“Sabrina and Susan are awesome. They helped us buy the place just over two years ago, and we always knew we’d be selling this year. We sold for $150k above list with all contingencies waived, and the entire process from deciding to sell, moving out, preparing for listing and then selling was painless. “
THANK YOU Jodie & Prasant – Your kind words mean the world to us.
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We love what we do and we love taking great care of our clients.
Got Real Estate Questions? The Caton Team is here to help.
We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!
The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.
A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.
Call| Text | Sabrina 650.799.4333 | Susan 650.796.0654 |EMAIL | WEB| BLOG
The Caton Team – Susan & Sabrina A Family of Realtors Effective. Efficient. Responsive. What can we do for you?
The Caton Team is proud to announce, that Berkshire Hathaway HomeServices with Welcome Home Funding can loan a sellers up to $30,000 or 20% of their home’s equity – towards preparing a home for sale. With NO Interest & NO Fees!
Fund are available after a 48 hour approval process, flexible to select any vendor a seller wants, flexible on what a seller spends their funds on, no vendor platform markups, no lien on the property, no fees or interest paid by the seller and so much more. We’d love to sit down with you and discuss how Get Ready Capital can help you sell your home! CONTACT THE CATON TEAM FOR FURTHER DETAILS | Call | Text 650.799.4333 | Email | Info@TheCatonTeam.com
Got Questions? The Caton Team is here to help.
Call| Text | Sabrina 650.799.4333 |EMAIL | WEB| BLOG
We love what we do and would love to help you navigate your sale or purchase of Residential Real Estate. Please reach out at your convenience for a personal consultation. Please enjoy our free resources below and get to know our team through our clients’ words.Testimonials.
Got Real Estate Questions? The Caton Team is here to help.
We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!
The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.
A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.
Call| Text | Sabrina 650.799.4333 | Susan 650.796.0654 |EMAIL | WEB| BLOG
The Caton Team – Susan & Sabrina A Family of Realtors Effective. Efficient. Responsive. What can we do for you?
Excited to see this – thought I’d share the article… SOURCE
Fannie Mae has announced an update to its Single Family Selling Guide stating it will now accept HomeReady® and HFA Preferred® mortgage loans with lender-funded grants, including down payment assistance (DPA), closing costs and financial reserves. The announcement marked a significant change to the government-sponsored enterprise’s (GSE’s) policy because, until now, Fannie Mae would only allow lenders to contribute toward consumers’ closing costs.
The decision creates an incentive for both banks and non-bank mortgage lenders to support minority and low- to moderate-income (LMI) borrowers with lender-funded homebuyer assistance. At the same time, it opens more doors for lenders to sell servicing rights to avoid layoffs and budget cuts in a shrinking, post-refinance boom purchase market. However, the implications of this decision are much deeper than they may initially appear.
A regulatory warning
One major impact of Fannie Mae’s policy change is that it could offer lenders a way to avoid being accused of redlining. Redlining, or the discriminatory practice of denying credit in areas with a sizable racial or ethnic minority population, is prohibited by the 1977 Community Reinvestment Act (CRA). While non-banks are not subject to CRA requirements, federally-insured institutions are periodically evaluated to ensure they are meeting the credit needs of their service area without bias.
However, federal regulators have historically taken a lackadaisical approach to policing instances of redlining — only taking action when a transgressor seeks a merger or acquisition. Even when a redlining bank applies for a merger, the typical response is for regulators to call the offending institution and personally warn its leaders of the investigation. This gives discriminatory lenders an opportunity to withdraw their applications without facing public scrutiny.
Even though the CRA does not apply to non-bank lenders, these institutions’ reputations (and wallets) would still suffer greatly if they were accused of redlining. Non-banks may take Fannie Mae up on its offer to purchase lender-funded DPA loans to show their dedication to inclusive mortgage lending.
Why should lenders foot the bill?
While this announcement gives lenders an opportunity to distance themselves from accusations of redlining, it is still unclear why a lender would offer down payment and homebuyer assistance grants using its own funds when state FHAs already offer these types of programs. One explanation could be that funding for HFA programs is subject to availability, whereas a lender-funded program is controlled by the bank or financial institution behind it. As shown in our Q2 2022 Homeownership Program Index (HPI) report, the number of inactive and temporarily suspended homebuyer assistance programs in the U.S. grew during Q2 of this year, but this minor decrease in available funding was offset by 35 programs that were added in the same timeframe.
As inflation, high home prices and economic uncertainty cause more would-be borrowers to put their homeownership goals on the back burner, lenders can further offset any lost HFA assistance programs by creating their own self-funded programs. This approach would not only provide much-needed support for homebuyers but also help lenders sustain their pipelines in an intensely competitive purchase market.
Another potential benefit of Fannie Mae’s acceptance of lender-funded homebuyer assistance is that it incentivizes lenders to establish programs that target a particular underserved group in their service region. For example, if a lender wanted to support Native American homebuyers, but their state HFA did not offer such a program, that lender could establish a special purpose credit program (SPCP) to address that unmet need. Doing so could offer a particularly attractive benefit to banks, which could potentially use self-funded programs to earn credit toward their CRA exams. However, this depends on the outcome of the CRA’s pending rewrite.
