How to Sell and Buy Real Estate in Today’s Market

Are you a Move Up Buyer in Silicon Valley? Then you know how hard it is to achieve that goal and make it a reality. It is much more challenging to sell and buy due to the market’s dynamics.

If you’re a Buyer in Silicon Valley, then you are well aware of how competitive it is to get a house, condo, or townhome. A Buyer may have started with the want list and then quickly condensed it.

What makes buying or move-up buying a challenge?

The Bay Area has limited space to build. Land is the gold of Real Estate; without land, you cannot build more homes. So, if you want to own a home around here, be prepared for possible bidding wars.

But if you’re a Buyer with a home to sell first, then you’re really up for a challenge. But! The Caton Team is here to help you create a plan for success.

Seller EXPECTATIONS in a Seller’s Market

If you’re a Seller these days, you have some expectations, and when the market is in your favor. It’s great.

During a Sellers market, with multiple Buyers for each home, a Buyer must put their best foot forward to succeed, and truly, this goes for any market. Here are some suggestions:

OFFER OVER LIST PRICE – sometimes even more than the Comparative Market Analysis (CMA) warrants. This can be frightening and can set up a Buyer for some surprises.
The Caton Team always prepares a CMA and gauges market activity to help a Buyer determine their right price. The Buyer will also choose the price they want to offer. We are here to guide you with data.

WAIVE CONTINGENCIES – These days, a Buyer should not ask for repairs but account for them. It’s also hard to request time to sell their current home first. If a Buyer wants to be a contender, it can feel like they must come in Non-Contingent and ready to close. Let me rephrase that. A Buyer should write their best offer, and if that includes a contingency, the Buyer must do what is best for them. Just know – if there are too many contingencies – generally that offer goes to the bottom of the stack because in a Sellers market, the Seller often has plenty of offers to choose from and does NOT have to accept a Contingent Offer. (Note, in cooler markets Buyers have more leverage and will have the opportunity to ask for contingencies.)

PROOF OF FUNDS – A Buyer MUST HAVE ALL their down payment, closing costs, and reserve monies ready from DAY 1! Not only for their bank loan approval, but Buyers also need proof of funds just to write a contending offer! To be frank, sometimes a great offer is beat out by an offer with “better” proof of funds – IE, money in the bank.

Each Seller and their Realtor will REQUIRE Proof of Funds to be submitted WITH the Offer. Meaning your Realtor needs recent copies of all your bank statements to be provided in your Offer Package to show the money for the downpayment, closing costs, and reserves are liquid and real. You would too if you were in the Seller seat. Our job as Realtors is to protect OUR Clients’ best interests. Meaning, when working with Sellers and reviewing offers, not only does The Caton Team call each lender to verify loan strength – we also want to see Proof of Funds totaling at minimum the monies for said deal AND reserve funds which are healthy and liquid to ensure – if things go awry – there are funds to close on time. In other words, the strongest reserves have an impact on what is considered the “Best” offer. It is not always price that equates to “Best”. (Curious why? – Ask us anytime – that topic is for another blog post.)

An example of a Buyer’s surprise is when the appraised value is lower than the offer price. The Buyer may want to pay the difference between the appraised value and the offer price, and that too is a conversation on what’s best for the client. There is no “cold feet” in Real Estate; quitting on a Non-Contingent Offer means the Buyer could forfeit all or a portion of their good faith deposit, which is 3% of the total purchase price. Note – each case is different, and this is just an example. Bottom line – selling Real Estate is serious business, and being prepared is the first step.

There are several more items that make up the Perfect Offer Package. If you want to stand out and succeed, contact The Caton Team today! We’re eager to chat and develop a personalized plan to help you reach your real estate goals.

Ok, so now you have an idea of what it takes to buy a home around here. Now, what do you do if you have a home to sell first? Bear with me on this – it is the hottest topic in Real Estate today.

HOW TO SELL THEN BUY

If you’re lucky enough to already be a Silicon Valley homeowner – congratulations! You’re ahead of the game. Right? Unless you need more space and want to move up.

The Caton Team has met many clients who opted to add onto their existing homes. Great! Unless that is not an option. Then we are back to square one; how does a Buyer sell, then buy in this market?

As I stated above in Seller Expectations, the “requirements” for contention can feel like a tall order. If your down payment funds are tied up in the equity of your home, you have several options, but only a few are viable.

