6 Unorthodox Ways to Use Airplane Mode on Your Phone

What can you accomplish when you cut your smartphone off from the world? No wi-fi, no voice, no data–nothing but literal radio silence?

A whole lot, it turns out. Last month, we showed you a neat Instagram trick using Airplane Mode (the fastest way to go “radio silent” on your phone). There are plenty more creative uses for Airplane Mode, so today we’re going to show you a sampling of the best.

Why Airplane Mode?

But first, let’s start with a quick refresher on just what Airplane Mode is, and why it’s the perfect method for accomplishing certain things.

Airplane Mode disconnects you from Wi-Fi, Bluetooth, voice calls, and mobile data–effectively shutting you off from the outside world with just one click. As its name suggests, Airplane Mode was created for use on flights, as turning it on prevents your phone from sending or receiving signals and thus from interfering with the plane’s navigation equipment.

For our purposes, it’s the complete disconnection from the internet and cell networks that’s of interest. Why? Because it lets us do things on our phone that we couldn’t otherwise do. Read on to find out what we mean…

Practical Uses for Airplane Mode

The first set of Airplane Mode uses are purely practical and are aimed at making your phone work better. Turn on Airplane Mode to:

Save battery

When your phone is disconnected, it’s in a state of rest. That means it’s not constantly searching for nearby cell towers, or Wi-Fi networks, or pushing notifications your way. This disconnection alone saves a MASSIVE amount of battery, as all of the checking in your phone does with various networks and apps is a huge energy drain. So if you’re running low on battery, switch your phone to Airplane Mode to conserve what’s left.

This is also a good trick when you’re in a rural area with spotty reception. Your phone will be constantly searching for nearby cell towers, which is another big battery drain. Turn your phone to Airplane Mode in these areas to save battery life; you can turn it off when you get back to an area with better reception.

• Pro Tip: If you’re going to be in an area with poor reception, you can download a Google Map of that area beforehand. When the time comes, just turn on Airplane Mode to save battery and access your downloaded Google Map for navigational help. Here are instructions for doing this on iPhone and Android devices.

Charge your phone faster

Need to charge your phone a LOT in a little amount of time? Turn on Airplane Mode!

Most people charge their phone while it’s still turned on and connected to various networks and Wi-Fi. That means your apps and other phone functions are still communicating with the networks around it, and all that activity drains your phone even while it’s being charged.

To cut off this energy siphon, just turn on Airplane Mode. Your phone will charge a lot faster because of it.

Regain cell service

Sometimes our phones drop cell service for no apparent reason. If you’re in an area where you would typically have service, but don’t at the moment, turn on Airplane Mode and then turn it back off again.

Why? Well, because when you turn off Airplane Mode and go back to normal mode, your phone automatically pings nearby cell towers and connects your phone to the nearest tower. Think of this trick as a connectivity “reboot.”

Regain your sanity

If it’s you that needs the reboot, use Airplane Mode to disconnect from all of the constant texts, emails, and notifications. Bonus: Airplane Mode is the quickest way to disconnect–instead of disconnecting from each network individually, it disconnects from all of them (voice, mobile data, Wi-Fi, Bluetooth) in one touch.

The Down Low

These next couple tricks–well, let’s just say they fall into a bit of gray area. Use them at your own discretion.

Read messages without the other party knowing

So you know how on apps like Facebook Messenger when you read a message, it shows the sending party that you’ve seen it? Well, if for some reason you don’t want them to know if you’ve read their message (no judgements here), turn on Airplane Mode, read it, exit the app (VERY important!), and go back to normal mode. Because the app was disconnected from the internet and cell service, it couldn’t communicate that you read the message–and because you exited the app before reconnecting, it never will. Mwa, ha and ha.

(This also works on other messaging apps like WhatsApp.)

Screenshot Instagram and Snapchat stories on the sly

Instagram made waves last month after TechCrunch reported that the social platform was testing a new feature–one that notifies posters when another user screenshots their Instagram Stories. (Snapchat has a similar feature that you can also outsmart in Airplane Mode.)

This made a lot of creepers very angry and was widely regarded as a bad move–but only because they didn’t know about Airplane Mode. Like the tip above, this trick relies on you logging into the app, entering Airplane Mode, doin’ your thang (screenshot), exiting the app, and going back to normal mode.

Because Airplane Mode disconnects you from the outside world, you can ghost in and out of the app without anyone knowing you were there or what you did.

 

Got Questions – The Caton Team is here to help. We are but a call or click away!

The Caton Team is comprised of Susan and Sabrina Caton – a mother/daughter in law team.  We are full time, local Realtors with over 25 years of combined Real Estate experience.  How can The Caton Team help you?

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Remember to follow our Blog for the local real estate beat, a pulse on the San Francisco Peninsula at: https://therealestatebeat.wordpress.com

Got Questions? – The Caton Team is here to help.  

Email Sabrina & Susan at:  Info@TheCatonTeam.com

Call us at: 650-568-5522  Office: 650-365-9200

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Connect with us professionally at LinkedInhttps://www.linkedin.com/in/sabrinawendtcaton

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Please enjoy my personal journey through homeownership at:

http://ajourneythroughhomeownership.wordpress.com

Thanks for reading – Sabrina

The Caton Team – Susan & Sabrina – A Family of Realtors

Effective. Efficient. Responsive.  What Can The Caton Team Do For You?