Seeing the big picture
Fannie Mae’s policy change to accept mortgage loans with lender-funded homebuyer assistance came as an unexpected surprise to many lenders. Lenders are already tightening their budgets and laying off staff by the thousands; allocating additional funds to grants for LMI borrowers was not on their minds until this the release of this announcement. So, why now?
A representative from Fannie Mae attributed the change to heightened lender interest in supporting prospective homebuyers with DPA programs. Although not explicitly stated in the announcement, another likely explanation is that the decision is foreshadowing a federal crackdown on redlining. According to HousingWire, a contact at the U.S. Department of Justice reported it is investigating a significant number of redlining cases, some even targeting non-bank lenders.
The decision to accept loans with lender-funded assistance programs could be a nudge to both bank and non-bank lenders to seize this opportunity to make a proactive effort to expand inclusive homeownership. Those who do not heed the suggestion and continue redlining may harm their reputations — or worse, find themselves in court. Above all, this decision from Fannie Mae is yet another testament to the enterprise’s large and growing focus on initiatives designed to expand homeownership for minority and LMI borrowers. This course of action is also backed by the Federal Housing Finance Agency (FHFA) and notably offers zero downsides to banks that abide by the law. Between this announcement and the release of Fannie Mae and Freddie Mac’s 3-year housing equity plans, it is clear that DPA and homebuyer assistance are here to stay.
Got Questions? The Caton Team is here to help.
Call| Text | Sabrina 650.799.4333 |EMAIL | WEB| BLOG
We love what we do and would love to help you navigate your sale or purchase of Residential Real Estate. Please reach out at your convenience for a personal consultation. Please enjoy our free resources below and get to know our team through our clients’ words.Testimonials.
Got Real Estate Questions? The Caton Team is here to help.
We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!
The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.
A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.
Call| Text | Sabrina 650.799.4333 | Susan 650.796.0654 |EMAIL | WEB| BLOG
The Caton Team – Susan & Sabrina A Family of Realtors Effective. Efficient. Responsive. What can we do for you?
City of San Mateo Elections & What’s on Your BallotElection season is here and for the first time City of San Mateo will elect Council Members by District. Voters in Districts 1, 3 and 5 will elect a Council Member who lives in their district. Districts 2 and 4 will vote in 2024. Learn more about the City’s transition to district elections and find your district .
The following candidates have qualified to run for City Council. You can learn more about each of them on our City Council Candidates web page .District 1: Nick Atkeson & Lisa Diaz NashDistrict 3: Sarah Fields, Robert Newsom & Sergio ZygmuntDistrict 5: Rod Linhares & Adam Loraine
Measure CC: Local Funding for City ServicesTo protect our quality of life, the San Mateo City Council has placed Measure CC on the November 2022 ballot to add a 1% tax to the sale price of properties sold or transferred for $10 million or more. Based on recent property sales, this is expected to only affect less than 1% of all properties sold or transferred in the City.
Measure CC would provide locally controlled funding for our City to continue to address the community’s top priorities, including:Maintaining parks, open spaces, and recreation facilitiesRepairing potholes and failed streets that have fallen into disrepairMaintaining emergency medical and fire protection servicesProviding police and crime prevention programsAddressing traffic issues and homelessnessMaking changes to reduce environmental impacts and reduce stormwater pollutionImproving sidewalks, bike lanes, and roads to reduce traffic congestion and improve safety To learn more about local funding to maintain City services please visit www.cityofsanmateo.org/measurecc or review our Fact Sheet .
September Nights Event Series Returns to DowntownEnjoy outdoor dining, live music, dancing and activities for all ages on the pedestrian mall in Downtown San Mateo during September Nights on B Street . The street will be transformed into an outdoor dining pavilion beneath the twinkle lights. A children’s play area will be offered at all three events featuring a jumpy house, games, and other activities for fun-loving attendees of all ages run by our Parks and Recreation Department. Beer and wine will be available for purchase on site.
Saturday, September 10 – B Street between 1st and 2nd avenues3-5 p.m. – Kids Music featuring Lori and RJ 6-8 p.m. – Dueling Pianos by Piano Madness
Thursday, September 15 – B Street between 1st and 2nd avenues6-8 p.m. – Pop Hits from Mercy and the Heartbeats
Thursday, September 22 – B Street between 2nd and 3rd avenues6-8 p.m. – Salsa music from the Maya Latin Band
ReDiscover San Mateo – Aug. 27ReDiscover San Mateo – Community Fest on Saturday, Aug. 27 on B Street in Downtown San Mateo. The San Mateo Area Chamber of Commerce is hosting a new community festival from noon to 6 p.m. with live music, vendors, children’s activities, and beer and wine for sale. Learn more about ReDiscover San Mateo .
Movies in the ParkJoin us for some family fun for Movies in the Park on Friday nights this September! Food & drink sales begin at 6 p.m. Movie starts at dusk, around 7:30 p.m. Bring a blanket, chair, jacket, and enjoy the show! Admission to this event is FREE to the community.September 9 – “Luca” in Beresford ParkSeptember 16 – “Encanto” in Dr. MLK Jr. ParkSeptember 23 – “The Bad Guys” in Laurie Meadows ParkSeptember 30 – “Doctor Strange and the Multiverse of Madness” in Central Park
Fall Activity GuideWe’re back this fall with tons of seasonal activities for people of all ages – and online registration is now open! Join us for a fitness class, sports program, arts and crafts, or learn about events coming to San Mateo this fall. Check out our Activity Guide to browse and register online.
