The Caton Team Realtors – Page 4 – The Real Estate Beat

Top 25 Smart Home Innovations – Shared Article

As these technologies hit the market, they promise to transform homes into smarter, more sustainable spaces.

Here’s a curated list of the most exciting smart home solutions unveiled this year.

1. Airthings Renew

The Airthings Renew is an advanced air quality monitor that detects pollutants, temperature and humidity in real-time. Designed to integrate seamlessly with HVAC systems, it provides actionable recommendations for maintaining a healthy indoor environment. Its intuitive mobile app means users can monitor air quality from anywhere.

2. Anker EverFrost 2 Electric Cooler

Anker’s EverFrost 2 is a portable electric cooler designed for extended use without ice. Its high-capacity battery provides long-lasting refrigeration, making it a good choice for outdoor adventures and emergency situations. It’s energy efficient and compact in design, suitable for a variety of home sizes and types.

3. Eufy 3-in-1 E20 Vacuum

Eufy’s 3-in-1 E20 is a multi-functional home cleaning solution that combines vacuuming, mopping,and air purification. It offers powerful suction and intelligent navigation for efficient cleaning. The air purifier adds an extra layer of utility and ensures cleaner air in your living space.

4. Govee Table Lamp 2 Pro x JBL

Govee’s collaboration with JBL brings consumers the Table Lamp 2 Pro, a fusion of audio and lighting technology. The lamp features RGBIC lighting—a type of LED lighting that allows for multiple effects—synched with high-quality sound for immersive experience.

5. Reolink Duo 3 WiFi Camera

The Reolink Duo 3 WiFi Camera features a dual-lens system that provides a 180° panoramic view in 16MP resolution. Dual-band Wi-Fi 6 allows for smooth streaming and faster connections. The camera also includes motion detection and smart alerts to enhance home security by keeping homeowners informed in real time.

6. Lockly Vision Prestige

Lockly’s Vision Prestige smart lock integrates 3D facial recognition, a 2K video camera and Apple Home Key compatibility. Its dual-camera setup seamlessly monitors visitors and packages. Biometric and multi-access control options make it a secure and versatile solution for smart homes.

7. Aqara Panel Hub S1 Plus

Aqara’s Panel Hub S1 Plus acts as a central smart home command center with Matter and Zigbee compatibility. Its intuitive touchscreen interface simplifies managing multiple devices and routines. The hub integrates with various ecosystems, making it a flexible addition to any setup.

8. Flic Duo Smart Button

The Flic Duo Smart Button introduces intuitive control with customizable gestures and presses for over 30 commands. Compact and easy to use, this singular device lets users manage a range of smart home devices, from lighting to music.

9. Roborock Saros Series

The Roborock Saros Series combines advanced vacuuming and mopping features with AI-powered navigation. The OmniGrip robotic arm can remove obstacles, while VibraRise 4.0 technology goes to work on a deep cleaning. These intelligent robots redefine efficiency in home cleaning.

10. GE Lighting Reveal Bulbs

GE’s enhanced Reveal LED bulbs deliver vibrant, balanced lighting with improved energy efficiency. Their advanced phosphor blend highlights colors and textures in every room. Available in various shapes and sizes, these bulbs are set to hit the market later this year.

11. LIFX Luna

LIFX Luna is a lamp that offers dynamic color options and customizable lighting effects for tailored ambiance. It integrates with popular smart home platforms, allowing users to create personalized scenes. Its energy-efficient design ensures minimal environmental impact.

12. Ecobee Smart Thermostat Essential

Ecobee’s Smart Thermostat Essential combines affordability with smart climate control features. Integrated with voice assistants, the thermostat allows users to adjust temperatures remotely. Its energy-saving technology makes it a practical choice for cost-conscious homeowners.

13. Swann Doorbell Camera

Swann’s Doorbell Camera enhances home security with HD video and two-way audio. Its motion detection system alerts homeowners to visitors or potential intrusions. Easy installation and compatibility with existing security systems make it an accessible addition for many smart homeowners. The doorbell camera uses AI-driven SwannShield voice assistant technology, which adapts to your preferences, handles visitors and delivers personalized responses.

14. EcoFlow DELTA Pro 3

The DELTA Pro 3 portable power station has an output of 4,000W and an expandable storage capacity up to 48kWh. Features include quiet operation, fast charging and easy integration making it a viable choice for whole-home energy resilience. It’s a versatile solution for emergencies and daily use.

15. Kidde x Ring Smart Smoke Alarms

The collaboration between Kidde and Ring brings advanced smoke and CO detection to the smart home space. Real-time alerts through the Ring app and professional monitoring provided by Kidde enhance a home’s safety. The smoke alarms also promise faster and more precise detection, reducing false alerts while providing reliable protection.

16. ULTRALOQ Bolt Mission

The ULTRALOQ Bolt Mission smart lock uses ultra-wideband technology for precise, hands-free unlocking. Its Matter compatibility, NFC integration and voice control bring the future to consumers, today. Weather resistance and robust construction ensure durability and reliability.

17. Savant Proseo Shades

Savant’s Proseo Shades combine elegant design with advanced smart home integration. These window shades can be controlled via the Savant app or voice assistants. They add a touch of luxury while improving energy efficiency and privacy.

18. Ulticam IQ Floodlight Camera

Ulticam IQ combines edge AI technology with 2K video and dual floodlights for robust outdoor security. Its weatherproof design ensures durability in all kinds of climates, while customizable detection zones minimize false alerts. The camera also includes subscription-free, built-in storage for added convenience.

