Knowing what your home is worth….

Knowing what your home is worth….

You think you only need a Realtor when you go to buy and sell Real Estate. Turns out – we’re pretty handy resources too!  The Caton Team likes to set up our clients with a monthly search so they know – at any given time – about how much their home is worth.  Now, one would think this information is only relevant when it’s time to sell – turns out – knowing your homes value comes in handy… here’s how!

(If you’d like us to setup a custom search for your home – please let us know!)


Much like selling, knowing your home’s value can guide you to the right mortgage refinance opportunity.  Perhaps you need a lower, more manageable payment – I.E. a lower interest rate – knowing the value of your home will help you determine how much you can borrow.  If you need some guidance on where to turn – please let The Caton Team know and we can point you in the right direction.


Understanding the value of your home will help determine if a home improvement is worth it.  Considering a sale?  If your home is already worth top dollar for your area – perhaps an improvement isn’t the best bang for your buck.  On the flip side – if you know your home is a tad more dated than the neighborhood, and you know the oohs and aahs the Jone’s just got for their fixed up bath – then perhaps it is time to consider a home improvement that will maximize your return on investment.  Curious where to invest your money?  The Caton Team is happy to help!  We’re in the trenches with our buyers and know what they are looking for.  We are very cost conscious with our sellers – so we will steer you in the right direction.


The property tax you pay is assessed on the value of your home.  If the market is healthy or you’ve updated your home that will increase the value of you home and adjust your property tax upwards.  Have you noticed a change in your taxable value and curious if it is correct?  Let the Caton Team know and we’d be happy to provide you with an accurate, current value of your home.


If you’re thinking you need to borrow against your home for a Line of Credit – you’ll need to know and understand the value of your home.  Most banks require up to 25% equity in your home in order to qualify for a Home Equity Line of Credit (HELOC).  When home values are on the rise and the real estate market is strong – that can create a great opportunity for a homeowner to capture and use some of their equity.  Perhaps pay off more expensive loans or pay for college tuition.


Did you know that your Home Owners Insurance is based on the appraised value?  If your home values go up you may be under-insured!  For instance, let’s say you bought a home with an unfinished basement and converted it into a high-end Man Cave with all the electronic bells and whistles.  Clearly you just added value to your home, added equity – so you’ll want to make sure your insurance covers these new renovations and reflects the new value of your home.  Are you curious if your renovations added value – let The Caton Team know and we’ll help!

The Caton Team is comprised of Susan and Sabrina Caton – a mother/daughter in law team.  We are full time, local Realtors with over 25 years of combined Real Estate experience.  How can The Caton Team help you?

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Thanks for reading – Sabrina

The Caton Team – Susan & Sabrina – A Family of Realtors

Effective. Efficient. Responsive.  What Can The Caton Team Do For You?

Berkshire Hathaway HomeServices – Drysdale Properties

Sabrina BRE# 01413526 / Susan BRE #01238225 / Team BRE# 70000218/ Office BRE #01499008

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Sabrina Caton - The Caton Team - Realtors

Sabrina & Susan are native Californians - born and raised in the Silicon Valley with a passion for Residential Real Estate. A mother and daughter-in-law duo called - The Caton Team. With over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time. Call | Text at: 650-799-4333 | Email The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true. The Peninsula is our backyard - let us help make it yours. We represent Buyer’s and Seller’s throughout the Bay Area. The Caton Team – Susan & Sabrina A Family of Realtors Effective. Efficient. Responsive. What can we do for you?

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