Autumn Moon Festival & WalkJoin Self-Help for the Elderly on Saturday, September 17 from 8:30 a.m. to 1 p.m. to celebrate the Autumn Moon Festival ! Start the festival by participating in a 1 mile walk in Central Park to celebrate and support healthy living for all generations. After the walk, enjoy live music and dance performances on the outdoor stage, food, and family fun activities. This celebration is for all families! Come one, come all and join the fun! For more information, please visit www.charityfootprints.com/SelfHelp
How to Make Home Remodels More SustainableThinking of remodeling your home? These proposed rules could impact you. We’re looking at ways to reduce greenhouse gas emissions inside the home and are in the process of updating our Green Building Reach Codes here in San Mateo. Join a virtual meeting to learn more and share your input!
Options could be things like requiring home renovations to include upgrades to electrical panels, heat pump water heaters, and other more climate-friendly equipment. It could also be to prohibit extension of fuel gas infrastructure in backyards for things like firepits, grills or pools. Community feedback will be shared with the City Council, which will consider updates to existing reach codes later this year.
Community Meeting on Proposed Green Building Reach CodesTuesday, Aug. 30 from 6:30-8 p.m. Join Zoom Webinar
Volunteer at the Bayfront Cleanup One of our favorite traditions is back and we hope you’ll join us at Ryder Park on Saturday, Sept. 17 for the 2022 Bayfront Cleanup !
We are proud to host one of the longest-running shoreline cleanup events in Northern California. Join us to help keep our shorelines free of litter, clutter, and recyclables that don’t belong in the wildlife habitat of the San Francisco Bay. Bring your family, your friends, your co-workers, or just come join us to help keep San Mateo’s shorelines beautiful during this annual volunteer event. Register in advance online .
Bayfront Clean UpSaturday, Sept. 17 at Ryder Park Registration 7:30-9 a.m. Cleanup: 8 a.m. to noon
Go Solar with Bay Area SunShares!We’re committed to a more sustainable world and supporting your transition to cleaner energy. From Sept. 1 through Nov. 15, 2022, we are partnering with Bay Area SunShares to bring you discounted solar and storage with pre-vetted installers. Learn more and sign up at www.bayareasunshares.org .
What’s a GOPA? Strive San Mateo General Plan UpdatesYour feedback helped develop the draft Goals & Policies for our Strive San Mateo General Plan Update and now we want you to tell us if these reflect the community’s priorities! We’re hosting a number of upcoming outreach activities as we plan for the next 20 years and NOW is the time for you to get involved. Review the Draft Goals & Policies .
Take our survey , attend an upcoming event and tell us about your ideas for how we can improve:Climate Change and SustainabilityParks and Public ServicesCommunity DesignPublic Health and SafetyDevelopment, Growth and Transportation& more!Online SurveyCan’t make an upcoming meeting? Take our survey to share your feedback online . Meetings & WorkshopsVirtual Community Workshop: Thursday, Sept. 8 at 6:30 p.m. Register for Zoom information .In-Person Spanish Language Workshop: Saturday, Sept. 10 from 10 a.m. to noon. Puedes registrarte aquí .In-Person Open House: Saturday, Sept. 17 from 10 a.m. to noon at the Main Library. Register to join .The General Plan Subcommittee met Aug. 11 and Aug. 18, and will meet again on Aug. 30 at 6 p.m. You can join in person at City Hall or by Zoom.
Affordable Housing & Office/Retail Development Proposed in DowntownA virtual neighborhood meeting will be held on Sept. 1 to review a pre-application for a new mixed-use housing and office/retail development in downtown San Mateo at 401-445 S. B Street.
The project site includes the entire block between 4th and 5th Avenue, from B Street to Railroad Avenue – including the City parking lot on 4th Avenue and former Talbot’s site.
The proposed conceptual project includes a seven-story 60-unit affordable housing building on the city-owned site, and a five-story 156,000 square foot office/retail building, 128 underground parking spaces, at grade open space, roof top common areas and public right-of-way improvements.
Call| Text | Sabrina 650.799.4333 |EMAIL | WEB| BLOG
We love what we do and would love to help you navigate your sale or purchase of Residential Real Estate. Please reach out at your convenience for a personal consultation. Please enjoy our free resources below and get to know our team through our clients’ words.Testimonials.
Got Real Estate Questions? The Caton Team is here to help.
We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!
The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.
A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.
Call| Text | Sabrina 650.799.4333 | Susan 650.796.0654 |EMAIL | WEB| BLOG
The Caton Team – Susan & Sabrina A Family of Realtors Effective. Efficient. Responsive. What can we do for you?
If you’re thinking about selling your house this season, focusing on a few quick and easy updates outside can help your home look its best.
78% of real estate agents polled say poor landscaping affects property values. As a seller, that means your yard could impact your bottom line.