19. Honeywell Home X2S Thermostat

Honeywell Home’s X2S Smart Thermostat use-driven adjustments based on user behavior to enhance climate control. Its sleek interface and advanced sensors optimize energy use, and it is compatible with major voice assistants.

20. Mammotion Luba 2 AWD Robotic Mower

The Mammotion Luba 2 AWD offers homeowners hands-free lawn care with precise, boundary-free navigation. The mower’s four-wheel drive tackles slopes and uneven terrain, while app integration allows for operation from a smart device. Solar-powered charging enhances its eco-friendly design.

21. ThirdReality Keyboard with Matter Buttons

The ThirdReality Keyboard comes with programmable Matter-compatible buttons, ideal for property management. The system allows for simple, centralized control of lighting, security and HVAC systems. Its compact design and ease of use make it a hit for multifamily units.

22. SwitchBot Air Purifier and K20+ Modular System

SwitchBot’s air purifier offers filtration that captures 99.97% of airborne particles. It also integrates with the future-ready K20+ modular system, which allows users to add functions like humidification and scent diffusion, making it highly versatile. The purifier’s smart integration enables monitoring and control via an app for complete indoor air management.

23. Yarbo Modular Snow and Lawn Attachments

Yarbo introduced a modular robotic system with attachments for snow clearing, lawn mowing and leaf blowing. These battery-powered units adapt to seasonal needs, for an all-in-one solution for outdoor maintenance. With app control and GPS-based navigation, Yarbo simplifies yard care.

24. Lutron Caseta Smart Shades

Lutron’s Caseta Smart Shades provide luxury and functionality at an affordable starting price. These shades integrate with major smart home platforms and offer app or voice control for seamless operation. Their energy-efficient design enhances privacy while reducing energy costs.

25. reMarkable Paper Pro

The reMarkable Paper Pro bridges the gap between traditional note-taking and digital innovation. The paper-like display and advanced stylus technology is a good choice for managing schedules, jotting down ideas or even signing contracts. The lightweight, distraction-free design makes it a valuable tool for modern homeowners and professionals alike. The new pro version features millions of color ink particles, creating better saturation and depth.

CES 2025 emphasized the growing impact of smart home technology on modern living. From advanced energy management to innovative cleaning solutions, these products promise to offer significant improvements in convenience, efficiency and security.

I read this article HERE. By: Brandon Doyle

Got Questions? The Caton Team is here to help.

We love what we do and would love to help you navigate your sale or purchase of Residential Real Estate. Please reach out for a personal consultation. Please enjoy our free resources below and get to know our team from our TESTIMONIALS.

Effective. Efficient. Responsive. The Caton Team 🏡

How can The Caton Team help You?

Get exclusive inside access when you follow us on Facebook & Instagram

Got Real Estate Questions? The Caton Team is here to help.

We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral, or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!

The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.

A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – wouldn’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

Berkshire Hathaway HomeServices – Drysdale Properties, Redwood City Ca.

DRE # | Sabrina 01413526 | Susan 01238225 | Team 70000218 | Office 01499008

The Caton Team does not receive compensation for any posts. Information is deemed reliable but not guaranteed. Third-party information not verified.

When Will Be the Best Time to Buy a Home in 2025? (Hint: It’s Coming Soon) By: Melissa Dittmann Tracey – Shared Article

You bet this article peaked my interest – read more on the best time to BUY in 2025.

Mark your calendars: The week of Oct. 12-18, as well as its surrounding weeks, could offer your home buyers a prime time to make an offer on a home. A new study from realtor.com® finds the week offers a rare trifecta—more listings, lower prices and less competition—creating an ideal moment for agents to help home shoppers to make their move.

Greater housing options may be just the catalyst needed to get buyers off the sidelines this fall. Compared with recent years, they now have more choices—and more bargaining power.

“I expect this market momentum shift to magnify typical seasonal trends that favor home buyers in the fall,” says Danielle Hale, realtor.com®’s chief economist. According to realtor.com®’s data, the particular week of Oct. 12-18 could bring buyers not only more homes to choose among and fewer competing shoppers, but also potential average savings of more than $15,000 compared to this summer’s peak prices.

“In a year that’s been the most buyer-friendly in nearly a decade, it’s the best window of opportunity for home buyers all year,” Hale says. Plus, after a slower-than-usual summer for home sales, buyer demand may be poised for a rebound if mortgage rates continue to ease and home price increases slow.

6 Reasons to Buy This Fall

While the market has not yet tipped into a full “buyer’s market,” conditions are more balanced than they have been in years, Hale says. “This represents a significant shift after a period of historically tight supply and intense competition that left many home shoppers priced out,” she notes.

Here’s what the realtor.com® data shows tilting in buyers’ favor this fall—especially during the week of Oct. 12-18 for the majority of housing markets across the country.

1. More listings

Inventory levels typically peak in early fall, but this year the number of homes for-sale has reached the highest point since the pandemic. Active listings climbed above 1 million in late spring—a milestone not seen in years, according to realtor.com®. During the week of Oct. 12-18, buyers could see up to 33% more active listings than at the start of the year.

“This increase is giving buyers something they haven’t had in years: breathing room,” Hale notes in a recent column at realtor.com®. “More choices mean less pressure to rush into a decision or waive contingencies, and greater opportunity to find a home that fits both lifestyle and budget.”

2. Lower prices

Listing prices during the week of Oct. 12-18 typically run about 3.4% below the seasonal peak. That could translate into potential savings of more than $15,000 on a median-priced home of $439,450, realtor.com®’s data shows.