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The Caton Team does not receive compensation for any posts and the information is deemed reliable but not guaranteed.

Dryer Fires – How to Prevent Them!

Dryer Fires
The U.S. Consumer Product Safety Commission estimates that annually dryers are associated with 22,000 home fires which result in some deaths and injuries. Fires can occur when lint builds up in the dryer or exhaust duct thus blocking the air flow.Reduced air flow causes excessive heat buildup that can result in a fire.

How to prevent fires?

  • Clean the dryer lint screen/filter before drying a load of clothes. If clothing is damp after drying or the drying cycle is taking much too long, then this may be a sign of blocked air flow.
  • Clean the dryer vent and exhaust duct to the exterior of home annually. Check the exhaust termination on the exterior wall for proper operation; the termination must be free of lint, with no screen and a flapper that operates to prevent animal entry.  Monitor dryer air flow out of the exhaust termination with the dryer operating normally. If you do not feel significant air flow, the duct system may be partially blocked, or the duct is too long.
  • Check the User’s Guide to ensure the duct is the correct length. If blocked, have it evaluated and cleaned appropriately.
  • Clean around dryer and under dryer periodically to remove lint build up. Ensure that flammable materials are not stored around the dryer.
  • Replace plastic accordion type duct connector from dryer to wall with rigid metal or semi-rigid metalized duct.Also, ducts from dryer to exterior of home should have a slight slope downward (with no dips) to avoid collecting water and thus trapping lint.
  • Take special care when drying clothes that have been soiled with volatile chemicals such as gasoline, cooking oils, cleaning agents, finishing oils or stains. Wash this type of soiled clothing more than once before drying and dry it on the lowest heat possible.

For additional information consult the web at https://www.cpsc.gov/s3fs-public/5022.pdf

Got Questions – The Caton Team is here to help. We are but a call or click away!

 

The Caton Team is comprised of Susan and Sabrina Caton – a mother/daughter in law team. We are full time, local Realtors with over 25 years of combined Real Estate experience. How can The Caton Team help you?

 

I read this article at: BPG Inspections

Remember to follow our Blog for the local real estate beat, a pulse on the San Francisco Peninsula at: https://therealestatebeat.wordpress.com

Got Questions? – The Caton Team is here to help.  

Email Sabrina & Susan at: Info@TheCatonTeam.com

Call us at: 650-568-5522 Office: 650-365-9200

Want Real Estate Info on the Go? Download our FREE Real Estate App:  http://thecatonteam.com/mobileapp

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Visit our Website at:   http://thecatonteam.com/

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Or YELP me: http://www.yelp.com/user_details_thanx?userid=gpbsls-_RLpPiE9bv3Zygw

Connect with us professionally at LinkedIn: https://www.linkedin.com/in/sabrinawendtcaton

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Please enjoy my personal journey through homeownership at:

http://ajourneythroughhomeownership.wordpress.com

Thanks for reading – Sabrina

The Caton Team – Susan & Sabrina – A Family of Realtors

Effective. Efficient. Responsive.  What Can The Caton Team Do For You?

 

Berkshire Hathaway HomeServices – Drysdale Properties

Sabrina BRE# 01413526 / Susan BRE #01238225 / Team BRE# 70000218/ Office BRE #01499008

 

The Caton Team does not receive compensation for any posts and the information is deemed reliable but not guaranteed.

‘I Need to Report a Stolen House’

Oh My Goodness – are the words you’re going to utter when you read this.  What a debacle.  What an experience!  On a real estate note, The Caton Team always suggests taking out a title policy on your property  and obtaining the proper permits – in this case – to prove there was a … well go on and read it….

‘I Need to Report a Stolen House’

Homeowners in Madisonville, Texas, who reported the theft of their home to police on Friday got some good news: The structure has been located. But it’s too soon for them to relax yet.

On Friday, Jo and Lonnie Harrison, a couple from Houston reported the missing house to police after they went to their vacation home and discovered it was completely gone from their 10-acre property in Madisonville.

The Harrisons say the one-bedroom, one-bathroom prefab home was their vacation home that they purchased last year. The cabin has a green roof and wood siding.

The retired couple told ABC-13 that they purchased the home to escape the busy city life. They last visited the house in early November. But last Friday, when they returned, the entire house was gone.

An investigation by the Madison County Sheriff’s Department found that the building had been repossessed by a company in Temple, Texas, for nonpayment.

Sergeant Larry Shiver told ABC-13, “It was part of the deal, but the problem was it wasn’t specified in the writing. Yes, we feel sorry for them. That’s why we’re looking to find the house. They had belongings in the house. Plus, they put time and effort into the house.”

The couple says that when they arrived on Friday, the only traces of the home that were left were cinder blocks and pipes sticking out of the ground.

They reported the missing house to the Madison County Sheriff’s Department. Jo Harrison recalled telling police: “‘You know this is really going to sound strange, but I need to report a stolen house.’ They were like, ‘A house?’ I said yes. We have 10 acres and had a little cabin, and the cabin is gone. … We really would like to have our house back.”

Shiver said records don’t show the building listed on the property. He suggested anyone looking to purchase land visit their local tax assessor and run the transaction through a title company.

