SOLD in San Francisco by The Caton Team and thoughts on the year ahead.

Thoughts for Buyers….

The Caton Team loves helping buyers find their homes. Whether it be their first purchase or not, we take the time to educate our clients on how to tackle the current market and achieve their Real Estate related goals.

With interest rates up over last January – the effects are felt and seen across the board. But let’s not be discouraged. If your goal is to own a piece of California – let’s reevaluate the budget, check out all loan programs, and see what areas the budget fits. Then determine if the homes in that budget are workable for your goals. It sounds like a lot, but we break down each step into doable tasks to help you achieve your Real Estate goals.

Thoughts for Sellers….

If you’re considering a sale, the news of higher rates may create some fear that your home’s equity is falling. Yes, sales prices from last year have reflected about a 10% decrease in sold data – but some of that is seasonal and some of that is related to rates.

When rates go up, a buyer’s purchase power goes down and their ability to overbid is hindered.

Depending on when you bought your home, and how much equity you have – there may be an impact on your takeaway. But before you give up – let’s take a look at the big picture. Where you are relocating? Why you are selling? All these details matter.

It’s best to see where the value of your home is today and determine if your takeaway will help you achieve your next goal and if not – let’s plan. If the budget is right – selling now may be the right step as inventory is low.

Each client’s journey is unique. The Caton Team prides ourselves on helping our clients achieve their Real Estate goals – no matter the market conditions.

How can The Caton Team help YOU?

Contact The Caton Team for a free consultation.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654 |  EMAIL |   

Get to know The Caton Team through our clients words…

“As first-time homebuyers we knew very little about the process, what to expect, or how long it might take, so we leaned heavily on the Caton Team’s expertise to get us up to speed and to help us navigate through the hurdles.  As it turned out, we hit a pretty major snag that could have derailed our purchase, but with the Caton Team counseling patience and practicing tenacity, we were able to successfully purchase our forever home.  We really appreciated Susan and Sabrina’s transparent, professional, and forthright approach.  I don’t think we would have landed where we are without them.”

– Kyriell & Shane – 2022 – San Francisco.

THANK YOU Shane & Kyriell – Your kind words mean the world to us. We truly enjoyed getting to know you both and helping you achieve your goal of owning a piece of San Francisco. We started our journey early in 2022 – before the rate hike and after one offer experience, they were better poised to act on their actual dream home. Up against other offers, we set our clients apart. When a surprise nearly derailed their dream, we used kindness, patience, and solid business practices to smooth out the wrinkles and bring this transaction to a successful and happy conclusion – it’s what we do. Handing you the keys made my day. Thank you for your trust – we truly enjoyed working with you both.

We love what we do and we love taking great care of our clients.

How can The Caton Team help You?

Please enjoy our resources below. Get to know us at through our clients words.

HOW TO SELL HOW TO BUY

Need Real Estate help? Contact The Caton Team for a consultation.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654 |  EMAIL  |  WEB  |   BLOG

Sold Mid Pandemic with NO OPEN HOUSES – 26 Offers

Get to know The Caton Team

Get exclusive inside access when you follow us on Facebook & Instagram

HOW TO SELL  – HOW TO SELL – HOW TO BUY  –  HOW TO BUY –  MOVING MID PANDEMIC – TRUST AGREEMENTS and HEALTH CARE DIRECTIVES – OUR TESTIMONIALS

Got Real Estate Questions?   The Caton Team is here to help.

We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!

The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.

A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654 |EMAIL |  WEB|   BLOG

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

The Caton Team Testimonials The Caton Team Blog – The Real Estate Beat TheCatonTeam.com | Facebook | Instagram | HomeSnap | Pintrest | LinkedIN Sabrina | LinkedIN Susan

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  Mobile Real Estate by The Caton Team

Berkshire Hathaway HomeServices – Drysdale Properties

DRE # |Sabrina 01413526 | Susan 01238225 | Team 70000218 |Office 01499008

The Caton Team does not receive compensation for any posts.  Information is deemed reliable but not guaranteed. Third party information not verified.