Realtor.com Median Listing Price Chart — Source: realtor.com®

3. Greater chance of price cuts

About 5.5% of homes tend to see price reductions during that week, according to realtor.com®’s research. And economists say recent trends suggest even more discounted listings could emerge this fall. (Read more: Listing Price Reduction? How to Navigate It With Buyers, Sellers)

Realtor.com Price Reductions Chart — Source: realtor.com®

4. Less competition

Buyer demand has cooled in 2025 as affordability challenges and elevated mortgage rates weigh on the market. If this October follows typical patterns, however, competition could be about 31% lower than during the peak season, easing pressure on buyers to make rushed offers.

5. A slower pace of sales

Homes are taking longer to sell—another sign buyers have more time to make decisions. The U.S. median time on the market surpassed pre-pandemic norms this summer. In October, homes typically spend about two weeks longer on the market compared with the peak season.

Still, certain homes continue to attract strong attention, with the average listing nationally drawing 2.1 offers in July and 21% of homes still selling for above the asking price, according to the latest REALTOR® Confidence Index.

6. More newly listed homes

Besides higher overall inventory, mid-October also tends to bring a wave of new listings. About 16% more homes typically debut this time of year, giving buyers additional opportunities to find a match.

Timing the Market?

While fall generally brings better deals for buyers, the “best time to buy” ultimately depends on local market dynamics—especially as affordability challenges continue to shape where and how people move.

Timing varies by metro. For example, the realtor.com® analysis found that New York and Philadelphia metros tend to have their “best time to buy” occur in early-to-mid September, ahead of the national “best week.”

Metros in Chicago, Atlanta and Dallas tend to find their sweet spot for home buyers in the Sept. 28-Oct. 4 window, whereas places like Houston, Los Angeles and Washington, D.C., more closely follow national trends of the Oct. 12-18 week.

Other locales like Phoenix, Louisville, Ky., and Charlotte, N.C., often see their prime week being Nov. 2-8, whereas several Florida markets—like Ft. Lauderdale and Tampa—have their most promising buying conditions later in the season, from Nov. 30-Dec. 6.

Check out the study for insight on your market’s projected “best time to buy” dates.

I read this article HERE.

Got Questions? The Caton Team is here to help.

Effective. Efficient. Responsive. The Caton Team 🏡

How Can The Caton Team Help You?

Get exclusive inside access when you follow us on Facebook & Instagram

Got Real Estate Questions? The Caton Team is here to help.

The Caton Team believes, in order to be successful in the San Francisco | Peninsula | Bay Area | Silicon Valley Real Estate Market, we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.

A mother and daughter-in-law team with over 35 years of combined local Real Estate experience and knowledge – wouldn’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

Berkshire Hathaway HomeServices – Drysdale Properties, Redwood City Ca.

DRE # | Sabrina 01413526 | Susan 01238225 | Team 70000218 | Office 01499008

The Caton Team does not receive compensation for any posts. Information is deemed reliable but not guaranteed. Third-party information not verified.

🍂Fall Home Maintenance Checklist:🍂 – Shared Article

Happy Fall!!!! Now is a good time to prepare your home for the upcoming winter. Take a moment to walk your property, shore up any issues with windows, insulation and weather stripping. Enjoy these tips and let me know if I can add any…

Service Fireplace and Chimney: Have them cleaned and inspected before the first fire of the season.

Service Your Heating System: Schedule a professional tune-up so your furnace or heater is ready for cooler weather.

Swap Out Air Filters: Replace or clean filters to keep your HVAC system running efficiently and maintain good air quality.

Check Your Thermostat: Make sure it’s working properly and update settings for fall and winter.

Seal Windows and Doors: Apply weatherstripping or caulk to prevent drafts and reduce energy costs.

Winterize Outdoor Plumbing: Shut off outdoor water lines, drain hoses, store them indoors, and cover faucets to prevent freezing.

Inspect Your Roof: Look for damaged or missing shingles and make repairs before heavy rain or snow.

Clean Gutters and Downspouts: Clear out leaves and debris to avoid clogs and water damage.

Check Attic Insulation: Ensure you have proper insulation and ventilation to keep heat in and cold air out.

Flush Your Water Heater: Drain sediment buildup for better efficiency and set the temperature to 120°F.

Got Questions? The Caton Team is here to help.

Effective. Efficient. Responsive. The Caton Team 🏡

How Can The Caton Team Help You?

Get exclusive inside access when you follow us on Facebook & Instagram

Got Real Estate Questions? The Caton Team is here to help.

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

Berkshire Hathaway HomeServices – Drysdale Properties, Redwood City Ca.

DRE # | Sabrina 01413526 | Susan 01238225 | Team 70000218 | Office 01499008

The Caton Team does not receive compensation for any posts. Information is deemed reliable but not guaranteed. Third-party information not verified.

Managing Loan Repayment: 8 Strategies To Keep You on Track – Shared Article

Taking out a loan is a reality for most people at some point in their adult life. Loans can be used for various reasons, such as buying a home, funding education, or starting a business.

However, managing the loan repayment terms is crucial to maintaining financial health and avoiding the pitfalls of debt. Keep reading as we offer in-depth strategies for staying on top of your loan payments, ensuring you can meet your obligations while minimizing stress and financial strain.

1. Understand Loan Terms

Before you can effectively manage any loan, you need to understand the terms of said loan fully. Key elements include:

Interest Rate: The percentage of your loan amount that will be charged as interest over the life of the loan. Variable rates can change over time, while fixed rates remain the same for the duration of the loan.
Loan Term: The length of time you have to repay the loan, often expressed in months or years.
Repayment Schedule: The frequency of payments (monthly, bi-weekly, etc.) and the amount due.
Fees and Penalties: Any additional costs for late payments, early repayment, or loan servicing.