Source: “Mystery Solved: Police Find Couple’s Missing Vacation Home” and “‘I Need to Report a Stolen House!’: Houston Couple Wants Vacation Home Back,” ABC-13 (Feb. 6, 2018)

The Caton Team strives to be more than just Realtors – we are also your resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here. Contact us at your convenience.  Info@TheCatonTeam.com

I read this article at: http://realtormag.realtor.org/daily-news/2018/02/07/i-need-report-stolen-house?tp=i-H43-Bb-1Yi-27VfQ-1p-EHi7-1c-27WWy-1svHsi&om_rid=31342700&Om_ntype=RMOdaily&om_mid=5996

Remember to follow our Blog for the local real estate beat, a pulse on the San Francisco Peninsula at: https://therealestatebeat.wordpress.com

Got Questions? – The Caton Team is here to help.  

Email Sabrina & Susan at:  Info@TheCatonTeam.com

Call us at: 650-568-5522  Office: 650-365-9200

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  http://thecatonteam.com/mobileapp

HomeSnaphttp://www.homesnap.com/Sabrina-Caton

Visit our Website at:   http://thecatonteam.com/

Visit our INSTAGRAM page:  http://instagram.com/thecatonteam

PINTREST: https://www.pinterest.com/thecatonteam/

Visit us on FACEBOOK:   http://www.facebook.com/pages/Sabrina-Susan-The-Caton-Team-Realtors/294970377834

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Or YELP me:  http://www.yelp.com/user_details_thanx?userid=gpbsls-_RLpPiE9bv3Zygw

Twitterhttps://twitter.com/TheCatonTeam

Connect with us professionally at LinkedInhttps://www.linkedin.com/in/sabrinawendtcaton

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Please enjoy my personal journey through homeownership at:

http://ajourneythroughhomeownership.wordpress.com

Thanks for reading – Sabrina

The Caton Team – Susan & Sabrina – A Family of Realtors

Effective. Efficient. Responsive.  What Can The Caton Team Do For You?

Berkshire Hathaway HomeServices – Drysdale Properties

Sabrina BRE# 01413526 / Susan BRE #01238225 / Team BRE# 70000218/ Office BRE #01499008

Photo originally painted by Gil Elvgren – not used with permission, found on internet – but totally too cute not to use… happy to remove if needed.

Information Deemed Reliable But Not Guaranteed

 

 

The 13 Best Ways to Get Rid of Stuff You Don’t Want Anymore

The 13 Best Ways to Get Rid of Stuff You Don’t Want Anymore

By ALLISON MCCARTHY 

You’d think that years of apartment living would have made us San Franciscans the queens of minimalism. But somehow clothes, shoes and books always seem to take over our living spaces. (Repeat after us: Bay-window loveseats do not count as second closets.) Now that winter is officially over, it’s prime time for spring-cleaning. So put on your KonMari hat and start the purge. Here are the absolute easiest ways to get rid of everything you don’t want anymore.

WHEN YOU WANT TO MAKE SOME EXTRA CASH

You bought those Giuseppe Zanotti stilettos because they made your legs look killer, but they’re way too high for San Francisco hills. Remove them from the “stuff I’ll probably never wear again but you never know” section of your closet and post them on an app such as PoshmarkTradesy or ThredUp. You’d be surprised how much you can actually make, and you’ll steer clear of the judgy looks from buyers at Wasteland and Buffalo Exchange.

WHEN YOU JUST WANT TO DONATE

All the non-designer stuff that’s taking up precious space in your closet is screaming to be donated, but you’ll never make it to Goodwill on foot with bags that weigh more than you do. Wovin will take your castoffs, and you don’t even have to leave the house. Just download the app, schedule a free pickup and pack up bags or boxes with your old stuff—everything from clothes and shoes to pillows, towels and bedding. It’s all tax deductible, and the goods go to a number of local charities.

WHEN YOU NEED SOME GUIDANCE

We get it: A closet overhaul is not to be taken lightly (even if it’s sorely needed). And it’s best done in the company of experts—otherwise, you’ll hold on to that pair of vintage Levi’s from high school forever. That’s where Cary Lane’s styling service comes in. The retailer sends a professional stylist to your home to help you figure out what to toss, what to keep and what key pieces to consider adding to give you the well-edited closet of your dreams.

WHEN YOU WANT TO GET RID OF SOMETHING BIG

That teal couch that never quite fit in your apartment? There’s always Craigslist, but may we suggest a few updated alternatives? LetGo is an online marketplace where you can sell anything from an Amazon Echo to a mountain bike. The app makes it easy to post products in a snap. Trove is a good option for furniture—listing is free, and you can show your availability to meet potential buyers right in the app. If you’re looking to unload high-end home goods, try Chairish. Your items will have to be approved first, but when they sell, you’ll reap 80 percent of the sale price.

WHEN YOU NEED TO UNLOAD OLD ELECTRONICS

You want to get rid of a broken TV and that old BlackBerry from 2007, but you can’t throw them out because electronics contain toxic materials that don’t belong in landfills. Drop them off at  Ewaste SF’s recycling center in the Mission, or schedule a pickup for $49. (There is an additional cost to recycle certain items, so check this list beforehand.) Recology Recycling allows you to schedule one free bulky-item pickup, so save this option for something like a refrigerator or washing machine. For a complete list of nearby e-cycling centers—they’re everywhere—check Greener Gadgets.