Reminder – Property Tax Due Feb 1 LATE APRIL 10th

Just a friendly reminder that the 2nd Installment of Property Tax is Due Feburary 1; late April 10th.  For more info visit – San Mateo Tax Info

Get exclusive inside access when you follow us on Facebook & Instagram

HOW TO SELL during COVID-19 HOW TO SELLHOW TO BUY during COVID-19- HOW TO BUY MOVING MID PANDEMICTRUST AGREEMENTS and HEALTH CARE DIRECTIVESOUR TESTIMONIALS

Got Real Estate Questions?   The Caton Team is here to help.

We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!

The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.  How can The Caton Team help you?

A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654 |  EMAIL  |  WEB  |   BLOG

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

The Caton Team Testimonials | The Caton Team Blog – The Real Estate Beat | TheCatonTeam.com | Facebook | Instagram | HomeSnap | Pintrest | LinkedIN Sabrina | LinkedIN Susan

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  Mobile Real Estate by The Caton Team

Berkshire Hathaway HomeServices – Drysdale Properties

DRE # |Sabrina 01413526 | Susan 01238225 | Team 70000218 |Office 01499008

The Caton Team does not receive compensation for any posts.  Information is deemed reliable but not guaranteed. Third party information not verified.

3 Time Management Tips That Actually Work

written by JAMES CLEAR

Time management can be tough. What is urgent in your life and what is important to your life are often very different things.

This is especially true with your health, where the important issues almost never seem urgent even though your life ultimately hangs in the balance.

  • No, going to the gym today isn’t urgent, but it is important for your long–term health.
  • No, you won’t die from stress today, but if you don’t get it figured out soon, you might.
  • No, eating real, unprocessed foods isn’t required for you to stay alive right now, but will reduce your risk of cancer and disease.

Is there anything we can do? If we all have 24 hours in a day, how do we actually use them more effectively?

And most importantly, how can we manage our time to live healthier and happier, do the things that we know are important, and still handle the responsibilities that are urgent?

I’m battling with that answer just like you are, but in my experience there are three time management tips that actually work in real life and will help you improve your health and productivity.

Time management tips

1. Eliminate half-work at all costs.

In our age of constant distraction, it’s stupidly easy to split our attention between what we should be doing and what society bombards us with. Usually we’re balancing the needs of messages, emails, and to-do lists at the same time that we are trying to get something accomplished. It’s rare that we are fully engaged in the task at hand.

I call this division of your time and energy “half-work.”

Here are some examples of half-work…

  • You start writing a report, but stop randomly to check your phone for no reason or to open up Facebook or Twitter.
  • You try out a new workout routine. Two days later, you read about another “new” fitness program and try a little bit of that. You make little progress in either program and so you start searching for something better.
  • Your mind wanders to your email inbox while you’re on the phone with someone.

Regardless of where and how you fall into the trap of half-work, the result is always the same: you’re never fully engaged in the task at hand, you rarely commit to a task for extended periods of time, and it takes you twice as long to accomplish half as much.

Half-work is reason why you’re able to get more done on your last day before vacation (when you really focus) than you do in the 2 weeks previous (when you’re constantly distracted).

Like most people, I deal with this problem all of the time and the best way I’ve found to overcome it is to block out significant time to focus on one project and eliminate everything else.

I pick one exercise and make it my only focus for the entire workout. (i.e. “Today is just for squats. Anything else is extra.”)

I carve out a few hours (or even an entire work day) to deep dive on an important project. I’ll leave my phone in another room and shut down my email, Facebook, and Twitter.

This complete elimination of distractions is the only way I know to get into deep, focused work and avoid fragmented sessions where you’re merely doing half-work.

How much more could you achieve if you did the work you needed to do, the way you needed to do it, and eliminated the half-work, half-wandering that we fill most of our days with?

2. Do the most important thing first.

Disorder and chaos tend to increase as your day goes on. At the same time, the decisions and choices that you make throughout the day tend to drain your willpower. You’re less likely to make a good decision at the end of the day than you are at the beginning.