Why Understanding Terms Matters

Knowing your loan terms helps you plan your budget and anticipate your financial obligations and ensures you’re aware of any penalties or fees that could increase your repayment amount. Understanding all of these details upfront allows you to avoid costly mistakes or detrimental issues down the line.

2. Build a Repayment Plan

The first step in managing any loan repayment is to create a realistic and attainable budget and timeline. Make sure to calculate your income, expenses, and existing debt obligations (credit card, student loans, etc.) accurately.

Begin by listing all sources of income, then outline your fixed and variable expenses. To ensure they are prioritized, include your loan payments as a non-negotiable part of your budget.

Prioritizing Debts

If you have multiple loans or debts, it’s important to prioritize them. The best way to prioritize any existing debt is to think about current interest rates and loan terms to decide which debts should be paid off first. Generally, high-interest debts like credit cards should be prioritized, followed by lower-interest loans like mortgages or student loans. High-interest loans with shorter loan terms should be tackled as quickly as possible.

Establishing an Emergency Fund

An emergency fund is necessary to manage unexpected expenses without falling behind on loan payments. Experts advise having at least three to six months’ worth of living expenses. This safety net can help you stay on top of your loan payments even if your financial situation changes unexpectedly.

3. Automate Payments

Setting up automatic payments is so convenient these days and one of the easiest and most effective ways to make sure you never miss a loan payment. Automatic payments can help you:

Avoid Late Fees: Payments are made on time, reducing potential late fees or penalties.
Stay Organized: Automating payments simplifies your financial management by reducing the number of bills you need to remember each month.
Potential Interest Rate Discounts: Some lenders offer reductions in interest rates for borrowers who enroll in automatic payments.

How to Set Up Automatic Payments

Just like setting up automatic credit card payments, the majority of lenders let you set up automatic payments through their online portal. After a few verification steps, you can link your bank account and select the withdrawal date that aligns best with your cash flow.

It is important to pick a date on which you know there will be enough money in your account to cover the payment so you don’t incur insufficient fund fees or other penalties.

4. Make Extra Payments

Making any additional payments on your loan can significantly reduce the total interest paid over the loan’s lifespan and help you pay off the debt faster. Even the most minor amounts can make a huge difference in reducing your loan balance.

Strategies for Extra Payments

Round-Up Payments: You can round your monthly payment up to the nearest hundred or add a fixed amount (like $50) to your regular payment.
Use Windfalls: Apply bonuses, tax refunds, side hustles or other unexpected income directly to your loan balance.
Bi-Weekly Payments: Instead of making one lump sum payment, consider splitting up your payment in half and pay every two weeks. This helps pay off the debt faster and reduces the interest costs.

Confirm How Payments Are Applied

When making extra payments, double-check that they are being applied to the principal rather than future payments. This will reduce the amount of interest you pay and help you pay off the loan sooner.

5. Consider Refinancing

Refinancing a loan is when you take your existing loan term and replace it with a new one, typically at a lower interest rate or with different terms. Consider refinancing if:

Interest Rates Have Dropped: Securing a lower interest rate reduces your monthly payment and total interest paid.
Your Credit Has Improved: An increased credit score could help secure more favorable loan terms.
You Need to Adjust Your Loan Term: Based on your current financial situation, you want to extend or shorten your repayment period.

6. Open Lender Communication

If you have a life-changing event that might make it challenging to make your loan payments on time, it’s important to communicate with your lender as soon as possible. Many lenders offer hardship programs or will actively work with you to adjust payments temporarily as long as you have open communication and can come to an agreement.

Options for Temporary Relief

Forbearance: Temporarily reduce or suspend your payments, though interest may continue to accrue.
Loan Modification: Adjust the existing loan terms (ex., extending the repayment period or reducing the interest rate).
Deferment: Postpone payments without accruing interest, typically for loans like student loans.

How to Approach Your Lender

When contacting your lender, be honest about your financial situation and proactive in seeking a solution. Provide any requested documentation and be prepared to discuss how long you expect to need assistance. Many lenders are willing to work with borrowers to find a mutually beneficial arrangement.

7. Monitor Your Progress

It’s important to track your loan balance and payment history actively. If you have a spreadsheet you use with total payments, enter each payment to easily identify the remaining balance and match it with the lender’s loan amounts.

This will help you stay informed about your progress and confirm that your payments are correctly applied.

Adjust Your Budget as Needed

Life circumstances change, and your budget should adapt. For example, consider allocating more funds to your loan payments to pay off the debt faster. Conversely, if your income decreases, you may need to adjust your budget to maintain timely payments.

8. Consider Professional Help

Managing loan repayments can often become overwhelming. If you’re struggling to make payments or have any questions about the terminology, timelines, rates, etc., consider seeking help from a financial counselor. A certified financial counselor can help you create a budget, negotiate with lenders, and develop a debt repayment plan tailored to your situation.

Choosing a Reputable Counselor

Look for a nonprofit organization or a certified financial planner (CFP) who is accredited by a recognized financial planning body. Ensure that the counselor has experience with loan repayment strategies and can offer unbiased advice.

Benefits of Financial Counseling

Personalized Advice: A financial counselor can provide tailored advice based on your financial situation.
Debt Management Plans: If you’re managing multiple debts, a counselor might help you develop a debt management plan that consolidates payments and may reduce interest rates.
Long-Term Financial Planning: A financial counselor can assist with bigger financial goals, such as saving for retirement or building an emergency fund.