WHEN YOU WANT TO DONATE TO A GOOD CAUSE

Your new office has a pretty lax dress code, but you still have a bunch of J.Crew blazers and Banana Republic button-downs from a past corporate life. Donate them to Dress for Success, which provides women in need with interview-appropriate outfits. And those bridesmaid dresses you wore only once? They’re destined to make high school girls feel like a million bucks through The Princess Project.

I read this article at: https://www.purewow.com/home/donate-or-sell-your-stuff-san-francisco?utm_medium=email&utm_source=sf&utm_campaign=21477&utm_content=30_Days_editorial

Remember to follow our Blog for the local real estate beat, a pulse on the San Francisco Peninsula at: https://therealestatebeat.wordpress.com

Got Questions? – The Caton Team is here to help.  

Email Sabrina & Susan at:  Info@TheCatonTeam.com

Call us at: 650-568-5522  Office: 650-365-9200

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  http://thecatonteam.com/mobileapp

HomeSnaphttp://www.homesnap.com/Sabrina-Caton

Visit our Website at:   http://thecatonteam.com/

Visit our INSTAGRAM page:  http://instagram.com/thecatonteam

PINTREST: https://www.pinterest.com/thecatonteam/

Visit us on FACEBOOK:   http://www.facebook.com/pages/Sabrina-Susan-The-Caton-Team-Realtors/294970377834

YELP us at: http://www.yelp.com/biz/the-caton-team-realtors-sabrina-caton-and-susan-caton-redwood-city

Or YELP me:  http://www.yelp.com/user_details_thanx?userid=gpbsls-_RLpPiE9bv3Zygw

Twitterhttps://twitter.com/TheCatonTeam

Connect with us professionally at LinkedInhttps://www.linkedin.com/in/sabrinawendtcaton

https://www.linkedin.com/in/susancatonrealtor

Please enjoy my personal journey through homeownership at:

http://ajourneythroughhomeownership.wordpress.com

Thanks for reading – Sabrina

The Caton Team – Susan & Sabrina – A Family of Realtors

Effective. Efficient. Responsive.  What Can The Caton Team Do For You?

Berkshire Hathaway HomeServices – Drysdale Properties

Sabrina BRE# 01413526 / Susan BRE #01238225 / Team BRE# 70000218/ Office BRE #01499008

Working with The Caton Team…

Or what I like to call it – The Caton Team Advantage…

 

I’m on hold at the moment.  Waiting to hear how many offers are coming in on my clients dream home.  Wondering if we offered enough.  Oh the joys of Real Estate in the Silicon Valley.

This isn’t the first time I’ve waited on hold, nor the last.  Though this is the first time I’ve waited long enough to start a blog post – so that tells you something.  Tenacity.  I’m not hanging up until I know.

You see, once I find out where we stand, I can call my clients and update our strategy.  Because it isn’t over until it’s over – and if we’re not the best offer – well gosh darn it – we will be.  Or try to be.

– I know Yoda – there is no try.  But I tell you – it doesn’t hurt to try.

When The Caton Team has the trust and confidence of our clients – we can do anything…

… As soon as the lovely agent concierge gives me the latest news.

I am so proud to say – that in 2017 – sellers left money on the table to work with The Caton Team buying clients.  That says something.  Furthermore, there were no side deals, no commission re-negotiations, nothing but a good clean offer and our Caton Team offer package.    Because The Caton Team knows what it takes – good old fashioned hard work.  Because when I say – sellers left money on the table – I mean – our buyers didn’t offer the most money for property in Silicon Valley – BUT – we had the best offer package and the hustle to ensure – we will close escrow.  That’s the name of the game.  You can offer all the money in the world and it doesn’t mean a thing if it doesn’t close escrow.

As my mother always told me.  Talk is cheap.  It’s all about the action.  Her words ring true today.

I’m still on hold…

I’ve been a Realtor for a lucky 15 years now, Susan for 20.  However in the past decade give or take, Real Estate has changed dramatically.  In fact, the past 5 years have been a revolution if you’ve been in the thick of it.  I was able to see how the internet – wait – mobile devices – single handedly changed everything.  It’s amazing.

By the looks of commercials, just a push of a button will summon someone to open the door and show a home.  That’s perfect – that’s grand!  I wish I could offer such amazing services, thing is – I’m probably across town showing homes and meeting inspectors for the pre-sale checklist – that I can’t drop everything to – well – literally just open a door.  So I wonder…

Do people still need Realtors?  Or is there an App for that?

In my humble opinion, the answer is YES, professional Realtors are still needed, relevant and imperative – especially in the Silicon Valley Real Estate Market.  As long as we are human, making one of the largest financial decisions in our lives, and for as many algorithms and apps with data we have – there are some things you cannot replicate.  Experience,  knowledge and the ability to navigate a contract in a market that moves so damn fast.

Not every Realtor is the same mind you.  I’m speaking on behalf of myself, Susan and a bountiful handful of awesome Realtors who get it.  We offer so much more than just opening a door.  There’s an app for that – what The Caton Team brings to the table is knowledge, experience, negotiations skills that turn our buyers into homeowners.

The Silicon Valley Real Estate Market is on par with New York now as one of the hottest Real Estate Markets in America and it also happens to be in our back yard.