I’ve found that this same trend holds true in my workouts as well. As the workout progresses, I have less and less willpower to finish sets, grind out reps, and perform difficult exercises.

For all of those reasons, I do my best to make sure that if there is something important that I need to do, then I do it first.

If I have an important article to write, I grab a glass of water and start typing as soon as I wake up. If there is a tough exercise that I need to do, then I do it at the beginning of each workout.

If you do the most important thing first, then you’ll never have a day when you didn’t get something important done. By following this simple strategy, you will usually end up having a productive day, even if everything doesn’t go to plan. If you actually do the most important thing first each day, it is the only productivity tip you’ll ever need.

3. Reduce the scope, but stick to the schedule.

I’ve written previously about the importance of holding yourself to a schedule and not a deadline. There might be occasions when deadlines make sense, but I’m convinced that when it comes to doing important work over the long–term, following a schedule is much more effective.

When it comes to the day-to-day grind, however, following a schedule is easier said than done. Ask anyone who plans to workout every Monday, Wednesday, and Friday, and they can tell you how hard it is to actually stick to their schedule every time without fail.

To counteract the unplanned distractions that occur and overcome the tendency to be pulled off track, I’ve made a small shift in how I approach my schedule. My goal is to put the schedule first and not the scope, which is the opposite of how we usually approach our goals.

For example, let’s say you woke up today with the intention of running 3 miles this afternoon. During the day, your schedule got crazy and time started to get away from you. Now you only have 20 minutes to workout.

At this point, you have two options.

The first is to say, “I don’t have enough time to workout today,” and spend the little time you have left working on something else. This is what I would usually have done in the past.

The second option is to reduce the scope, but stick to the schedule. Instead of running 3 miles, you run 1 mile or do five sprints or 30 jumping jacks. But you stick to the schedule and get a workout in no matter what. I have found far more long-term success using the this approach than the first.

On a daily basis, the impact of doing five sprints isn’t that significant, especially when you had planned to run 3 miles. But the cumulative impact of always staying on schedule is huge. No matter what the circumstance and no matter how small the workout, you know you’re going to finish today’s task. That’s how little goals become lifetime habits.

Finish something today, even if the scope is smaller than you anticipated.

Time Management Tips That Actually Work

There are thousands of time management apps and productivity gadgets. You’ll find more calendars, reminders, and task lists than you know what to do with. But in my experience, the most effective and practical time management tips are simple.

When it comes to living a healthy and productive life, I do my best to focus on three time management tips…

  1. Eliminate half-work and focus deeply.
  2. Do the most important thing first.
  3. Stick to your schedule and build the habit, no matter how small the accomplishment.

How have you managed your time better and accomplished more at work, at home, or in the gym? Let us know YOUR Tips!

SOURCE MINIMALISM PROCRASTINATION PRODUCTIVITY SELF-IMPROVEMENT

Got Questions? The Caton Team is here to help.

Call | Text | Sabrina 650.799.4333 |  EMAIL  |  WEB  |   BLOG

We love what we do and would love to help you navigate your sale or purchase of Residential Real Estate. Please reach out at your convenience for a personal consultation. Please enjoy our free resources below and get to know our team through our clients’ words. Testimonials

HOW TO SELL | HOW TO BUY

 How can The Caton Team help You?

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654 |  EMAIL  |  WEB  |   BLOG

Get exclusive inside access when you follow us on Facebook & Instagram

HOW TO SELL during COVID-19HOW TO SELLHOW TO BUY during COVID-19- HOW TO BUY MOVING MID PANDEMICTRUST AGREEMENTS and HEALTH CARE DIRECTIVESOUR TESTIMONIALS

Got Real Estate Questions?   The Caton Team is here to help.

We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!

The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.