Conclusion

Managing your loan repayment requires thoughtful planning, discipline, and proactive strategies. By understanding your loan terms, creating a realistic budget, automating payments, and exploring options like refinancing or loan consolidation, you can successfully manage your debt and protect your financial health now and in the future. Building the foundation now and setting yourself up with a well-crafted plan and routine can help with your financial stability for years to come.

I read this article HERE.

Got Questions? The Caton Team is here to help.

Effective. Efficient. Responsive. The Caton Team 🏡

How can The Caton Team help You?

Get exclusive inside access when you follow us on Facebook & Instagram

Got Real Estate Questions? The Caton Team is here to help.

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

Berkshire Hathaway HomeServices – Drysdale Properties, Redwood City Ca.

DRE # | Sabrina 01413526 | Susan 01238225 | Team 70000218 | Office 01499008

The Caton Team does not receive compensation for any posts. Information is deemed reliable but not guaranteed. Third-party information not verified.

9 Interior Paint Colors Buyers Hate—and What to Use Instead – Shared Article

Picking colors is one of my favorite parts of helping my selling clients prepare for sale. I enjoyed this article by Quincy Bulin.

Getting ready to sell your home? Don’t put it on the market before checking these interior paint colors buyers hate.

Price and stock could change after publish date, and we may make money off these affiliate links. Learn more.

Photo: Laurey Glenn

Interior Paint Colors Buyers Hate

There’s a lot that can turn someone off while house hunting—damage, clutter and curb appeal, to name a few. One of the easiest and most high-impact changes to make is repainting your walls. But what colors do buyers dislike? We’ve pulled together the top 9 paint colors that buyers hate and what you should use instead.

See Dated Features Homebuyers Always Notice

Bright Bedroom Features a Patterned Accent Walls and a Gray Ceiling

Photo: Ryan Garvin. From: Erica Bryen Design.

Don’t: Bright White

It makes sense that sellers often opt for bright-white paint when trying to refresh their home, but according to Colette Archambault, co-founder of Hunter Hill Interiors, its stark, sterile appearance is better suited for a hospital. “Bright white can also create harsh contrasts and show imperfections more easily,” she adds.

Check Out Our White Paint Guide

Photo: Photo by Tamara Flanagan Photography, design by Hunter Hill Interiors

Do: Simply White by Benjamin Moore

Archambault prefers a white paint with warmth to it, one of her favorites being Benjamin Moore’s Simply White. “It has a softness that makes a space feel welcome and refined,” the designer explains. You still get the crisp, modern look—just without the harshness.

See HGTV Stars’ Favorite White Paints

Bedroom Features Neutral Accents and Modern Fixtures

Photo: Constance Mariena. From: Kerra Michele Huerta.

Don’t: Cool Gray

Not all grays are created equal. In fact, Kathryn Linea Rund, Strategic Design and Development Advisor at HouseCashin, says that “grays with blue or purple undertones feel cold and unwelcoming.” Even when paired with warm furniture and finishes, it still feels corporate and stiff.

From: Marianne Brown

Do: Mindful Gray by Sherwin-Williams

The beauty of a greige like Sherwin-Williams Mindful Gray is that it balances warm and cool tones. According to Rund, this is what makes it so versatile and “perfect for open-concept layouts and home staging.”

Photo: Janet Mesic Mackie. From: Mark Lavender.

Out: Bright Red

Psychology tells us that red is a powerful color—especially vivid shades. “Often perceived as intense and overwhelming, red can make a space feel smaller and may evoke strong emotional responses,” explains Andrea Viscuso, licensed real estate agent at Compass.

Dining Table Vignette, Wicker Vase with Florals, Art, Bold Wall Color

Photo: Arnelle Lozada. From: HGTV Handmade.

Do: Cavern Clay by Sherwin-Williams

Though not actually red, this warm terracotta color—Cavern Clay by Sherwin-Williams—has red tones that make it a worthy substitute. Rund says it “brings an earthy elegance without overpowering a room,” though she does recommend it for accent walls and smaller spaces.

See Warm Paint Shades from HGTV Magazine

Contemporary Game Room With Black Walls and Ping Pong Table

Photo: Amy Bartlam. From: Jenn Feldman Designs .

Don’t: Black

Though moody hues aren’t necessarily bad to buyers, black is a different story. “Even though it’s daring, painting a whole room black absorbs light and depth, resulting in a flat and lifeless appearance,” Barbara E. Tanaka, Strategic Home Design and Organizing Advisor at Real Estate Bees, says of the color. (Plus, imagine how many coats of primer the new homeowner would need to paint over it!)

From: Landing Design

Do: Hale Navy by Benjamin Moore

A classic navy, however, is different. One of her favorites, Tanaka recommends Hale Navy by Benjamin Moore or a similarly deep hue with a little bit of sheen “for a refined appearance that adds dimension and a hint of luxury without overpowering the room.”

See Jewel-Toned Kitchen Design Ideas

Photo: Eric Perry

Don’t: Olive Green

Nature-inspired greens are always going to be timeless—because what would be more timeless than the great outdoors? That said, olive green can too easily read as muddy, which Rund declares is “drab, especially in small spaces” and “often associated with older, out-of-date design trends.”

Photo: Valeria Jacobs

Do: Evergreen Fog by Sherwin-Williams

On the other hand, sage is right on trend. Rund describes Evergreen Fog by Sherwin-Williams as “a soft and sophisticated green with gray undertones that feels calming, clean, and modern.” It has the ability to ground any space while still adding color.

