email |   Info@TheCatonTeam.com

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

The Caton Team Testimonials | The Caton Team Blog – The Real Estate Beat | TheCatonTeam.com | Facebook | Instagram | HomeSnap | Pintrest | LinkedIN Sabrina | LinkedIN Susan

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  Mobile Real Estate by The Caton Team

Berkshire Hathaway HomeServices – Drysdale Properties

DRE # |Sabrina 01413526 | Susan 01238225 | Team 70000218 |Office 01499008

The Caton Team does not receive compensation for any posts.  Information is deemed reliable but not guaranteed. Third party information not verified.


 

The Caton Team with some Buyer Advice

Welcome to our new series by The Caton Team – Client Advice – things we’ve picked up in the past 35 years of being Realtors…

When considering a home purchase… Do not change your financial snapshot. Do not open or close any credit lines. Try to keep your finances as they were the day your home loan was approved.  Trust me – you’ll thank us later…

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Got Real Estate Questions?   The Caton Team is here to help.

We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!

The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.  How can The Caton Team help you?

A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654

Email |   Info@TheCatonTeam.com

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

The Caton Team Testimonials | The Caton Team Blog – The Real Estate Beat | TheCatonTeam.com | Facebook | Instagram | HomeSnap | Pintrest | LinkedIN Sabrina | LinkedIN Susan

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  Mobile Real Estate by The Caton Team

Berkshire Hathaway HomeServices – Drysdale Properties

DRE # |Sabrina 01413526 | Susan 01238225 | Team 70000218 |Office 01499008

The Caton Team does not receive compensation for any posts.  Information is deemed reliable but not guaranteed. Third party information not verified.


 

Repost: A Room-By-Room Guide To Cleaning Every Filthy Thing In Your Home by Maggie Olson

A Room-By-Room Guide To Cleaning Every Filthy Thing In Your Home

By Maggie Olson

If you’re anything like us, you’re in full spring cleaning mode. This month, we’re bringing you a series of posts on how to tidy up everything in your life, from your finances to your wardrobe. This week, we present to you a room-by-room guide to cleaning just about everything in your home.

The first time I ever felt like a real, genuine adult was not the moment I signed my first lease or chose my first 401(k) allocation or did my taxes. These were all required of me, so they lacked the sheen of chosen responsibility. Nope, the first time I felt like I had truly become a grown-up was the moment I found myself on my hands and knees on the floor of my bathroom, scrubbing the floor of my bathtub — even though I wasn’t expecting company.

No one was making me clean my tub. No one else ever used it. I could’ve let the scum build up as long as I could tolerate it and beyond, with virtually no consequences. I could’ve half-assed the job and sprayed the floor with some generic bathroom cleaner and let the showerhead wash it away. But my 22-year-old self chose to scrub it down as soon as I saw the slightest hint of pink buildup on the side of the tub, and I felt about as smug as one can feel while wearing a ratty t-shirt, hand-me-down basketball shorts from my brother, and hot pink rubber gloves on a Friday night.

If you’re reading this, I’m guessing you’ve experienced a similar moment or are in pursuit of your own adulthood benchmark. Now that I’m about to turn thirty, I’ve learned enough about keeping a home clean that I feel entitled to pass on my knowledge to the next generation of grown-ups. Let’s take it room by room. Just do yourself a favor and buy some good rubber gloves first. It really does make this whole process much more palatable. 

Get your kitchen squeaky clean

I love to cook, and I prepare 90% of my meals myself, which means I regularly destroy my kitchen. As a result, out of all the rooms in my house, my kitchen is the highest risk of devolving into an out-of-control mess if I’m not careful. So I make a daily effort to stay on top of things, especially now that I share my kitchen with my boyfriend. Plus, a clean kitchen is much, much more pleasant to cook in.

Oven

Self-cleaning ovens are kind of a racket. The self-cleaning function often cranks the heat up so high that it damages the oven’s heating element, and it still can’t do the job better than you can.

Start by filling an oven-safe dish with water and putting it inside your hot oven for 20-30 minutes. Don’t open the oven door during this time; you want all that steam to build up and soften any hardened gunk. Turn the oven off and let it cool down for a few minutes before donning your rubber gloves. Stand to the side when you open the door so that steam doesn’t billow straight into your beautiful face. Take out the racks. Soak your sponge in a 1:1 mix of water and white vinegar and start scrubbing. For really nasty build-up, make a paste with baking soda and a little water, smear it on, and leave it overnight. A sponge should do the job after that. If your oven is really a disaster, you may need a store-bought oven cleaner. You can scrub down the racks in your sink or even run them through the dishwasher. 