A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654 |EMAIL |  WEB|   BLOG

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

The Caton Team Testimonials | The Caton Team Blog – The Real Estate Beat | TheCatonTeam.com | Facebook | Instagram | HomeSnap | Pintrest | LinkedIN Sabrina | LinkedIN Susan

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  Mobile Real Estate by The Caton Team

Berkshire Hathaway HomeServices – Drysdale Properties

DRE # |Sabrina 01413526 | Susan 01238225 | Team 70000218 |Office 01499008

The Caton Team does not receive compensation for any posts.  Information is deemed reliable but not guaranteed. Third party information not verified.

Testimonial of the Day – From James & Beline

“Sabrina and Susan were a pleasure to work with as first-time buyers. They coached us through the process and were a great asset in making a timely and competitive offer. I would definitely recommend them to any friends looking to buy in the Bay Area!”

THANK YOU James & Beline – Your kind words mean the world to us.  

We love what we do and we love taking great care of our clients.

How can The Caton Team help You?

Please enjoy our resources below. Get to know us at through our clients words.

HOW TO SELL during COVID-19 | HOW TO BUY during COVID-19

Need Real Estate help? Contact The Caton Team for a consultation.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654 |EMAIL |  WEB|   BLOG

Get exclusive inside access when you follow us on Facebook & Instagram

HOW TO SELL during COVID-19 – HOW TO SELL – HOW TO BUY during COVID-19- – HOW TO BUY –  MOVING MID PANDEMIC – TRUST AGREEMENTS and HEALTH CARE DIRECTIVES – OUR TESTIMONIALS

Got Real Estate Questions?   The Caton Team is here to help.

We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!

The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.

A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654 |EMAIL |  WEB|   BLOG

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

The Caton Team Testimonials The Caton Team Blog – The Real Estate Beat TheCatonTeam.com | Facebook | Instagram | HomeSnap | Pintrest | LinkedIN Sabrina | LinkedIN Susan

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  Mobile Real Estate by The Caton Team

Berkshire Hathaway HomeServices – Drysdale Properties

DRE # |Sabrina 01413526 | Susan 01238225 | Team 70000218 |Office 01499008

The Caton Team does not receive compensation for any posts.  Information is deemed reliable but not guaranteed. Third party information not verified.

Time Change – Fall Back to Pacific Standard Time

Don’t forget to set your clocks back one hour on Sunday November 6, 2022 to Pacific Standard Time.

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Got Real Estate Questions?   The Caton Team is here to help.

We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!

The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.  How can The Caton Team help you?

A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654

Email |   Info@TheCatonTeam.com

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

The Caton Team Testimonials | The Caton Team Blog – The Real Estate Beat | TheCatonTeam.com | Facebook | Instagram | HomeSnap | Pintrest | LinkedIN Sabrina | LinkedIN Susan

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  Mobile Real Estate by The Caton Team

Berkshire Hathaway HomeServices – Drysdale Properties

DRE # |Sabrina 01413526 | Susan 01238225 | Team 70000218 |Office 01499008

The Caton Team does not receive compensation for any posts.  Information is deemed reliable but not guaranteed. Third party information not verified.

Savings Strategies to Help You Reach Your Goals

Hello Friends! Thank you Ryan Dang of Wells Fargo for these tips:

No matter what you’re saving for, these strategies will help you get there.
– Set a Timeline. I.e. “By 2026, I will save $20,000 for a down payment on a home.
– “Calculate a monthly savings amount for each goal.
– Add the total monthly savings goals into your budget.
– Consider budget shifts to accommodate the new goals.
– Set up automatic deposit to your savings account.
– Aim to transfer at least 10% of each paycheck.
– Consider saving accounts that earn interest.

For short-term savings goals, consider low-risk accounts. These earn compound interest with higher APY.

– High-Yield Savings Accounts — Pays up to ten times the interest rate offered by traditional accounts.
– CDs (Certificate of Deposit) — Must leave funds in for full-term to avoid early withdrawl penalties in most cases.
– Money Market Accounts — Interest rates vary with the market.How long should you save for?

Savings Goal Duration
Emergency Fund Short-term
Vacation Short-term
Down payment Short-to-mid term
Education Mid-term
Retirement Long-term

Got Questions? The Caton Team is here to help.