See Green Paint Colors Our Editors Love

Photo: Lauren Rubinstein. From: Kandrac & Kole Interior Designs, Inc..

Don’t: Builder Beige

Considered a default color you can find in a lot of new builds, painting a nondescript beige on the wall is supposed to be versatile and classic. Rund argues, however, that it “feels bland and dated” and “lacks warmth and personality.”

Photo: SARAH NATSUMI MOORE

Do: Pale Oak by Benjamin Moore

Considered a go-to by many designers, Viscuso says Benjamin Moore’s Pale Oak “is a subtle color with a tiny touch of greige-slash-tan that looks great in any space.” Whereas “builder beige” looks heavy on the wall, Pale Oak has an irresistible airiness to it that makes your home feel lighter and brighter.

See Neutral Paint Shades from HGTV Magazine

From: Brian Patrick Flynn

Don’t: Light Blue

Though pretty, Krasovec insists that light blue can feel “too bright and childlike” in a home. It’s also more difficult to build a color palette with and limiting when it comes to style and patterns.

Photo: Robert Peterson, Rustic White

Do: Stardew by Sherwin-Williams

The soft, Sherwin-Williams Stardew blue walls in the living room help unify this space with the adjacent kitchen and keep things feeling open and spacious. A large coquina fireplace brings a historic element found throughout St. Augustine design into the living area and connects this space with the area’s history.

Brown Office With Chandelier and Navy Tufted Chair With Fringe

Photo: preston lee. From: Preston Lee.

Don’t: Dark Brown

Browns like chocolate and espresso are dated shades, not to mention especially heavy for a room to carry. “It can make spaces feel smaller and weighted, as it brings a traditional, masculine, and even oppressive feel,” says Rund.

Photo: Laurey Glenn

Do: Nutshell by Sherwin-Williams

Though just as deep and rich as a darker brown, Rund recommends this earthy brown, Nutshell by Sherwin-Williams, as it’s “softened by mauve and taupe undertones, leaving a room feeling curated, rather than cavernous.” You get all the sophistication without the visual weight.

See Pantone’s 2025 Color of the Year

The guest bedroom is a study in blue and white. “This blue bedroom is a fresh take on monochromatic,” says Kalyn. “The blue is soothing, yet vibrant enough to be interesting.” Crisp white furnishings were brought in as a contrast to the Tiffany Blue shade. “I fell in love with the vintage Hollywood Regency headboard, and it became the inspiration for the design. The feel leans toward glam, but still manages to fit into this cottage home.”

Photo: Raquel Langworthy

Don’t: Turquoise

Originally taking inspiration from the ocean, the bright and bold hue is now seen as juvenile and outdated. “It’s become the cliche color of coastal-themed bathrooms and mermaid-decorated children’s rooms, limiting a buyer’s potential,” Rund describes.

Photo: Laurey Glenn

Do: Quietude by Sherwin-Williams

An option that still has coastal roots, Quietude by Sherwin-Williams is light, breezy, and reminiscent of sea glass. According to Rund, you get the same spirit without overwhelming a space.

I read this article HERE.

Got Questions? The Caton Team is here to help.

Effective. Efficient. Responsive. The Caton Team 🏡

How Can The Caton Team Help You?

Get exclusive inside access when you follow us on Facebook & Instagram

Got Real Estate Questions? The Caton Team is here to help.

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

Berkshire Hathaway HomeServices – Drysdale Properties, Redwood City Ca.

DRE # | Sabrina 01413526 | Susan 01238225 | Team 70000218 | Office 01499008

The Caton Team does not receive compensation for any posts. Information is deemed reliable but not guaranteed. Third-party information not verified.

For Sale – 201 Bridgeport Dr in Half Moon Bay (El Granada)

– For Sale by The Caton Team –

Come see this jewel on the coast, The Sequin – 201 Bridgeport in El Granada. This coastal gem features 3 bedrooms and 2 full baths. Freshly painted in and out, step into a cozy living area with custom built in book shelves nestling the fireplace. A reading nook, garden window and skylights round out this space. Venture into the dining area off the kitchen and catch all the action. With updated counters and backsplash, this kitchen is open and inviting. With garden window over the sink and sliding door to the back yard, the outdoors are welcomed in. Down the hall you’ll find the washer and dryer behind the curtain. The hall bath features shower over tub, stylish sink and modern vanity. The primary suite is tucked in back, with shower over tub and rain water shower head. Low maintenance yard with Hot Tub Included. 2 car garage with electrical vehicle charging station. Come enjoy the coastal life at The Sequin. Postal code is Half Moon Bay, home is physically in El Granada. Yearly HOA of $150 includes neighborhood park, close to the harbor, beaches and great dining. Welcome Home to “The Seaquin”.

All Information & Photos | 3D Tour

We love what we do! How Can the Caton Team Help You?

Cell | Sabrina 650.799.4333 | EMAIL | WEB | BLOG

Got Questions? The Caton Team is here to help.

Effective. Efficient. Responsive. The Caton Team 🏡 How can The Caton Team help You?

Get exclusive inside access when you follow us on Facebook & Instagram

Got Real Estate Questions? The Caton Team is here to help.

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

Berkshire Hathaway HomeServices – Drysdale Properties, Redwood City Ca.

DRE # | Sabrina 01413526 | Susan 01238225 | Team 70000218 | Office 01499008

The Caton Team does not receive compensation for any posts. Information is deemed reliable but not guaranteed. Third-party information not verified.