If you don’t use your oven much, you can probably get away with cleaning it once a year. If you’re a hobby baker, aim for once every 3-6 months. If something drips onto the bottom of your oven, don’t procrastinate cleaning it up. The longer you wait, the harder it will be – in terms of both texture and effort required.

Stovetop

It’s easy to fool yourself (okay, myself) into thinking the stovetop is clean after a quick wipe-down with a rag. But unless you have one of those fancy glass flat-top stoves, your stove is full of nooks and crannies and those nooks and crannies are full of crumbs and sticky splatters. Every few months, or when you make a huge mess, take the grill racks and metal plates off, and either scrub them down by hand or run them through the dishwasher. While they’re drying, use a vinegar/water solution or all-purpose cleaner to clean the stovetop.

If you do have one of those fancy glass flat-top stoves, I think you need a special cleaner for it. Either way, let me know in the comments how you keep it clean, because I had one for a while and could never figure it out.

Sink

Once every few weeks, it’s a good idea to give your sink a good scrub. I usually just use dish soap and a sponge for this. Move any soap bottles or holders out of the way so you can get rid of scummy rings and whatnot. Give it a good rinse, and you’re back in business.

Microwave

As dictated by office etiquette, if you befoul your microwave, you should clean it right away. But general cleaning is fine every 3-6 months, depending on how often you use your microwave and how spatter-y your leftovers tend to be. My favorite trick: Mix a 1:1 solution of water and white vinegar in a microwave-safe bowl and nuke it until it’s bubbly. Open the door carefully so you don’t get a faceful of vinegar steam, and wipe down with a sponge. 

Fridge

I have a confession to make. I absolutely hate cleaning out my fridge. I would rather fold a thousand fitted sheets than clean out my fridge. But it literally never takes as long as I think it will, and I’m always so glad I did it. Here are a few ways I make it palatable for myself:

  • I make sure my dishwasher or sink is empty when I start so I have somewhere to put jars and containers that no longer belong in the fridge.
  • I make sure my trash is empty, too. 
  • One time, I literally donated $20 to a charity to offset how awful I knew I’d feel about all the wasted food I was about to discover.

Start by taking everything out or work shelf-by-shelf if you have limited counter space. Throw away stuff that’s gone bad (of course, clean out and recycle the containers whenever possible). Use a 1:1 solution of water and vinegar to wipe down the shelves. Extra credit if the shelves are removable: I find they’re easier to clean in the sink. Same with drawers. Take them out and scrub them. Then get down on your hands and knees and scrub the empty drawer compartment, too. There is no limit to how far the contents of a leaky container on the top shelf can travel. If you have a really sticky or scummy spot, dish soap works great.

As you’re putting everything back, keep an eye out for duplicate items. At my house, there is always an absurd quantity of lime juice cached throughout the fridge. Ask yourself whether you need to store that item more prominently so you don’t keep buying more of it. And if you encounter a sticky, leaky bottle, rinse it off before putting it back. I won’t prescribe a specific organizational system since everyone will have different needs and preferences, but it’s worth attempting to group things by category or investing in a few cheap plastic bins if that helps you keep it tidy.

Floor and counters

Sweep the floor and wipe the counters on an as-needed basis (this will be daily for some) and aim for a deep clean once a month or so. When it comes to kitchen surfaces, it’s easier to stay ahead of the mess than fight your way through a month-old accumulation of grime.

Tidy up your living room

Here’s the problem with the living room: Because its normal activities don’t generate as much obvious mess as a kitchen or bathroom, it’s way too easy to let slip on the cleaning. Fear not: I am here to help.

Floors

Carpeted floors and rugs should be vacuumed once a month at the bare minimum, once a week if you’re going for an A+ or if you wear shoes in the house (by the way: DON’T. It’s so hard on your rugs and you track in so much crap. If you must have something on your feet, get slippers). If you can afford it, get a nice vacuum. The difference between a $30 vacuum and a $100 vacuum is drastic. When I vacuumed my apartment for the first time after upgrading from a Target knockoff to a Bissell, I nearly projectile-vomited when I saw just how much dust and cat hair and unspeakable filth had been loitering beneath my feet for God knows how long. If you wear shoes in the house, if you have a pet, if you have lungs, love yourself enough to get the nicest vacuum you can afford.