Call | Text | Sabrina 650.799.4333 |  EMAIL  |  WEB  |   BLOG

We love what we do and would love to help you navigate your sale or purchase of Residential Real Estate. Please reach out at your convenience for a personal consultation. Please enjoy our free resources below and get to know our team through our clients’ words. Testimonials

HOW TO SELL | HOW TO BUY

 How can The Caton Team help You?

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654 |  EMAIL  |  WEB  |   BLOG

Get exclusive inside access when you follow us on Facebook & Instagram

HOW TO SELL during COVID-19HOW TO SELLHOW TO BUY during COVID-19- HOW TO BUY MOVING MID PANDEMICTRUST AGREEMENTS and HEALTH CARE DIRECTIVESOUR TESTIMONIALS

Got Real Estate Questions?   The Caton Team is here to help.

We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!

The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.

A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654 |EMAIL |  WEB|   BLOG

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

The Caton Team Testimonials | The Caton Team Blog – The Real Estate Beat | TheCatonTeam.com | Facebook | Instagram | HomeSnap | Pintrest | LinkedIN Sabrina | LinkedIN Susan

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  Mobile Real Estate by The Caton Team

Berkshire Hathaway HomeServices – Drysdale Properties

DRE # |Sabrina 01413526 | Susan 01238225 | Team 70000218 |Office 01499008

The Caton Team does not receive compensation for any posts.  Information is deemed reliable but not guaranteed. Third party information not verified.

Testimonial of the Day – From Bill & Surbhi

5 Stars – makes us proud. Bill and Surbhi had a short window to find the right home. They let us show them thier options, discuss the possibilits and quickly we realzied the best choice and drafted a compeatitve offer – with an apprisal contingnecy!

THANK YOU Bill & Surbhi for trusting us with your Real Estate Goals.  

We love what we do and we love taking great care of our clients.

How can The Caton Team help You?

Please enjoy our resources below. Get to know us at through our clients words.

HOW TO SELL during COVID-19 | HOW TO BUY during COVID-19

Need Real Estate help? Contact The Caton Team for a consultation.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654 |  EMAIL  |  WEB  |   BLOG

Sold Mid Pandemic with NO OPEN HOUSES – 26 Offers

Get to know The Caton Team

Get exclusive inside access when you follow us on Facebook & Instagram

HOW TO SELL during COVID-19 – HOW TO SELL – HOW TO BUY during COVID-19- – HOW TO BUY –  MOVING MID PANDEMIC – TRUST AGREEMENTS and HEALTH CARE DIRECTIVES – OUR TESTIMONIALS

Got Real Estate Questions?   The Caton Team is here to help.

We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!

The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.

A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654 |EMAIL |  WEB|   BLOG

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

The Caton Team Testimonials The Caton Team Blog – The Real Estate Beat TheCatonTeam.com | Facebook | Instagram | HomeSnap | Pintrest | LinkedIN Sabrina | LinkedIN Susan

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  Mobile Real Estate by The Caton Team

Berkshire Hathaway HomeServices – Drysdale Properties

DRE # |Sabrina 01413526 | Susan 01238225 | Team 70000218 |Office 01499008

The Caton Team does not receive compensation for any posts.  Information is deemed reliable but not guaranteed. Third party information not verified.

Email Fraud and how to Prevent It

No one ever thinks wire fraud will happen to them, but the fact is, one in three real estate transactions will be targeted by a fraudster. How can you protect yourself from becoming a statistic?

Watch out for impersonation. In one of the most common forms of fraud, hackers pretend to be somebody else and send false instructions to infiltrate your transaction. These emails may appear authentic, using similar domain names and imagery such as logos.

Tip! Emails from your Escrow Officer WILL have their company name as the email. Realtors may not – so it is best to SAVE ALL Contact info in your device so you know it is the correct email and phone.

Follow wiring instructions. Read wire instructions carefully and review them with your escrow officer. Tip! Always verify the wire instructions by calling a trusted number. Never send your financial information over unsecured email.