Though this post was dedicated to our Buying clients in this hot market – Selling a home is just as challenging.  It’s not just putting a sign in the yard or a link on the net.  Alas – that’s a blog for another day.  Because….

…I’m off hold – so it’s back to work!

– Thanks for reading,

Sabrina

 

The Caton Team has 35 years of combined, local Silicon Valley Real Estate experience.  Both of us born and raised in San Carlos – The City of Good Living.  We know what it takes to become a homeowner in the Bay Area, we know what it takes to prepare your home for a successful sale in Silicon Valley.  If you’re interested in working with The Caton Team – please reach out at your convenience.   Desk (forwards to cell):   650-568-5522 | Email:  Info@TheCatonTeam.com

 

Got Questions – The Caton Team is here to help.

We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!

The Caton Team believes, in order to be successful in the San Fransisco Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the upmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.

A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

Email Sabrina & Susan at: Info@TheCatonTeam.com

Call us at: 650-568-5522 Office: 650-365-9200

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Berkshire Hathaway HomeServices – Drysdale Properties

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The Caton Team does not receive compensation for any posts.  Information is deemed reliable but not guaranteed. Third party information not verified.

5 Overlooked Dirt Spots Buyers Will Notice

IT’S SELLING SEASON!!!  If you’re thinking of selling your home give us a call – in the meantime …

5 Overlooked Dirt Spots Buyers Will Notice

Make sure your home sellers pay attention to several areas in a home that often go uncleaned but could stand out to potential buyers. Jan M. Dougherty, author of The Lost Art of House Cleaning: A Clean House Is a Happy Home, shared with HouseLogic several spots that homeowners are likely missing, including:

1. Light fixtures

Light fixtures can be a magnet for dust and dead bugs. Spritz and wipe them with a cleaning solution to get them shining again.

2. The body of the toilet

Dougherty recommends washing the porcelain thrones all over. Start with the top of the tank and spray all around—the lid, under the lid, the seat, the surrounding floor, and the walls behind the toilet, Dougherty recommends.

3. Drawer organizers

Use a handy vac or spray a rag with vinegar and wipe away any dirt or crumbs that have accumulated in drawers throughout the home.

4. Ice maker

Clean and sanitize the entire system periodically. Old ice can absorb food odors, Dougherty says. Pull out the ice bin, dump the ice, and wash the bin and ice maker with vinegar, Dougherty recommends. Be sure to wipe the ice maker with a dry rag to get rid of any remaining moisture before putting it back in place.

5. Appliance handles

“One night a week, I take the knobs off the stove, remove the dish and the grease screen from the [over-the-range] microwave, and take the bowl with utensils that sits next to my stove and put them all in the dishwasher,” Dougherty says. “Do this before bed and by the morning you’ve cleaned half your kitchen, yet touched nothing.”

Read about the other forgotten cleaning spots and how to clean them at HouseLogic.

Source: “‘Yikes!’ 7 Filthy Spots Everyone Sees But You,” HouseLogic (November 2017)

 

The Caton Team strives to be more than just Realtors – we are also your resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here. Contact us at your convenience.  Info@TheCatonTeam.com

 

I read this article at: http://realtormag.realtor.org/daily-news/2017/12/01/5-overlooked-dirt-spots-buyers-will-notice?tp=i-H43-Bb-1Dd-1Nky7-1p-EHi7-1c-1NlB1-2C9oHy&om_rid=20438431&Om_ntype=RMOdaily&om_mid=4689

Remember to follow our Blog for the local real estate beat, a pulse on the San Francisco Peninsula at: https://therealestatebeat.wordpress.com

Got Questions? – The Caton Team is here to help.  

Email Sabrina & Susan at:  Info@TheCatonTeam.com

Call us at: 650-568-5522  Office: 650-365-9200

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  http://thecatonteam.com/mobileapp

HomeSnaphttp://www.homesnap.com/Sabrina-Caton

Visit our Website at:   http://thecatonteam.com/

Visit our INSTAGRAM page:  http://instagram.com/thecatonteam

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YELP us at: http://www.yelp.com/biz/the-caton-team-realtors-sabrina-caton-and-susan-caton-redwood-city

Or YELP me:  http://www.yelp.com/user_details_thanx?userid=gpbsls-_RLpPiE9bv3Zygw

Twitterhttps://twitter.com/TheCatonTeam

Connect with us professionally at LinkedInhttps://www.linkedin.com/in/sabrinawendtcaton

https://www.linkedin.com/in/susancatonrealtor

Please enjoy my personal journey through homeownership at:

http://ajourneythroughhomeownership.wordpress.com

Thanks for reading – Sabrina

The Caton Team – Susan & Sabrina – A Family of Realtors

Effective. Efficient. Responsive.  What Can The Caton Team Do For You?

Berkshire Hathaway HomeServices – Drysdale Properties

Sabrina BRE# 01413526 / Susan BRE #01238225 / Team BRE# 70000218/ Office BRE #01499008

Non-Creepy Ways To Stalk A Future Home

Non-Creepy Ways To Stalk A Future Home

Home buyers and renters can turn up plenty of information about their new home with just a little digging online. Curbed.com offers a few tips on how home shoppers can scour the internet to discover more about a property’s history before making an offer:

Look closer at the online listings.