Wood floors should be swept once a week or so, more if you’re stepping on crumbs and debris all the time. I aim to mop mine about once a month. Be sure to get a specialty cleaner for your wood floors (I like Bona brand), and they’ll stay nice much longer.

Furniture

At least once a year, pull all the pillows and cushions off your couches and chairs and vacuum those suckers down. Be like Rachel in that one episode of Friends and use all your vacuum attachments. Use the little skinny one to fish crumbs out of the crevices and that weird brushy one to pick up pet hair and general dust from the backs, arms, and cushions. I also recommend having a bag handy for corralling all the long-lost items you find, so you can sort them all later. Because you will find stuff. The abyss underneath your couch cushions is where bobby pins go to die.

Odds and ends

Clean your window treatments. If you have curtains, vacuum them, launder them, or get them dry-cleaned. If you have blinds, dust them. Get your Windex and wipe down your windows. If you have a pet, be sure to give their favorite window an extra scrub, since it’s probably covered in smears from all their spying on the neighbors. Clean your lighting, too. Use your vacuum wand to get cobwebs off of lampshades and dust lamp bases. While you’re at it, dust off any surfaces: mantels, shelves, tabletops, windowsills. Pro dusting tip: Put an old sock on your hand in lieu of a dust cloth. You’ll be able to reach all the weird spots and give your unpartnered socks a job.

Don’t be afraid of the bathroom

Gird your loins for this one, my friends. For a room that’s designed to get you clean, bathrooms are pretty gross.

Shower/bathtub

I present this next tip with the economical pride of a crafty Depression-era grandmother. It has revolutionized my life. You’ll need white vinegar, blue Dawn dish soap, an empty spray bottle, and a sponge. Start by taking everything out of your shower: shampoo, conditioner, razor, shower caddy, everything. 

Recycle anything that’s empty and throw away all the old razor heads cluttering the ledge (or maybe that disgusting habit is mine alone). Microwave some white vinegar (I usually do about a cup) until it’s hot-ish and your kitchen stinks. Add it to your spray bottle, followed by an equal quantity of blue Dawn. Give it a shake so it’s all mixed up, and then spray the ever-loving shit out of your shower and bathtub. Absolutely douse it in this rank-smelling magical blue elixir, especially the scummy spots. Go do something else for an hour or so, and then come back with your rubber gloves, your sponge, and maybe a bandana tied around your nose and mouth, because hot vinegar truly reeks. Now you’re going to scrub. Time and heat have literally melted those caked-on soap stains enough for you to destroy them with a quick rubdown. Scrub every inch of the shower, and then rinse everything with water. Your shower and tub will shine like they’re brand spanking new. Your life is now changed. You will never buy a traditional tub cleaner again. You’re welcome. 

Oh, and give all your toiletries a rinse before putting them back so you don’t defile your pristine palace of cleanliness with any of that bottom-of-the-bottle scuzz.

Toilet

I spent a long time wondering why the hell my toilet still smells right after I clean it before realizing my brush was doing a woefully inadequate job cleaning the underside of the lip of the bowl. Be ye not so stupid as me, and be ye not afraid of scrubbing your toilet. That’s what your rubber gloves are for. Squirt your toilet bowl cleaner in there, let it sit for a minute, and then scrub with your toilet brush, especially that weird pink (?!?) ring that always forms right at the water’s edge. Flush. Then get in there with your Borax. I personally find it awkward to finagle a toilet brush up under the lip of my toilet bowl, so I usually use a sponge to get in there. You could also use an old toothbrush, though I’ll confess I find this metaphorically repulsive. NEVER use steel wool. Steel wool scratches porcelain. Flush again. And don’t forget to wipe down the rest of the toilet: the seat, the tank, the floor stand. Regular bathroom cleaner is fine for this.

Counter, sink, and mirror

Toothpaste is the sneaky phantom of the bathroom, especially if you have a white sink. When you clean your sink, give it a really good scrub, and then look at it from a few angles to make sure there aren’t any stubborn patches of Crest clinging to the bowl. A standard bathroom cleaner is usually fine for your counter and your sink. But don’t forget to switch a glass cleaner for your mirror!

Odds and ends

Clean all the crap out of your medicine cabinet. Over-the-counter meds have an expiration date (so do condoms, by the way), so get rid of that ibuprofen from 2016. Throw your towels, hand towels, and bathmat into the laundry on a regular basis. 