Look out for common email tells. Subtly different email domains, misspellings, and last-minute changes may all be signs of fraud.

Hover over links or attachments before clicking to verify the source. Independently verify phone numbers, program the title company’s number in your phone and only accept calls from that number.

If something seems suspicious… If you receive a message to change wiring instructions…

Call your escrow officer at an independently verified phone number and confirm.

Defend your email. Fraudsters gather information about transactions by watching emails behind the scenes. Security measures such as multi-factor authentication can make it more difficult for hackers to force their way into your account.

My 2 Cents – SAVE YOUR CONTACTS! Use a photo or emoji to know that they are the one calling or emailing you and that it IS from the correct source. If something feels off – Call Your Realtor or your Escrow Officer Directly.

Thank you First American Title for this info.

Got Questions? The Caton Team is here to help.

Call | Text | Sabrina 650.799.4333 |  EMAIL  |  WEB  |   BLOG

We love what we do and would love to help you navigate your sale or purchase of Residential Real Estate. Please reach out at your convenience for a personal consultation. Please enjoy our free resources below and get to know our team through our clients’ words. Testimonials

HOW TO SELL | HOW TO BUY

 How can The Caton Team help You?

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654 |  EMAIL  |  WEB  |   BLOG

Get exclusive inside access when you follow us on Facebook & Instagram

HOW TO SELL during COVID-19HOW TO SELLHOW TO BUY during COVID-19- HOW TO BUY MOVING MID PANDEMICTRUST AGREEMENTS and HEALTH CARE DIRECTIVESOUR TESTIMONIALS

Got Real Estate Questions?   The Caton Team is here to help.

We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!

The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.

A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654 |EMAIL |  WEB|   BLOG

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

The Caton Team Testimonials | The Caton Team Blog – The Real Estate Beat | TheCatonTeam.com | Facebook | Instagram | HomeSnap | Pintrest | LinkedIN Sabrina | LinkedIN Susan

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  Mobile Real Estate by The Caton Team

Berkshire Hathaway HomeServices – Drysdale Properties

DRE # |Sabrina 01413526 | Susan 01238225 | Team 70000218 |Office 01499008

The Caton Team does not receive compensation for any posts.  Information is deemed reliable but not guaranteed. Third party information not verified.

SOLD: By The Caton Team in – San Jose

SOLD | 3010 La Terrace – San Jose | More Information

When our client called with their plan – we were ready to spring into action, but sometimes life has other plans. Our journey started in March, with low-interest rates and a hot market but we didn’t hit the market till August. A lot had changed in the Real Estate world by then. Higher interest rates, talk of inflation, and possible recession – but our clients couldn’t change their plans, so we had to change the plan. Easy to do – beleive it or not.

We took a step back and took a fresh look at the current market. With great, open communication and back and forth, we changed our strategy to come up with a new plan. Then the real work began.

The Caton Team was proud to present our selling client with multiple offers – even in this challenging and fluxuating market. Our client knew, they were getting the best price and terms this market could bear when they had several to pick from.

The Caton Team works transparently. From a full disclosure package, to easy communication and access. We can work magic when our clients work with us. So grateful to be of service in any market.

How can The Caton Team Help you? With over 35 years of combined, local Real Estate experience – the Caton Team is here to help you achieve your Real Estate goals. Reach out by email at | Info@TheCatonTeam.com or Call | Text 650.799.4333

We love what we do. How can The Caton Team help You?

We truly enjoy helping our clients sell their home. The Caton Team loves what we do and would love to help you – please enjoy our resources below. Get to know us at through our clients words.

 How can The Caton Team help You?

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654 |  EMAIL  |  WEB  |   BLOG

Get exclusive inside access when you follow us on Facebook & Instagram

HOW TO SELL during COVID-19HOW TO SELLHOW TO BUY during COVID-19- HOW TO BUY MOVING MID PANDEMICTRUST AGREEMENTS and HEALTH CARE DIRECTIVESOUR TESTIMONIALS

Got Real Estate Questions?   The Caton Team is here to help.

We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!

The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.