Plenty of sites—like realtor.com®—are available to help them search for properties. Many of these sites also track the property’s listing history. Buyers will be able to see how much it sold for in the past compared to its previous asking prices and how long it has lingered on the market. These sites also provide snapshots of year-over-year changes in property taxes. Streeteasy allows visitors to search apartment buildings to find out what other units are renting for in the building.

Google it.

Google the address to see what turns up. Remember to check the news tab, too.

Check for any permit violations.

Many local governments’ building departments offer an online database of building permits filed for renovations or changes to buildings. It’ll show which permits have been approved or issued. The building department also tracks violations against any properties. Sites like AddressReport may also be able to turn up such information. Plug in the address and the site reveals construction projects and any violations that have been issued against the property or complaints reported.

Monitor hyperlocal sites.

Neighbors can be a wealth of information, and many are talking online. Sites like NextDoor is a free forum for neighborhoods to talk about local events, real estate, crime, and more. Neighborhood groups are also increasingly popping up on Facebook. NeighborhoodScout provides a full report of the local real estate, demographics, school, crime, and home value trends of the area.

Make a bedbug check.

Apartment renters, particularly, may want to check out this registry. The Bedbug Registry is a crowdsourced database that provides reports of buildings that might be have bedbug infestations. The registry also lists places nearby that have had infestations.

Research the landlord.

New websites are popping up that review landlords, such as Rate My LandlordReview My Landlord and Whose Your Landlord. A building address will reveal any reviews posted from tenants.

Get more tips on useful sources at Curbed.com.

Source: “8 Ways to Scour the Internet to Learn About Your Prospective Home,” Curbed.com (Nov. 30, 2017)

The Caton Team strives to be more than just Realtors – we are also your resource.  If you have any real estate questions, concerns, need a referral or some guidance – we are here.  Contact us at your convenience.   Info@TheCatonTeam.com

I read this article at: http://realtormag.realtor.org/daily-news/2017/12/01/non-creepy-ways-stalk-future-home?tp=i-H43-Bb-1Dd-1Nky7-1p-EHi7-1c-1NlB1-2C9oHy&om_rid=20438431&Om_ntype=RMOdaily&om_mid=4689

Remember to follow our Blog for the local real estate beat, a pulse on the San Francisco Peninsula at: https://therealestatebeat.wordpress.com

Got Questions? – The Caton Team is here to help.  

Email Sabrina & Susan at:  Info@TheCatonTeam.com

Call us at: 650-568-5522  Office: 650-365-9200

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  http://thecatonteam.com/mobileapp

HomeSnaphttp://www.homesnap.com/Sabrina-Caton

Visit our Website at:   http://thecatonteam.com/

Visit our INSTAGRAM page:  http://instagram.com/thecatonteam

PINTREST: https://www.pinterest.com/thecatonteam/

Visit us on FACEBOOK:   http://www.facebook.com/pages/Sabrina-Susan-The-Caton-Team-Realtors/294970377834

YELP us at: http://www.yelp.com/biz/the-caton-team-realtors-sabrina-caton-and-susan-caton-redwood-city

Or YELP me:  http://www.yelp.com/user_details_thanx?userid=gpbsls-_RLpPiE9bv3Zygw

Twitterhttps://twitter.com/TheCatonTeam

Connect with us professionally at LinkedInhttps://www.linkedin.com/in/sabrinawendtcaton

https://www.linkedin.com/in/susancatonrealtor

Please enjoy my personal journey through homeownership at:

http://ajourneythroughhomeownership.wordpress.com

Thanks for reading – Sabrina

The Caton Team – Susan & Sabrina – A Family of Realtors

Effective. Efficient. Responsive.  What Can The Caton Team Do For You?

Berkshire Hathaway HomeServices – Drysdale Properties

Sabrina BRE# 01413526 / Susan BRE #01238225 / Team BRE# 70000218/ Office BRE #01499008

Renters Are Getting Frustrated

Renters Are Getting Frustrated

The majority of renters say they want to own a home in the future and believe that homeownership is a critical piece of the American dream. But making the leap into homeownership is facing bigger hurdles as the market sees higher home prices and a shortage of homes for sale, according to the National Association of REALTORS®’ newly released Aspiring Home Buyers Profile, which is based on findings from a survey of more than 10,000 households’ attitudes about the real estate market.

Non-homeowners surveyed say the main reason why they do not currently own is because they are unable to afford homeownership. Swift price increases and a shortage of homes for sale in most of the country have shaken the confidence of non-owners as they consider buying. As such, the share of non-owners who say now is a good time to buy fell to 58 percent at the end of 2017, following a high of 62 percent in the third quarter of 2017.

“A tug of war continues to take place in many markets throughout the country, where consistently solid job creation is fueling demand, but the lack of supply is creating affordability constraints that are ultimately pulling aspiring buyers further away from owning,” says Lawrence Yun, NAR’s chief economist. “These extremely frustrating conditions continue to be most apparent at the lower end of the market, which is why the overall share of first-time buyers remains well below where it should be given the strength of the job market and economy.”

Still, non-homeowners’ desire to eventually buy is not waning. They say the following goals most make them want to buy in the future:

•Change in lifestyle, such as getting married, starting a family, or retiring

•Improvement in their financial situation

•Desire to settle down in one location

Until they do buy, non-homeowners expect to face increasing rents. Fifty-one percent of renters surveyed say they expect their rent to increase this year. However, only 15 percent of renters said the increase in rental costs would make them consider purchasing a home.