You deserve a cleaner bedroom

Your bedroom is probably where you spend the most time in your home, provided you’re getting a required amount of sleep. You might as well make sure that room is clean.

Bed linens

 You spend eight hours a night shedding dead skin, sweat, hair, and other bits of human viscera onto your sheets and pillowcases. Wash your bed linens more than you are currently washing your bed linens. Once a week is ideal but aim for at least every other week. You can get away with cleaning your pillows two or three times a year. If you switch to flannel sheets in the winter, make sure you wash your off-season sheets before putting them away.

Bed

This will depend on what kind of bed you have. Make sure you dust or wide down the head and foot of your bed every so often. And for goodness’s sake, vacuum and sweep under your bed at least once a year. I sorely neglected this task in my last apartment and could’ve made another cat with the amount of fluff I found under there on move-out day (along with a long-lost favorite sock, a receipt, and like $20). Recruit someone to help you move it if you must, and maybe ask that person to help you flip your mattress while they’re there. Vacuum your mattress while you’re at it.

Similar to the living room, dust all the surfaces: lamps, windowsills, your bedside table, your bookshelf. Wash your windows and window treatments. Clean the floors. If you keep a gravity-defying stack of books on your bedside table, as is common in my house, now is a great time to put some of those away. Clean out your nightstand drawers, too. If you haven’t written in that journal in over a year, you’re not gonna.

Don’t forget these odds & ends

Laundry: If you have a washer and dryer in your home, take a moment to revel or perhaps weep with gratitude for how deeply fortunate and blessed you are. A lucky, privileged gal like you already knows that you should clean all the lint off your lint trip every time you use your dryer, right? A jam-packed lint trap is a huge fire hazard, so make sure to get as much lint off that screen as possible (if you’re crafty, stuff it in a paper towel tube, wrap it like a Tootsie Roll in newspaper, and you’ve got the best homemade campfire starter known to man). For extra safety, bring your vacuum into the laundry room and use the hose attachment to suck any runaway lint out of the vent where the lint trap sits.

A good laundry tip: Nothing is better for smelly laundry than white vinegar. If you let wet laundry sit too long and it gets that weird mildew smell (don’t beat yourself up; we’ve all done it), or if you’ve got a hamper full of real stanky workout gear, just dump a cup or so of white vinegar on top of your clothes before starting the cycle. It’s magic.

Another good laundry tip: Keep a small bin or bucket for non-clothing dirty laundry, like dish towels, cloth napkins, and rags. Then you can keep those things corralled without forcing your favorite jeans to mingle with a crusty washcloth. 

Ceiling fans

If you’ve never dusted your ceiling fan, then you need to take a few deep breaths and maybe put on a hat before doing so. Because it’s going to be gross. Ready your Endust and your rag or sock and prepare to experience a little shame; it’s an important rite of passage. If possible, recruit your mattress-flipping buddy to hold a garbage bag underneath the blades to catch the drifts of dust that are sure to come cascading down. Afterward, look yourself in the mirror and make a promise to never again neglect that task for so long. You deserve better. 

*****

One final thought: The internet is rife with memes about people who treat cleaning like a beloved, life-giving hobby and people who despise it so much they’d rather sleep under a pile of crusty socks than do a load of laundry. You do not have to choose between these two extremes. Your sentiments toward cleaning do not have to become your personality. With a few basic skills and an attainable schedule, you can impress your guests, prolong the life of your furniture and décor, and achieve the pride and joy of a clean and comfortable home. Invest in some good rubber gloves. You got this.

By Maggie Olson is a marketing professional living in northeast Ohio. She is a voracious reader, a doting house plant parent, and a hiker/biker/runner/kayaker. She’s currently on a mission to cook 30 new things before her 30th birthday. You can follow her cooking and baking adventures on Instagram at @maggieolson or find her on Twitter at @maggiebolson.

I read this article at: thefinancialdiet.com

Got Real Estate Questions?   The Caton Team is here to help.

We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!

The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.  How can The Caton Team help you?

A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654

Email |   Info@TheCatonTeam.com

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

The Caton Team Testimonials | The Caton Team Blog – The Real Estate Beat | TheCatonTeam.com | Facebook | Instagram | HomeSnap | Pintrest | LinkedIN Sabrina | LinkedIN Susan

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  Mobile Real Estate by The Caton Team

Berkshire Hathaway HomeServices – Drysdale Properties

DRE # |Sabrina 01413526 | Susan 01238225 | Team 70000218 |Office 01499008

The Caton Team does not receive compensation for any posts.  Information is deemed reliable but not guaranteed. Third party information not verified.