A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654 |EMAIL |  WEB|   BLOG

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

The Caton Team Testimonials | The Caton Team Blog – The Real Estate Beat | TheCatonTeam.com | Facebook | Instagram | HomeSnap | Pintrest | LinkedIN Sabrina | LinkedIN Susan

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  Mobile Real Estate by The Caton Team

Berkshire Hathaway HomeServices – Drysdale Properties

DRE # |Sabrina 01413526 | Susan 01238225 | Team 70000218 |Office 01499008

The Caton Team does not receive compensation for any posts.  Information is deemed reliable but not guaranteed. Third party information not verified.

7 Genius Organizing Tips We Learned From The Home Edit—Including the 80/20 Rule

BRB, we’ve got some decluttering to do.

By: Katie Holdefehr SOUCE

Organized fridge with produce, eggs, and condiments
PHOTO: CHRISTOPHER TESTANI

Each year, our annual Real Simple Home is bursting with design ideas we’re excited to try—but it may just be the smart organizing ideas that end up transforming our homes the most. This year, we collaborated with the organizing pros at The Home Edit to help tidy up the fridge, utility closet, and other clutter-prone spots around the house. After admiring The Home Edit’s color-coded closets on Instagram and watching them make over celeb spaces on their Netflix show, we thought we knew all their clutter-busting methods (rainbow order, right?). As it turns out, they had a few more tricks up their sleeves. The Home Edit experts Alli Bridgers, Emily Shreve, and Shaina Burrell helped us tidy every corner of the three-story house and taught us we’ve been organizing our fridges all wrong.

Take a Virtual Tour of the Real Simple Home Here!

For even more tidying tips, check out The Home Edit co-founders Joanna Teplin and Clea Shearer’s new special-edition magazine, The Home Edit: Feel-Good Organizing. It may even inspire you to actually organize that junk drawer.

 How to Organize Your Closet in 30 Minutes Flat

real-simple-home-2022-florida-Fridge-226
CHRISTOPHER TESTANI

Resort Your Refrigerator

If you’re currently stacking yogurt cups and placing produce on the open shelves in your fridge, you’re doing it wrong. Clear storage bins will keep items contained while making it easy to see what’s inside. With transparent bins specifically designed for everything from berries to veggies, it’s easy to see when you’re running low on eggs or if you have excess carrots you might want to work into your dinner plans. Hidden near the back of a shelf, produce has a tendency to rot until you find it liquified weeks later, but sorted in clear bins, it’s easy to spot when greens are less than fresh.

To maintain the order, label each bin. “Fridge items have a high turnover rate, so use broad categories. Try ‘veggies’ and ‘condiments,’ not ‘cucumbers’ and ‘mayo,'” says The Home Edit experts. “This ensures that everything will always have a home!” Shaina explains.

Follow the 80/20 Rule

“You get the item or the space; you don’t get both,” says The Home Edit team. “Live by the 80/20 rule: Keep your home no more than 80 percent full and leave at least 20 percent for breathing room.” Allowing some open space will help your home feel calmer and less chaotic. Let this principle guide each room overall (no, you don’t need to cover every wall with art or fill the floor space with furniture), as well as smaller areas. For example, if you have bookshelves in the living room, fill them 80 percent of the way with books, collectibles, and decorative objects. Leave 20 percent open.

Make Organizing Intuitive

According to The Home Edit, fridges and pantries tend to be some of the toughest spots to keep tidy because they’re high-traffic areas frequented by the entire family. “Everyone in the home uses them on a daily basis, from adults to kids. This means the system must be intuitive and user-friendly for all ages,” they explain. If the system you’re using simply isn’t working, try something more realistic and less aspirational. Labeled and color-coded bins make it easy for everyone to figure out what belongs where. Consider keeping kid-friendly snacks on a lower shelf so little ones can help themselves. Arrange labeled bins for seltzers, cheese sticks, and condiments where you tend to store those items, rather than creating a new system that goes against the habits you’ve already established.

real-simple-home-2022-florida-Primary-Closet-375
CHRISTOPHER TESTANI

Stop Storing Clothes You Don’t Wear

The biggest closet organization mistake The Home Edit team sees regularly? “When people hold onto things they never wear,” they say. “It’s just a waste of space! If you haven’t worn it in a year, you probably never will.” Sure, you can ask if it sparks joy or run it through a list of questions, but if you haven’t taken it off the hanger in the last 12 months, you probably won’t in the next 12 months either.