When getting your house ready to sell, lean on your agent for advice to make sure your house shows well and catches the eyes of more potential buyers.
The Caton Team is here to help.
We love what we do and would love to help you navigate your sale or purchase of Residential Real Estate. Please reach out at your convenience for a personal consultation. Please enjoy our free resources below and get to know our team through our clients’ words.Testinmonials.
Got Real Estate Questions? The Caton Team is here to help.
We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!
The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.
A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.
Call| Text | Sabrina 650.799.4333 | Susan 650.796.0654 |EMAIL | WEB| BLOG
The Caton Team – Susan & Sabrina A Family of Realtors Effective. Efficient. Responsive. What can we do for you?
Home buyers realize they need to be quick with their offers in today’s competitive housing market, a new report says. Sixty-five percent of buyers recently surveyed said they’d make an offer within three days of viewing it if they’re interested. Twenty percent say they’d make an offer immediately, according to Bank of America’s new 2022 Homebuyer Insights Report, based on about 2,000 responses.
Homes spent an average of 17 days on the market in March. Eighty-seven percent of homes sold in March were on the market for less than a month, according to National Association of REALTORS® data.
Higher home prices and mortgage rates are straining buyers’ budgets. A home is often the most expensive purchase people make in their lifetime. Buyers are finding they have to budget wisely or increase the amount of money they can devote toward homeownership.
Some buyers say they’ve had to moonlight or take on freelance work to try to earn more money. Fifty-six percent of home buyers surveyed said they are willing to consider a second job to earn supplemental income for a home purchase, according to the Bank of America survey. One-third of prospective buyers said they’d consider starting an online store to sell handcrafted pieces or selling some of their belongings to increase the amount of money they have to purchase a home.
Home buyers also are showing some willingness to compromise to move toward homeownership, including by:
· Moving to an up-and-coming neighborhood (82%)
· Buying a home further from entertainment, restaurants, and shopping (79%)
We love what we do and would love to help you navigate your sale or purchase of Residential Real Estate. Please reach out at your convenience for a personal consultation. Please enjoy our free resources below and get to know our team through our clients’ words.Testinmonials.
Got Real Estate Questions? The Caton Team is here to help.
We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!
The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.
A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.
Call| Text | Sabrina 650.799.4333 | Susan 650.796.0654 |EMAIL | WEB| BLOG
The Caton Team – Susan & Sabrina A Family of Realtors Effective. Efficient. Responsive. What can we do for you?
Not everything is meant to last forever, and throwing away or recycling past-their-prime items will help declutter your home. Free up storage space for the things you actually use by checking the expiration date on these household objects and ditching as needed. We’ll walk you through exactly when and how you should get rid of each item.
01of 19
Dish Sponges
MARTY BALDWIN
When to toss: After one month
Why toss it: Between washing dishes, scrubbing sinks, and wiping down countertops, sponges can come in contact with a lot of bacteria. To avoid spreading germs around your kitchen, it’s important to replace your sponge about once a month. In between changes, be sure to clean your kitchen sponges regularly using a bacteria-eliminating method, such as vinegar, bleach, or high heat. If your sponge starts to look dirty or smell bad even after it’s been disinfected, you should swap it for a new one immediately.
How to toss it: Traditional kitchen sponges, which are often made of plastic, should typically go in the trash, as they can’t easily be recycled. Sponges made from cellulose and other plant-based materials, however, are often biodegradable, so they can go in your recycling or compost bin when you’re done with them.
02of 19
Expired Food
PETER ARDITO
When to toss: On or near the expiration date
Why toss it: Expired foods can lurk at the back of your refrigerator and take up precious space needed for food you actually want to eat. To better organize your fridge, start with one shelf or area, remove all the items, and check the expiration date on each one. Throw it away immediately (or toss it in the compost bin!) if the date has passed or if you notice mold or an unpleasant smell. For prepared foods or leftovers, be sure to mark the date on the container when you first put it in the fridge so you know how long it’s been there.
How to toss it: Depending on the type of food, you should either pour the contents into the trash can, garbage disposal, or compost bin, then clean and recycle the container if possible.
03of 19
Plastic Containers
JAY WILDE
When to toss: Every few years for storage containers, immediately for disposable packaging
Why toss it: Plastic containers, especially those that are meant to be disposable, were not meant to be used forever. Plastic breaks down over time, which can cause chemicals to leach into your food. Check for signs of wear after each use, and toss any containers that appear discolored, warped, or cracked. You should also get rid of any containers that are missing a lid or have an unusual smell. Always dispose of single-use food packaging, such as yogurt containers or margarine tubs, immediately after you’re finished with the product.
How to toss it: Before you toss plastic containers in the garbage, check to see if it’s recyclable by looking for the stamped number inside the triangular recycling logo, usually found on the bottom of containers and bottles. Most recycling centers take plastic Nos. 1 and 2—which include many beverage bottles, milk jugs, peanut butter jars, and other containers—but it’s best to check with your community’s program to verify which types of plastic they can accept.
04of 19
Pillows
THE WILDE PROJECT
When to toss: Every few years
Why toss it: The material inside pillows breaks down with daily use, and all the dust, oil, and debris from your face can transfer to the pillow’s surface and interior space. Dust mites also accumulate, which can be troublesome to people suffering from asthma or allergies.
