The California Association of Realtors has a wealth of information for buyers and sellers – not just us Realtors. I thought I would pass along the Consumer Page – for the most important link in any buyers life – DOWN PAYMENT ASSISTANCE PROGRAMS! Yes, you read the correctly – down payment assistance. Not every area has programs, and of course you must qualify. However, I posted the online search to my Facebook page – so please feel free to click on:
https://www.facebook.com/TheCatonTeam
And of course, when you need a Realtor – please call the Caton Team!
Buying or selling a home is one of the most important transactions a person will ever make in his or her lifetime. Nothing less than a qualified, trained professional should be entrusted to assist in that process. This site is dedicated to educating consumers about the intricacies of buying and selling a home, and how a REALTOR® can help:
First-Time Home Buyer? Here’s What You Should Know About Your Appraisal
Home ownership is the ultimate dream for many in the United States, but going through it for the first time can be a daunting process. First-time home buyers often misunderstand one of the key components of the home buying process: the appraisal. It is one of the most important tools to ensure buyers pay a fair and equitable price for the property they purchase.
To learn more, read this financial education article in the Huffinton Post, by David S. Bunton, President of the Appraisal Foundation.
The California Down Payment Resource Directory
The California Down Payment Resource Directory is a powerful search tool that identifies current down payment assistance programs in communities throughout California. Buyers can search by city or address for public- and private-funded assistance programs including FHA/VA, HUD, affordable fixed-rate mortgages, rehab loans, and more. Start your search for down payment assistance now!
http://www.car.org/aboutus/forconsumers/downpaymentresource/
Homeowner Legislative Facts REALTORS® don’t just help you navigate the home buying and selling process. They also are tireless advocates for homeowners, buyers and sellers in the legislative process. Please see our newly presented website, Homeowner Legislative Facts, to learn about some of the many policy issues now being considered in Washington D.C. and Sacramento, which we monitor on your behalf.
Residential Energy Audit Program
The California REALTOR®’S Energy Audit Program (R.E.A.P.) provides up to a $250 rebate on a Home Energy Rating System (HERS) home energy audit conducted by a certified HERS rater. To qualify for the R.E.A.P., applicants must purchase a home between Oct. 1, 2013 and Dec. 31, 2014, conduct a HERS home energy audit of the home before the close of escrow (as part of the Energy Efficient Mortgage) or no later than 60 days after the close of escrow, and they must use a California REALTOR® in the transaction (referrals do not qualify). The program applies only to primary single family residences purchased in California. Learn more about R.E.A.P..
I read this article at: http://www.car.org/aboutus/forconsumers/#
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Thanks for reading – Sabrina
The Caton Team – Susan & Sabrina – A Family of Realtors
Berkshire Hathaway HomeServices – Drysdale Properties
Sabrina BRE# 01413526 / Susan BRE #01238225 / Team BRE# 70000218/ Office BRE #01499008
The Real Estate Beat 