“Housing demand in 2018 will be fueled by more millennials finally deciding to marry and have kids and the expectations that solid job growth and the strengthening economy will push incomes higher,” Yun says. “However, with prices and mortgage rates also expected to increase, affordability pressures will persist. That is why it is critical for much of the country to start seeing a significant hike in new and existing housing supply. Otherwise, many would-be first-time buyers will be forced to continue renting and not reach their dream of being a homeowner.”

Source: National Association of REALTORS®

The Caton Team strives to be more than just Realtors – we are also your resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here. Contact us at your convenience.  Info@TheCatonTeam.com

I read this article at: http://realtormag.realtor.org/daily-news/2018/02/07/renters-are-getting-frustrated?tp=i-H43-Bb-1Yi-27VfQ-1p-EHi7-1c-27WWy-1svHsi&om_rid=31342700&Om_ntype=RMOdaily&om_mid=5996

Remember to follow our Blog for the local real estate beat, a pulse on the San Francisco Peninsula at: https://therealestatebeat.wordpress.com

Got Questions? – The Caton Team is here to help.  

Email Sabrina & Susan at:  Info@TheCatonTeam.com

Call us at: 650-568-5522  Office: 650-365-9200

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  http://thecatonteam.com/mobileapp

HomeSnaphttp://www.homesnap.com/Sabrina-Caton

Visit our Website at:   http://thecatonteam.com/

Visit our INSTAGRAM page:  http://instagram.com/thecatonteam

PINTREST: https://www.pinterest.com/thecatonteam/

Visit us on FACEBOOK:   http://www.facebook.com/pages/Sabrina-Susan-The-Caton-Team-Realtors/294970377834

YELP us at: http://www.yelp.com/biz/the-caton-team-realtors-sabrina-caton-and-susan-caton-redwood-city

Or YELP me:  http://www.yelp.com/user_details_thanx?userid=gpbsls-_RLpPiE9bv3Zygw

Twitterhttps://twitter.com/TheCatonTeam

Connect with us professionally at LinkedInhttps://www.linkedin.com/in/sabrinawendtcaton

https://www.linkedin.com/in/susancatonrealtor

Please enjoy my personal journey through homeownership at:

http://ajourneythroughhomeownership.wordpress.com

Thanks for reading – Sabrina

The Caton Team – Susan & Sabrina – A Family of Realtors

Effective. Efficient. Responsive.  What Can The Caton Team Do For You?

Berkshire Hathaway HomeServices – Drysdale Properties

Sabrina BRE# 01413526 / Susan BRE #01238225 / Team BRE# 70000218/ Office BRE #01499008

Information Deemed Reliable But Not Guaranteed

Do Low Down Payments Make Mortgages More or Less Affordable

Do Low Down Payments Make Mortgages More or Less Affordable

File this question under “it depends.”

It’s true that loans with down payments of 20 percent or more cost borrowers less over time than low down payment loans. Low down payments leave larger principals to pay off, and those principals create more interest over time. Low down payment loans also require mortgage insurance.

However, a low down payment itself can actually boost affordability by getting you off the sidelines and into a home of your own sooner.

Let’s look at the numbers.

 

At current interest rates and based a median family income, you’d need about 22 percent of your income for monthly payment with a 20-percent-down mortgage and about 24 percent with a 3.5 percent down payment. And, should rates rise to 4.75 percent by the end of this year, a buyer putting 20 percent down would pay about 25 percent of his monthly income and a buyer using a low-down payment loan at 3.5 percent down payment would pay about 28 percent of the buyer’s monthly income.

While 20 percent isn’t necessary and isn’t even the average (7.6 percent), it will help reduce the monthly payment simply because your total mortgage loan is less than with a lower down payment. But, it’s important to evaluate the cost-benefit of a lower down payment.

Why low down payments help

Forgoing a low down payment today to save for a 20 percent down payment in the future changes the equation for first-time buyers. With home prices and rates on the rise in 2018,  affordability will likely worsen in the months ahead.

In fact, a recent survey by Apartment List found that it takes many millennials a decade or more to save enough to make a 20 percent down payment. By that time, the costs of waiting so long will outweigh the advantages of a larger down payment.

Since 2012, it has been cheaper to buy than rent in most markets and rents today are consuming an even larger share of monthly disposable income. By the end of this year, rates could rise as high as 4.75 percent, and prices are forecasted to continue to rise in 2018. Rising rates and prices will increase the cost of a 20 percent down payment for those who delay.

In the Barriers to Accessing Homeownership study released in November, analysts at the Urban Institute’s Housing Finance Policy Center concluded that “with rising home prices and interest rates, access to sustainable mortgage credit is often only possible with low–down payment loans.”

Evaluate your options

Don’t aim for a 20 percent down at all costs. Yes, it can help drive down your monthly payment, but you also want to ensure you have a strong financial cushion when you become a homeowner. And, if you wait too long, you may end up paying more with a higher interest rate and home prices.

Search for homebuyer programs available in your market and for your personal situation. You may find a program that can help with the down payment and/or closing costs.

Find a knowledgeable agent or lender who is eager to teach — you want someone who can help you evaluate all your options.

For more data and information on down payment trends from a variety of sources, subscribe to our monthly Down Payment Report.