How to toss it: To get rid of your old pillows, consider donating them (after a good washing) to a local homeless shelter or animal shelter to be repurposed as bedding. However, because not all shelters will accept used pillows, it’s best to call ahead before bringing in your donation.
05of 19
Household Cleaners
WERNER STRAUBE
When to toss: After two years
Why toss it: Many of the ingredients that make cleaners and disinfectants effective will break down after time, reducing their effectiveness. You should dispose of cleaning products after a few years and replace them with fresh bottles. Consider labeling the new cleaning products with the date you purchased them so you can easily tell how long you’ve had them.
How to toss it: To properly dispose of household cleaners, check the manufacturer instructions on the label first. Water-soluble cleaning products, such as all-purpose cleaners, detergents, and stain removers, in liquid or powder form can usually be poured down the drain with running water. Once the containers are empty, you can typically recycle them in your curbside bin. For hazardous chemicals like oven cleaners, contact your local waste disposal center to find the best way to dispose of them.
06of 19
Cooking Oils, Herbs, and Spices
EDWARD GOHLICH
When to toss: Two years for olive oil, one year for herbs and spices
Why toss: Light and heat will break down oils and spices over time and make them less flavorful. To extend their shelf life, store these items in a cool, dry spot. Oils will smell rancid when they’re no longer good, and spices will lose their distinctive aromas (pinch some between two fingers to test).
How to toss it: Pour expired oils into a sealable, non-breakable container, then put it in the trash and recycle the original bottle. Dump old herbs and spices into your compost bin or trash can before recycling the container.
07of 19
Toothbrushes
ADAM ALBRIGHT
When to toss: After three months
Why toss it: Twice-a-day brushings wear down toothbrush bristles and reduce their effectiveness. Plus, stray bacteria or food debris may lodge in toothbrushes. Throw them away after a few months, especially if you’ve been ill. If you have an electric toothbrush, replace the removable head every three months or sooner if the bristles show wear.
How to toss it: Although you can’t typically toss toothbrushes in the regular recycling bin, some special recycling programs allow you to mail in your used toothbrushes for free.
08of 19
Photo Negatives
GREG SCHEIDEMANN
When to toss: Now
Why toss it: Photo negatives degrade over time and are cumbersome to store. To preserve your photos, use a service, such as scandigital.com, that will scan original images and send you digital copies. You can also buy a slide and negative scanner ($99, Walmart) and electronically store them yourself.
How to toss it: Old photographs and negatives should generally go in garbage, since the materials can’t easily be recycled. Alternatively, look into companies like GreenDisk that can accept film and negatives for recycling.
09of 19
Eye Makeup
CAMERON SADEGHPOUR
When to toss: After 6 months
Why toss it: Most eye makeup has some basic preservatives to keep it fresh, but those wear down or can be overcome by bacteria after a few months. Bacteria from the environment or your face can transfer to the brushes and then the makeup itself, which can cause irritation or even infection. Refresh mascara, eyeliner, eyeshadow, and other eye makeup products after about half a year.
How to toss it: Instead of tossing old products in the trash, consider donating your mascara wands to a program like Wands for Wildlife, which uses them to help tiny animals at wildlife refuges.
10of 19
Business Cards
ADAM ALBRIGHT
When to toss: Now
Why toss it: Stacks of business cards can quickly pile up and clutter your desk space. Instead of storing individual cards, add the information to your phone’s contact list. To make this process easier, use an app, such as ABBYY Business Card Reader, that scans the card and instantly adds the information to your contacts, allowing you to edit as needed.
How to toss it: Recycle paper business cards when finished.
11of 19
Vitamins
JAY WILDE
When to toss: After two years, or the expiration date
Why toss it: Like most food items, vitamins degrade in quality over time. Check the packaging for an expiration date. If the vitamins are unused by then (or you can’t find a date), replace them with new ones.
When to toss: After every summer, or with the expiration date
Why toss it: The protective chemicals in sunscreen break down over time, reducing the ability of the product to block out damaging rays from the sun. If you can’t find an expiration date on your bottles, dispose of them after pool season has ended.
How to toss it: Call your local waste management office to determine the proper way to dispose of sunscreen in your area. In some cases, it’s best to toss the entire sunscreen container into the trash, which helps prevent harmful chemicals from entering the water supply.
13of 19
Opened Nail Polish
REBEKAH MOLLOY
When to toss: After a year
Why toss it: Once they’ve been used, nail polish ingredients can evaporate or separate, causing inconsistent color and application. To prolong its shelf life, store your nail polish in a cool, dark place. If the polish becomes discolored or especially thick, it’s time to dispose of the bottle.
How to toss it: Nail polish often contains hazardous ingredients that require special care for disposal. Your best bet is usually to contact your local hazardous waste facility about drop-off, or let the polish dry out before throwing it away. Pour leftover nail polish onto newspaper, let dry completely, then throw all components into the trash.
14of 19
Gift Cards
MARTY BALDWIN
When to toss: Now
Why toss it: Gift cards can easily get lost or forgotten about inside your wallet. Instead, use a mobile wallet app, such as Gyft, to digitize the gift card information and store it on your phone. You can track the balance and redeem the card in-store with just a few taps on your phone.