Is Your Credit Report Full of Mistakes? Here’s What to Do – Shared Article

Your credit report should be a source of absolute truth. After all, this is supposed to be an overview of your borrowing behaviors with creditors. When you apply for a credit card, mortgage, car loan, or even some non-financial application (such as for jobs and rentals), lenders pull your credit report to judge your creditworthiness.

So, mistakes on your credit report have long-reaching consequences. And yet, many Americans are surprised to learn errors on your credit report are quite common. A 2024 Consumer Reports survey of more than 4,000 people found that 44% of people who checked their credit report found at least one mistake. Of those people, 27% said the mistakes were around account information errors, including accounts they did not recognize, on-time payments being reported as late or missed payments, and debts listed in collections that did not belong to them.

Luckily, there’s a straightforward process in place for disputing credit report errors. Let’s walk you through the process.

Why Mistakes on Your Credit Report Matter

First, it’s essential to understand why mistakes on your credit report matter:

If your identification information (address, name, birthdate) is incorrect, it can make it hard to get approved for new loans or credit because the information you put on the application doesn’t match what’s on your report.
If there is an error around account information, such as having debts listed that aren’t yours or payments listed as late even though you’ve paid on time, it can negatively affect your credit score. Each of these errors can significantly lower your credit score and impact your approval for new loans or credit. Or, if you are approved, your lower credit score means you’ll get a much higher interest rate. Paying a higher interest rate can cost you hundreds if not thousands of dollars on your overall loan!
Sometimes, you need to submit your credit information when applying for a job or a new rental agreement. In these situations, the errors might come across as concerning and cost you that job or lease opportunity.
Many unexplained errors on your credit report can also indicate someone is trying to steal your identity.

How to Dispute Errors on Your Credit Report

Thanks to the Fair Credit Reporting Act (FCRA), every consumer has a right to an accurate credit report. If you find any mistakes, you can file a dispute to have the information reviewed. Then, the credit bureau will contact the business that reported the information and ask them to verify the data. Credit bureaus must investigate your dispute within 30 days of you filing the request.

There are three credit bureaus: Experian, Equifax, and TransUnion and you have a credit report with each one. While your credit reports should generally be similar, it’s normal for there to be some slight discrepancies. This mainly stems from creditors reporting your information to some, but not all, of the bureaus.

You’ll need to file a dispute with each credit bureau individually that has incorrect information on your credit report.

To file a dispute, take these steps:

You can file a dispute by mail, phone call, or online. You’ll want to fill out the dispute form and also attach a personal letter. Your letter should include what you think is wrong on your credit report, a copy with the mistakes highlighted, the action you would like the credit bureau to take, and any supporting documents that prove your case. Make sure to only send copies of supporting documents, not originals, so if anything gets lost, you still have proof.
- Experian
  - Here is more information about Experian’s dispute process and dispute form.
- Equifax
  - Find more information about Equifax’s dispute process here.
- Transunion
  - Find the information here about Transunion’s dispute process by mail and dispute form.
The credit bureau must respond to your dispute.
- If your request is deemed “irrelevant,” they’ll notify you of this decision and close out the dispute. They’ll also provide you with their reasoning (such as not enough evidence) so you can follow up if needed.
Suppose the credit bureau reaches out to the business, and they cannot prove the information to be accurate. In that case, it’s the business’s responsibility to notify all three credit bureaus so all your credit reports can be updated.
The credit bureau is obligated to give you the dispute results in writing. If your dispute led to any changes in your credit report, you will receive a free copy of your updated report. This copy doesn’t count towards your one free annual report.
You can ask the credit bureau to send the corrected credit report to any lender that accessed your credit report in the last six months.

Monitor Your Credit

What’s the saying … fool me once, shame on you, fool me twice, shame on me? If you found an error on your credit report once, know it can happen again. And now that you understand the potential adverse side effects of these mistakes, you know just how important it is to catch and rectify these errors.

This is why monitoring your credit is so important. As a consumer, you’re entitled to a free copy of your credit report from each credit bureau once every 12 months. Make it a habit to order this report and review it.

Credit monitoring companies are an option if you don’t have enough time to dedicate to this task. These companies offer many helpful services, including monitoring your credit and alerting you of significant changes in your credit score, reviewing your credit report for mistakes, filing disputes on your behalf, and offering credit improvement advice. Of course, this all comes for a fee.

So, it’s up to you to decide if you’re up for this responsibility or if you’d rather outsource it to someone else. The most important thing is that it gets done by someone!

I read this article HERE.

Got Questions? The Caton Team is here to help.

Effective. Efficient. Responsive. The Caton Team 🏡

How can The Caton Team help You?

Get exclusive inside access when you follow us on Facebook & Instagram

Got Real Estate Questions? The Caton Team is here to help.

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

Berkshire Hathaway HomeServices – Drysdale Properties, Redwood City Ca.

DRE # | Sabrina 01413526 | Susan 01238225 | Team 70000218 | Office 01499008

The Caton Team does not receive compensation for any posts. Information is deemed reliable but not guaranteed. Third-party information not verified.

Good Debt vs. Bad Debt: Key Differences You Need to Know – Shared Article

Many people view debt as something to avoid, yet the average American household has about $101,915 in debt. The key is not to refrain from taking on debts entirely but to learn to differentiate between good debt and bad debt. Good debts can help you build wealth and meet your goals. They are an investment into your future. You get something valuable in return for taking on the debt. On the other hand, bad debts are high-cost and high-risk.

What Is Good Debt?

Good debt has long-term financial benefits. It provides financial returns, even if it takes time to return money to your wallet. Smart debt also carries low interest rates, making it more affordable. In short, the advantages outweigh the costs.