I read this article at: https://downpaymentresource.com/low-payments-make-mortgages-less-affordable/

Remember to follow our Blog for the local real estate beat, a pulse on the San Francisco Peninsula at: https://therealestatebeat.wordpress.com

Got Questions? – The Caton Team is here to help.  

Email Sabrina & Susan at:  Info@TheCatonTeam.com

Call us at: 650-568-5522  Office: 650-365-9200

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  http://thecatonteam.com/mobileapp

HomeSnaphttp://www.homesnap.com/Sabrina-Caton

Visit our Website at:   http://thecatonteam.com/

Visit our INSTAGRAM page:  http://instagram.com/thecatonteam

PINTREST: https://www.pinterest.com/thecatonteam/

Visit us on FACEBOOK:   http://www.facebook.com/pages/Sabrina-Susan-The-Caton-Team-Realtors/294970377834

YELP us at: http://www.yelp.com/biz/the-caton-team-realtors-sabrina-caton-and-susan-caton-redwood-city

Or YELP me:  http://www.yelp.com/user_details_thanx?userid=gpbsls-_RLpPiE9bv3Zygw

Twitterhttps://twitter.com/TheCatonTeam

Connect with us professionally at LinkedInhttps://www.linkedin.com/in/sabrinawendtcaton

https://www.linkedin.com/in/susancatonrealtor

Please enjoy my personal journey through homeownership at:

http://ajourneythroughhomeownership.wordpress.com

Thanks for reading – Sabrina

The Caton Team – Susan & Sabrina – A Family of Realtors

Effective. Efficient. Responsive.  What Can The Caton Team Do For You?

Berkshire Hathaway HomeServices – Drysdale Properties

Sabrina BRE# 01413526 / Susan BRE #01238225 / Team BRE# 70000218/ Office BRE #01499008

When in Life Do Most People Achieve Ownership?

I have the pleasure of meeting first time home buyers of every age.  Before I share this article – I want to say – Dream Big!  Set Goals.  Age is just a number.

 

When in Life Do Most People Achieve Ownership?

The average consumer’s life is filled with financial milestones, and buying a home is a major one. But when do most people reach the milestone of homeownership? Researchers at Comet Financial Intelligence, a student loan refinancing resource, surveyed 1,200 Americans on how long it took them to complete their financial “rites of passage” with homeownership and other savings hurdles. Among their findings:

•The millennial respondents surveyed say they expect to purchase their first home three years before paying off their student loans. As such, millennials may be prioritizing paying down their student loans before buying a home, and that may explain some of their delay into homeownership compared to previous generations, the survey says.

•The average age at which people buy their first home is 29.1 years old. Regardless of which generation they belong to, most Americans will be homeowners by age 35.

•Three-quarters of millennials surveyed do not yet own homes, and they will be 34.4 years old, on average, by the time they take out their first mortgages.

When consumers do become homeowners, they tend to feel a happy sentiment toward homeownership. Female homeowners surveyed showed greater feelings of excitement about a place to call their own. However, men surveyed expressed pride in their homes more often, the survey found. Recent studies have shown single women are buying homes at a faster pace than single men.

Source: “The Typical American Financial Life,” Comet (February 2018)

 

Wasn’t that fascinating.  The difference in generations is also interesting.  Whether you’re buying your first or forever home – The Caton Team knows what to do.  Contact us anytime.

 

I read this article at: http://realtormag.realtor.org/daily-news/2018/02/06/when-in-life-do-most-people-achieve-ownership?tp=i-H43-Bb-1YC-26wfZ-1p-EHi7-1c-26xVm-LoUxt&om_rid=31208169&Om_ntype=RMOdaily&om_mid=5964

Remember to follow our Blog for the local real estate beat, a pulse on the San Francisco Peninsula at: https://therealestatebeat.wordpress.com

Got Questions? – The Caton Team is here to help.  

Email Sabrina & Susan at:  Info@TheCatonTeam.com

Call us at: 650-568-5522  Office: 650-365-9200

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  http://thecatonteam.com/mobileapp

HomeSnaphttp://www.homesnap.com/Sabrina-Caton

Visit our Website at:   http://thecatonteam.com/

Visit our INSTAGRAM page:  http://instagram.com/thecatonteam

PINTREST: https://www.pinterest.com/thecatonteam/

Visit us on FACEBOOK:   http://www.facebook.com/pages/Sabrina-Susan-The-Caton-Team-Realtors/294970377834

YELP us at: http://www.yelp.com/biz/the-caton-team-realtors-sabrina-caton-and-susan-caton-redwood-city

Or YELP me:  http://www.yelp.com/user_details_thanx?userid=gpbsls-_RLpPiE9bv3Zygw

Twitterhttps://twitter.com/TheCatonTeam

Connect with us professionally at LinkedInhttps://www.linkedin.com/in/sabrinawendtcaton

https://www.linkedin.com/in/susancatonrealtor

Please enjoy my personal journey through homeownership at:

http://ajourneythroughhomeownership.wordpress.com

Thanks for reading – Sabrina

The Caton Team – Susan & Sabrina – A Family of Realtors

Effective. Efficient. Responsive.  What Can The Caton Team Do For You?

Berkshire Hathaway HomeServices – Drysdale Properties

Sabrina BRE# 01413526 / Susan BRE #01238225 / Team BRE# 70000218/ Office BRE #01499008