How to toss it: Although they shouldn’t go in your bin at home, you can often recycle gift cards at the store they were purchased from. Contact the retailer to see if they’ll accept your used card for recycling.
15of 19
Opened Wine
ERICA MICHELSEN ALLEN
When to toss: After one to two days
Why toss it: Exposure to oxygen, heat, and daylight will cause wine’s aromas and flavors to fade. To keep an opened bottle of wine fresh and drinkable, recork it or seal it with a wine stopper as soon as possible. Stash the unfinished bottle in the fridge (this includes red wines) and plan to enjoy it within the next two days.
How to toss it: If you still have some leftover after a few days, pour the remains down the drain and recycle the glass bottle.
16of 19
Opened Paint
KIM CORNELISON
When to toss: After two to five years
Why toss it: Once the can is opened, the components in paint start to separate and break down. After a few years, this can make the paint difficult to mix, even with the most vigorous stirring. To repaint a room, take the color formula specifications to your local paint, hardware, or big box store and have them mix up a new can of paint to match.
How to toss it: When disposing of old paint, be sure to note the type of paint before deciding what to do with it. Oil- and alkyd-base paints are considered hazardous waste and typically need to be taken to a local hazardous waste drop-off site. You can dispose of old latex paint by throwing it in the trash, but you’ll need to dry it out completely first by using a paint hardener, cat litter, or shredded newspaper.
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CDs
LAURA MOSS
When to toss: Now
Why toss it: Plastic cases and CDs take up lots of shelf space, and they’re difficult to sort through and keep organized. To save your favorite songs before ditching the discs, pop them into a computer and import the tunes into your digital music library. If you can’t bear to part with your CD collection, take the discs out of the plastic cases and stash them in archival boxes.
How to toss it: Although most are made of plastic, CDs and their cases shouldn’t go in your recycling bin. Instead of trashing them, consider donating your old CDs to a local thrift store, or send them in to an organization like GreenDisk.
18of 19
Appliance Manuals
MARTY BALDWIN
When to toss: Now
Why toss it: Most major appliance and equipment manufacturers have made it simple for you to get rid of your how-to manuals: They’re available online as PDFs, free of charge. And if they’re not, online Q&A forums and company contact options make getting answers easier, too. If you’re worried about getting rid of very specialized instruction manuals, put them in a binder or file folder for more efficient storage.
How to toss it: Recycle paper manuals in your household bin.
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Bleach
STEVEN MCDONALD
When to toss: After three to five months
Why toss it: The chlorine in bleach dissipates over time, causing the cleaner to lose its effectiveness. Keep your bleach in good shape by storing it in a cool, dry place. The chemical should be replaced if the bottle is over a year old or you don’t notice a bleach smell as soon as you pour it from the container.
How to toss it: You can dispose of bleach down the drain as long as you dilute it with plenty of running water as you pour.
Got Questions? The Caton Team is here to help.
Call| Text | Sabrina 650.799.4333 |EMAIL | WEB| BLOG
We love what we do and would love to help you navigate your sale or purchase of Residential Real Estate. Please reach out at your convenience for a personal consultation. Please enjoy our free resources below and get to know our team through our clients’ words.Testimonials.
Got Real Estate Questions? The Caton Team is here to help.
We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!
The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.
A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.
Call| Text | Sabrina 650.799.4333 | Susan 650.796.0654 |EMAIL | WEB| BLOG
The Caton Team – Susan & Sabrina A Family of Realtors Effective. Efficient. Responsive. What can we do for you?
As a native Californian – droughts are part of our daily lives. I thought I’d share this great article from Caccia Plumbing.
Water plays a role in sustaining life on this planet. Not only does it provide life with a source of sustenance, but it also provides a means for its persistence: without water, as we know, we would cease to exist. With this being said, water is an important element for the preservation of life. At one point or another everyone needs plenty of water to survive — whether it be for drinking, washing clothes, or bathing. Fortunately, there are ways you can help conserve your water supply which can go a long way toward helping alleviate these impending shortages.
The first step in water conservation is to know your water usage patterns and how much water you’re using each day. You should also be able to identify where your water goes once it leaves your home or business. Next, you should start monitoring your bills and comparing them against other homes in your area so that you can make sure that you aren’t paying too much for water usage and that there are no leaky pipes or other issues concerning your water supply.
Finally, identify ways to reduce your water use through conservation methods like installing low-flow shower heads and faucets, and replacing old appliances with more efficient models.
To further understand how to conserve your water, continue reading this article up to the end.
How to Conserve Water at Home?
The easiest way to conserve water is to change to more efficient fixtures. However, there are more techniques for lowering your household’s water use.
In the Toilet…
The toilet is not a place for throwing out trash.
To save water, don’t flush cigarette butts, facial tissue, or anything else in the toilet. Put it in the garbage can or one of the many recycling bins around town.
Put a float booster or plastic bottles in your toilet tank.
To reduce water waste, put an inch or two of sand or pebbles inside every two plastic bottles. Fill the bottles with water, screw on their lids, and put them in your toilet tank. Or, if you want to spend less money than buying a tank bank, buy a float booster instead.