 

REAL EATS – Sara’s Kitchen Santa Clara/San Jose

REAL EATS – The beat on where to eat!
Hello! Thank you for reading REAL EATS, our next stop was a quick breakfast at Sara’s Kitchen on the Santa Clara/San Jose.

We found ourselves in Santa Clara Coutny early in the day and Sara’s Kitchen was exactly what we were looking for.  Breakfast!  Though busy, we got a table and a great meal.  My husband said it was the best corned beef hash he’s had in a long time.  I throughly enjoyed my french toast with fresh fruit.  The coffee was great!   Friendly service.  Wonderful food. Worth the wait!

THEIR WEBSITE | MY YELP REVIEW | Their YELP PAGE | MY YELP BOOKMARKS | MY YELP PAGE

Photos of my Reviews on Instagram: The Caton Team Instagram

HOMES FOR SALE in Santa Clara

Follow The Caton Team Blog – The Real Estate Beat, visit our Website – The Caton Team to start your own home search.  Read our Testimonials to get to know us or simply reach out – Call | Text Sabrina 650.799.4333 | Email  Info@TheCatonTeam.com.

The Caton Team does not receive any compensation for any posts, we use YELP for ease of use.  All restaurant reviews are unsolicited and unpaid. Photos of dishes and edites are my own. Information deemed reliable but not guaranteed. Third party information not verified.

Got Real Estate Questions?   The Caton Team is here to help.

We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!

The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.

A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

Call | Text |Sabrina 650.799.4333|Susan 650.796.0654|Email Info@TheCatonTeam.com

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

The Caton Team Testimonials | The Caton Team Blog – The Real Estate Beat | TheCatonTeam.com | Facebook | Instagram | HomeSnap | Pintrest | LinkedIN Sabrina | LinkedIN Susan

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  Mobile Real Estate by The Caton Team

Berkshire Hathaway HomeServices – Drysdale Properties

DRE # |Sabrina 01413526 | Susan 01238225 | Team 70000218 |Office 01499008

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Daylight Saving Time Checklist

Don’t Forget to Spring Forward on Sunday March 8 2020

 

Home Maintenance Tasks for Spring

Unless you are in Arizona or Hawaii, it’s time to move the clocks forward one hour and gain a bit more daylight in the evening. The start of Daylight Saving time is also a great time to perform simple yet important home maintenance tasks and safety inspections.

  1. Test your smoke alarm and carbon monoxide (CO) detector and replace batteries if needed. Replace smoke alarms every 10 years and CO detectors every 5 years.
  2. Clean out your dryer venting to reduce the risk of dryer fires and help keep your dryer working at maximum efficiency.
  3. Inspect your fire extinguisher to ensure it is fully charged and recharge or replace as needed.
  4. Vacuum dust from your refrigerator coils to help keep it running efficiently. Condenser coils are either located at the back of your refrigerator or across the bottom, behind a grille.
  5. Replace filters as needed – It’s important to inspect and replace the filters in your central heat and air unit often, but are you overlooking other filters? Other items that need regular maintenance include water filters (including refrigerator water and ice dispensers), front-loading washing machine drain pump filters, air humidifier/dehumidifiers, air purifies, vacuum, and HEPA filters. Check manufacturer instructions for suggested maintenance.
  6. Flip your mattress to help it wear more evenly. If you have a pillow top mattress you can rotate it instead of flipping it.

Daylight Saving Tip

The downside of the transition to Daylight Saving time is that we lose an hour of sleep. To make the transition a little easier, make an extra effort to be well-rested the week before. Try going to bed and putting your children to bed 15 minutes earlier each night, starting several days before the change.

I read this article at: HERE

Got Real Estate Questions?   The Caton Team is here to help.

We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!

The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.

A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654

Email |   Info@TheCatonTeam.com

 

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

The Caton Team Testimonials | The Caton Team Blog – The Real Estate Beat | TheCatonTeam.com | Facebook | Instagram | HomeSnap | Pintrest | LinkedIN Sabrina | LinkedIN Susan

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  Mobile Real Estate by The Caton Team

Berkshire Hathaway HomeServices – Drysdale Properties

DRE # |Sabrina 01413526 | Susan 01238225 | Team 70000218 |Office 01499008

The Caton Team does not receive compensation for any posts.  Information is deemed reliable but not guaranteed. Third party information not verified.
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