“Closets can be hard because there tends to be an emotional aspect to getting rid of clothing,” says The Home Edit. “Rather than going through every item of clothing separately, start by grouping them in categories. It will help you see where you have unnecessary duplicates and decide which items are worthy of keeping.” Strict rules (like the 12-month time limit) and practical considerations (like duplicates) may help you make more logical decisions when it comes to closet decluttering.

Swap Clothes With the Seasons

Unless you have an enormous walk-in closet with ample space for every single item you own, you’ll want to reorganize your closet as the seasons change. “Winter coats shouldn’t be front and center in the summertime,” Shaina says. Instead, move in-season clothing to the easiest-to-reach areas, and stash off-season items in breathable bins with lids or vacuum-sealed bags. Not only will your clothing have more room to breathe, but you’ll get ready more quickly when you can see all the in-season items at eye level.

Remember: Cleaning Is Not Organizing

Say it with us now: Cleaning is not the same as organizing. Cleaning can include wiping away dust, vacuuming debris, and getting rid of piles of old mail. Whereas organizing is all about creating systems that keep order in your house. “If you don’t create a sustainable system, a mess is bound to reappear. If you take the time to think through your habits, your home, and your lifestyle, you can create smart solutions that you’ll be able to maintain,” Shaina says. Beyond just decluttering and putting things away, organizing your house requires thoughtful consideration of where and how items are stored. Each household is different and the storage systems you choose should be customized for how your family lives.

real-simple-home-2022-florida-Pantry-180
CHRISTOPHER TESTANI

Organize According to How You Shop

If your utility closet and pantry are neat and tidy until you come home from Costco and suddenly toilet paper is falling off the shelves and giant snack packs are piled on the floor, you may need to reorganize according to how you shop. “If you are buying in bulk, make sure to have space for overflow items that don’t fit into your bins,” the Home Edit recommends. “If you have a huge amount of snacks, devote a couple of bins to those items so you aren’t cramming everything into a single container.”

As a huge fan of The Home Edit – I truly enjoyed sharing this article – now to get organizing!

If you need help organizing your Real Estate goals and making sense of this market – contact The Caton Team – we’re here to help.

Call | Text | Sabrina 650.799.4333 |  EMAIL  |  WEB  |   BLOG

We love what we do and would love to help you navigate your sale or purchase of Residential Real Estate. Please reach out at your convenience for a personal consultation. Please enjoy our free resources below and get to know our team through our clients’ words. Testimonials

HOW TO SELL | HOW TO BUY

 How can The Caton Team help You?

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654 |  EMAIL  |  WEB  |   BLOG

Get exclusive inside access when you follow us on Facebook & Instagram

HOW TO SELL during COVID-19HOW TO SELLHOW TO BUY during COVID-19- HOW TO BUY MOVING MID PANDEMICTRUST AGREEMENTS and HEALTH CARE DIRECTIVESOUR TESTIMONIALS

Got Real Estate Questions?   The Caton Team is here to help.

We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!

The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.

A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654 |EMAIL |  WEB|   BLOG

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

The Caton Team Testimonials | The Caton Team Blog – The Real Estate Beat | TheCatonTeam.com | Facebook | Instagram | HomeSnap | Pintrest | LinkedIN Sabrina | LinkedIN Susan

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  Mobile Real Estate by The Caton Team

Berkshire Hathaway HomeServices – Drysdale Properties

DRE # |Sabrina 01413526 | Susan 01238225 | Team 70000218 |Office 01499008

The Caton Team does not receive compensation for any posts.  Information is deemed reliable but not guaranteed. Third party information not verified.