This can save up to 10 gallons of water per day. To ensure a good flush, make sure there are still at least three gallons of water in the tank. Users may keep the flush lever down for an excessive amount of time or do numerous flushes if there is insufficient water to achieve a proper flush. A two-flushed toilet at 1.4 gallons is worse than a single 2-gallon flush.
Get an Adjustable Toilet Flapper
The installation of an adjustable toilet flapper will enable the user to control the flush rate to the lowest setting possible per flush, resulting in a single excellent flush each time.
Install dual-flush or low-flush models.
The maximum flush volume for new toilets is 1.6 gallons, according to federal regulations. A toilet that uses 1.6 gallons of water every flush and is an ultra-low volume (ULV) would save 70% more water than a standard toilet, which will reduce indoor water usage by 30%. Conversely, think about investing in a dual flush toilet or installing a dual flush converter, which converts a conventional toilet into a dual flush toilet and helps the typical household save 15,000 gallons of water annually. When necessary, more water can be utilized, but for the majority of flushes, you’ll use 70% less water, which adds up to sizable water savings.
In the Laundry…
Use the clothes washer just for full loads.
Avoid the permanent press cycle on your washing machine since it requires an additional 5 gallons (20 liters) of water for the extra rinse. The water level should be changed for partial loads to correspond with the load’s size.
Consider using a high-efficiency washer
When compared to a conventional washer’s staggering 54 gallons each load, the most efficient washing machines consume as little as seven. In terms of water and energy savings throughout its lifespan, a high efficiency (HE) washer ought to easily pay for itself. New Energy Star-rated washers consume 35 to 50% less water and 50% less energy each load. Read our post about water-saving frontload washers if you’re in the market for a new clothes washer.
In the Shower…
Consider installing low-flow faucet aerators, water-saving showerheads, and shower timers.
Low-cost shower heads or restrictors that save water are simple for homeowners to install. Long showers can use five to ten gallons per minute that are not required. Low-flow refers to a use rate of under 2.5 gallons per minute. A Shower timer, which automatically ceases a running shower once it gets heated, is simple to install.
Shorten your showers
Turning off the shower after washing up and then turning it back on to rinse is one approach to using less water in the shower. 20 to 40 gallons of water are used in a four-minute shower. Turning off the shower after washing up and turning it back on to rinse is one approach to reducing water use. Between 20 and 40 liters of water are used during a four-minute shower. Another option is to install a basic shower timer, which you can get at your neighborhood hardware shop or water utility.
In the Faucets and Sinks…
Faucets Aerators
The least expensive solution for conserving water at home is this! Saving water in the bathroom is easy with a low-flow aerator.
Once you’ve wet your toothbrush, turn off the water.
You don’t have to keep the water flowing while you wash your teeth. Just moisten your brush and fill a glass with water to rinse your mouth.
Clean your Razor in the Sink
If you’re looking to save water, try filling a sink with a few inches of warm water. It uses far less water than running water and will rinse your razor just as well.
Reduce the use of garbage disposals
In-sink “garburators” add significantly to the volume of sediments in a septic tank while also using a lot of water, which might cause maintenance issues. As an alternative to throwing food waste in the trash, start a compost pile.
Use the dishwasher instead of hand washing the dishes
Contrary to popular belief, hand washing dishes really uses a lot more water than running the dishwasher, even if you have a water-saving model. According to the EPA, an effective dishwasher consumes half as much water, saving close to 5,000 gallons annually.
Avoid leaving the water running when hand-washing dishes.
If your sink has two basins, use one basin for washing dishes and the other for rinsing. Dishes should be gathered in a dish rack and rinsed with a sprayer or a pan of hot water if you have a single-basin sink. To make this simpler, dual-swivel aerators are available. Usually, pre-rinsing the dishes is not necessary while using a dishwasher.
Avoid leaving the water running when cleaning vegetables.
Simply wash them in a sink with a stopper or a basin of clean water.
Check for Leaks…
Check for Faucets and Pipes Leaks
20 liters of water might be lost per day by a little drop from a faucet washer that has worn out. Hundreds of liters might be lost by bigger leaks. While some faucet leaks are noticeable right away, some require a bit more work to find. Dry the tubs and sinks completely and let them sit for an hour. You’ll discover a leak if you find any moisture. Dry the area around the faucet handles before running the water to check for leaks. If there is a leak, you will see water gathering near them.
Check for Toilets Leaks
Fill your toilet tank with a little food coloring. If, after 30 minutes without flushing, color develops in the bowl, you may have a leak. Most replacement components are affordable and easy to install.
Check for Hidden Water Leaks Using Your Water Meter
Before and after a two-hour period during which no water is utilized, read your household water meter. There is a leak if the meter doesn’t read precisely the same every time.
In your yard and garden…
Avoid running the hose when washing your car
Use a bucket of soapy water to wash your car. Use the hose solely to rinse; this easy tip can help you save up to 100 gallons of water while washing a car. To make better use of the water for rinsing, use a spray nozzle. You can also use a waterless car washing system instead; there are a number of manufacturers that are now available.
