HomeFundIt – Crowd Sourcing Your Down Payment – What do YOU think?

Have you heard of Crowd Funding? Or seen social media posts from Go Fund Me or Kickstarter?  Often times we see these posts to help new ideas launch, new products gain traction or people affected by natural disaster who are in need.

The idea of asking for help is not a new idea.  It takes a village right?  Well, that applies to all walks of life, not just new families raising the next generation.  Around here, the second biggest hurdle to buying a home, aside from making the income to qualify for the mortgage, is saving for the downpayment.  20% around here is often $200,000+!  So how does one get help with the downpayment when city and county programs are no help?

Welcome Home Funding has found a way!  It is crowd sourcing your downpayment with HomeFundIt!  Now instead of getting birthday and Christmas gifts that you don’t need Рyour friends and family can contribute towards your downpayment!  Now that’s an unforgettable gift.

My spin on it Рhave fun!  Like other crowd sourcing sites Рyou can tier it and offer incentives for price points.  $10 donation Рstop by for coffee, $100 donation Рset a dinner date as a thank you.  What do you think?  Too much?  

I first posted about HomeFundIt last week on my social media thinking that someone would get excited about this – but no one did!!!!

So my question today Рis it gauche to ask for money?  Is it embarrassing to post this?  I want to know what you think!!!!  So please comment on the blog, or visit our Facebook and Instagram accounts to chime in!

I’d love to know what you’re thinking and if you’re thinking about trying HomeFundIt Рcontact me anytime!  I’d love to help your dream of homeownership become a reality! 

Learn more at: HomeFundIt with The Caton Team

Thank you for reading,



Got Real Estate Questions?   The Caton Team is here to help.

We strive to be more than just Realtors Рwe are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance Рwe are here for you. Contact us at your convenience Рwe are but a call, text or click away!

The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.

A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge Рwould’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654

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Berkshire Hathaway HomeServices ‚Äď Drysdale Properties

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The Caton Team does not receive compensation for any posts.  Information is deemed reliable but not guaranteed. Third party information not verified.  

Down Payment Assistance Programs…

The California Association of Realtors has a wealth of information for buyers and sellers Рnot just us Realtors.  I thought I would pass along the Consumer Page Рfor the most important link in any buyers life РDOWN PAYMENT ASSISTANCE PROGRAMS!  Yes, you read the correctly Рdown payment assistance.  Not every area has programs, and of course you must qualify.  However, I posted the online search to my Facebook page Рso please feel free to click on:


And of course, when you need a Realtor – please call the Caton Team!

Buying or selling a home is one of the most important transactions a person will ever make in his or her lifetime.¬† Nothing less than a qualified, trained professional should be entrusted to assist in that process.¬† This site is dedicated to educating consumers about the intricacies of buying and selling a home, and how a REALTOR¬ģ can help:

First-Time Home Buyer? Here’s What You Should Know About Your Appraisal‚Ä®

Home ownership is the ultimate dream for many in the United States, but going through it for the first time can be a daunting process. First-time home buyers often misunderstand one of the key components of the home buying process: the appraisal. It is one of the most important tools to ensure buyers pay a fair and equitable price for the property they purchase.

To learn more, read this financial education article in the Huffinton Post, by David S. Bunton, President of the Appraisal Foundation.


The California Down Payment Resource Directory

The California Down Payment Resource Directory is a powerful search tool that identifies current down payment assistance programs in communities throughout California. Buyers can search by city or address for public- and private-funded assistance programs including FHA/VA, HUD, affordable fixed-rate mortgages, rehab loans, and more. Start your search for down payment assistance now!



Homeowner Legislative Facts‚Ä®REALTORS¬ģ don’t just help you navigate the home buying and selling process.¬† They also are tireless advocates for homeowners, buyers and sellers¬†in¬†the legislative process.¬† Please see our newly presented website, Homeowner Legislative Facts, to learn about some of the many policy issues now being considered in Washington D.C. and Sacramento, which we monitor on your behalf.


Residential Energy Audit Program

The California REALTOR¬ģ’S Energy Audit Program (R.E.A.P.) provides up to a $250 rebate on a Home Energy Rating System (HERS) home energy audit conducted by a certified HERS rater.¬†To qualify for the R.E.A.P., applicants must¬†purchase a home between Oct. 1, 2013 and Dec. 31, 2014,¬†conduct a HERS home energy audit of the home before the close of escrow (as part of the Energy Efficient Mortgage) or no later than 60 days after the close of escrow, and they must use¬†a California REALTOR¬ģ in the transaction (referrals do not qualify).¬†The program applies only to¬†primary single family residences purchased in California.¬†Learn more about R.E.A.P..


I read this article at: http://www.car.org/aboutus/forconsumers/#

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Got Questions? РThe Caton Team is here to help.  

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Please enjoy my personal journey through homeownership at:


Thanks for reading ‚Äď Sabrina

The Caton Team – Susan & Sabrina – A Family of Realtors

Berkshire Hathaway HomeServices ‚Äď Drysdale Properties

Sabrina BRE# 01413526 / Susan BRE #01238225 / Team BRE# 70000218/ Office BRE #01499008