Home Mortgages

A typical example of good debt is your home mortgage. This type of loan is considered good because mortgages typically have low interest rates, and owning real estate is a way to build wealth. Plus, as you make payments and build some equity, you can use it as collateral to take out a home equity loan or line of credit. Homeowners can use this money to make home improvements, pay for college or a large purchase, or pay off high-interest debts. Mortgage terms vary, so know what to expect and how to choose your mortgage lender to get the best deal.

Education Loans

Education is also generally a safe investment. Despite the rising costs of higher education, those who graduate with a degree have a better chance of landing a high-paying job. Taking out student loans is a way to invest in your future and drastically increase your earning potential.

Small Business Debt

Starting a business generally requires a significant financial investment to get it going, but once established, that business can provide you with a steady source of income. Remember to explore tax deductions for qualified business expenses to save money and help you pay off your business loan faster.

What Is Bad Debt?

Bad debts are generally those acquired to make purchases that depreciate in value. They end up taking money away from you. Bad debt is also any debt that you can’t afford. If you have trouble making on-time payments, you may find yourself racking up expensive fees and penalties, which increases your debt and lowers your credit score. If you’ve already made some money mistakes, you can explore debt management options to pay down bad debts quickly.

Credit Card Debt

High-interest credit card debt is the perfect example of bad debt. Most purchases are for everyday expenses and various goods and services that don’t offer a return on investment, like real estate or education. Further, if you have a high credit utilization or fail to make your payments, your credit will take a hit.

If you plan to use a credit card, pay close attention to the interest rate. Pay off your balance quickly to avoid racking up more debt in accumulated interest. You can also get more value out of your card by choosing one that offers perks, like cashback on purchases or travel miles.

High-Interest Personal Loans

Taking out a personal loan to fund a non-essential purchase like a vacation, a new wardrobe, or a wedding can quickly become more expensive than you originally anticipated. You end up paying more than the item’s value, interest and fees.

Payday Loans

Payday loans are often expensive, with high fees and interest rates that can keep you locked in a cycle of debt that’s difficult to escape. These loans are generally for small amounts and targeted at people needing immediate emergency expense funds. Most payday loan terms use your next paycheck to repay the debt. Borrowers can choose to extend the length of the loan for a fee. The extravagant interest rates and fees can quickly balloon the debt owed to two or three times the original amount. Most states cap lender fees at $30 per $100 borrowed in an attempt to limit these predatory terms.

Auto Loans and Car Title Loans

The value of a new car begins to depreciate as soon as you leave the dealership, which is why most auto loans are considered bad debt. Even if you sell your vehicle in a few years, you won’t make nearly the amount you paid for it. That said, an auto loan is sometimes necessary and can be considered good if the terms are favorable and the access to transportation helps you secure a well-paying job.

Car title loans are another type of debt to watch out for. These loans use your car as collateral, so if you fail to repay the loan as promised, the lender can take ownership of your vehicle. As with all types, you must make sure you can afford the debt and that the risks are worthwhile before accepting any credit offered.

Before you take on any kind of new debt, consider if it will increase your net worth or detract from it. Weight the pros and cons carefully and factor in your budget and ability to repay the debt. When you have a deeper understanding of the different types of debts, you can make better financial decisions that help you grow wealth and work toward a more secure financial future.

I read this article HERE.

Got Questions? The Caton Team is here to help.

Effective. Efficient. Responsive. The Caton Team 🏡

How can The Caton Team help You?

Get exclusive inside access when you follow us on Facebook & Instagram

Got Real Estate Questions? The Caton Team is here to help.

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

Berkshire Hathaway HomeServices – Drysdale Properties, Redwood City Ca.

DRE # | Sabrina 01413526 | Susan 01238225 | Team 70000218 | Office 01499008

The Caton Team does not receive compensation for any posts. Information is deemed reliable but not guaranteed. Third-party information not verified.

The Stats are In… Market Snapshot for August 2025

Hello Caton Team Friends,

The stats are in for August 2025. We are seeing a slight price adjustment in San Mateo County for Single Family Homes but the rest of the Bay is seeing growth. Feels like the Summer Selling Season is starting late but it’s starting.

For my selling clients, lives change everyday and if you need to sell your home – let’s come up with a strategy to get you sold!

For my buyers, some homes are garnering multiple offers, but some are overlooked. With a little legwork, a buyer can truly find some great opportunities when they align with the market.

If you’re considering a Real Estate move, contact The Caton Team for a free consultation. With over 40 years of combined Real Estate experience, we have the knowledge and know-how to guide you to your goal. Call us at 650.799.4333 or email us at info@TheCatonTeam.com.

Let’s see our month over month…

How can The Caton Team Help You?

Contact The Caton Team 650.799.4333 | Email Info@TheCatonTeam.com

Whether you are selling or buying – today or tomorrow – contact The Caton Team – we’re happy to help you achieve your Real Estate goals.

Effective. Efficient. Responsive. The Caton Team 🏡

Each market is unique and with over 40 years of combined Real Estate experience, The Caton Team is more than happy to be of service if and when you are considering a move. Contact us anytime during your journey, together we’ll help you achieve your Real Estate goals.

Got Questions? The Caton Team is here to help.

RECENTLY SOLD by THE CATON TEAM

Homes Sold by The Caton Team | Helping Our Buyers Find Their Way Home

Get exclusive inside access when you follow us on Facebook & Instagram

Got Real Estate Questions? The Caton Team is here to help.

We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral, or need some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?