Clean Driveways and Sidewalks with a Broom instead of a Hose
One method to clean leaves or stains from your sidewalks is to use water to blast them off, but using a broom to first loosen the dirt and grime will use less water and take less time overall.
Cover Your Swimming Pool to Reduce Evaporation
Evaporation causes swimming pools to lose an inch or more of water per week. The speed at which water evaporates might vary depending on the temperature, humidity, wind, and location of the pool. Get a pool cover to prevent wasting hundreds of gallons of pool water per season.
How Easy Can You Save Water?
Aside from installing a water meter, what else can we do to save water at home?
The first step toward achieving a water-efficient home is changing our mindsets. We must realize that we don’t need to shower for half an hour or have the tap running while we brush our teeth, and once we do this, everything will come into perspective.
The first step in becoming more water-efficient is changing our habits. We have to adopt a mindset that focuses on the things we can control—not on what we can’t. We must realize that we don’t need to shower for half an hour or have the tap running while we brush our teeth. Once we realize that there are ways to reduce our water usage significantly while still enjoying the same level of comfort, we’ll be able to see what’s possible.
For those who enjoy delving deeply into water conservation, there is also a little game. We could try to calculate the amount of household water consumption per day.
Our water footprint is the resulting number. Each product we use requires an amount of water, but we are not able to calculate the exact amount of water that goes into making each product. This number is startling in and of itself, but figuring out how much water we are literally pouring down the drain will be enough for now.
Final Thoughts!
Water conservation is a topic that we can all get behind. It’s not just about saving money, it’s about protecting our planet as well. If we use this precious resource wisely, we can help keep the climate of our planet stable and healthy for future generations to come.
What does this mean for you? It means you should use your water wisely—and make sure everyone else in your family or household knows how to do the same. We know this is not always easy—but if it saves even just one drop per day that would otherwise be wasted into the environment, then it will be worth it!
Got Questions? The Caton Team is here to help.
Call| Text | Sabrina 650.799.4333 |EMAIL | WEB| BLOG
We love what we do and would love to help you navigate your sale or purchase of Residential Real Estate. Please reach out at your convenience for a personal consultation. Please enjoy our free resources below and get to know our team through our clients’ words.Testimonials.
Got Real Estate Questions? The Caton Team is here to help.
We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!
The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.
A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.
Call| Text | Sabrina 650.799.4333 | Susan 650.796.0654 |EMAIL | WEB| BLOG
The Caton Team – Susan & Sabrina A Family of Realtors Effective. Efficient. Responsive. What can we do for you?
For Sale by Mollie Whipp DRE 01925212 of Coldwell Banker DRE 01908304
Lovely, country home in Dearborn Park neighborhood of Pescadero on 2.86 acres! Artfully designed concrete countertops in the kitchen with a Viking range and all stainless appliances. Cozy living room with fir flooring, gas stove and skylights. Two bedrooms and full bath on first level with an unfinished second story that could be redesigned as a stunning master suite. Expansive, sunny deck to enjoy the sounds of the seasonal creek with the redwoods beyond. Plenty of areas on the property for gardens, oversized vehicles, dogs, chickens, (there is a coop!) X-finity/Comcast does serve the area. 10+/- minutes drive to Pescadero and beaches, drive to Silicon Valley or SF within an hour. Kindly ask for no drive-bys, shown appointment only. Come live the dream in Pescadero!
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Turning Real Estate Goals into Reality
How can The Caton Team help You?
We truly enjoyed helping our clients sell their home – mid-pandemic. The Caton Team loves what we do and would love to help you – please enjoy our resources below. Get to know us at through our clients words.
Got Real Estate Questions? The Caton Team is here to help.
We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!
The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.
A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.
Call| Text | Sabrina 650.799.4333 | Susan 650.796.0654 |EMAIL | WEB| BLOG
The Caton Team – Susan & Sabrina A Family of Realtors Effective. Efficient. Responsive. What can we do for you?
The Caton Team is proud to announce, that Berkshire Hathaway HomeServices with Welcome Home Funding can loan a sellers up to $30,000 or 20% of their home’s equity – towards preparing a home for sale. With NO Interest & NO Fees!
Fund are available after a 48 hour approval process, flexible to select any vendor a seller wants, flexible on what a seller spends their funds on, no vendor platform markups, no lien on the property, no fees or interest paid by the seller and so much more. We’d love to sit down with you and discuss how Get Ready Capital can help you sell your home! CONTACT THE CATON TEAM FOR FURTHER DETAILS | Call | Text 650.799.4333 | Email | Info@TheCatonTeam.com
Got Questions? The Caton Team is here to help.
Call| Text | Sabrina 650.799.4333 |EMAIL | WEB| BLOG
We love what we do and would love to help you navigate your sale or purchase of Residential Real Estate. Please reach out at your convenience for a personal consultation. Please enjoy our free resources below and get to know our team through our clients’ words.Testimonials.
Got Real Estate Questions? The Caton Team is here to help.
We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!
The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.
A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.
Call| Text | Sabrina 650.799.4333 | Susan 650.796.0654 |EMAIL | WEB| BLOG
The Caton Team – Susan & Sabrina A Family of Realtors Effective. Efficient. Responsive. What can we do for you?
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