DREAM OPTION

Rich Aunt Sally gifts you the money you need for the purchase of the home. Thank you, Aunt Sally. But what if we don’t have rich relatives?

SELL FIRST OPTION

This is the cut-and-dry option. Sell the home. Close Escrow. Move out and into a short-term rental or with relatives. Bank the proceeds of the sale – aka: the future downpayment and enjoy the Home Buying Experience at your own pace, knowing you can A) Prove your Funds are liquid and B) write an offer non-contingent on selling your home first. In a Seller’s market, an offer contingent on selling doesn’t always fly, and if it does, you’ve got to act fast and sell your home, as you will have a time frame. So your current home better be ready to go on the market, packed, inspected, and show-ready.

Oh – Did I mention this option is also terrifying? A Seller feels as if they are losing their only piece of California – the “what if we don’t get the next one” can be frightening. So it is important to weigh all options.

Next up…

SELL FIRST WITH RENT-BACK OPTION

Similar to the first scenario – except instead of moving out at the close ofescrow – the Seller is granted Rent Back to live in the home for an agreed-upon and short timeframe for a negotiated price, then move out – whether or not the Seller has acquired their next purchase. The advantage to this is the closing – the Seller has the proceeds in the bank and can write a non-contingent offer on their next home. The downside – it is a short-term solution – if the Seller doesn’t find their next home within the time frame, they will have to move out when the tenancy is over, no matter what. Also, of late, this is frowned upon due to insurance issues or higher premiums since the home is a “rental” in the eyes of the buyer’s bank, and that could equate to a higher interest rate on their loan. We see short-term rentals but longer ones – far less.

OBTAIN AN OFFER TO PURCHASE

This option is often the first step – the proverbial toe in the water. We, as your Realtors, will try to find a Buyer willing to do the following:

Offer to Purchase the home with an Extended Close of Escrow, giving the Seller time to acquire their next property (most likely contingent on closing on their current home), then quickly close on their next home – a domino closing effect. The downside, their proceeds are not in the bank, possibly hindering their chances. Their Proof of Funds will be short, and even if the owner writes a Non-Contingent Offer – we as Realtors know – it isn’t over until it’s over. In other words, when Sellers compare offers, the one with fewer strings attached generally wins. Even Non-Contingent Offers in this scenario are not as strong as Buyers ready, willing, and able to close on time. IE: Don’t have to close one house before they can close on the other. Confusing right?

That’s why, inevitably, if a client truly needs more space and cannot add on, they often are forced to sell first, rent, then buy because this market is too competitive to request contingencies from the Seller.

– Please don’t shoot the messenger –

THE BRIDGE LOAN

Another option is to obtain a bridge loan. A bridge loan gives the owner the opportunity to purchase their next home before selling their current home. This can be an expensive option. Interest rates and fees are higher. But it gives the client the peace of mind that they know where they’re going before they sell their current home, and they only move once.

THE LONG ROAD

Now here’s another idea – but it takes a few years, and you truly need to ask your CPA and Financial Advisor about this. The idea is to convert your primary residence into an investment property – then do a 1031 exchange. First, the Seller moves out. The Seller then converts their personal residence into a rental – renting it out for a minimum of 2 years. (I cannot give tax advice, so please verify with your CPA). After those two years, the Seller sells their home as a 1031 exchange, then buys their next home as another investment. The caveat – the Seller cannot move into their new home until it’s been rented for at least 2 years. Again, run this by your CPA, as tax laws change, and I am not a CPA. Anyway, this is the long-term approach. The good news, especially if you’re buying in the same community, even if prices rise, hopefully so will the value of your current investment.

Anyway, can you tell I have several clients in the same boat? Each client situation is unique. This blog post was really just me organizing my thoughts, then I figured – why not share this – if I can help someone make a better decision for their future, then I did my job today.

THINGS TO CONSIDER

No matter what you’re planning to do. The first true step in Real Estate is to apply for your loan and determine your affordability for the next purchase. Figuring out what your monthly payment is and how much of a down payment you need is the most crucial step. This will help us figure out how to move forward on your goal.

Does the home you have to sell have enough equity to be your down payment? Or will you need to bring funds to the table to have a more manageable monthly payment? What is a comfortable monthly payment for you?

There are many choices associated with this, and that is why The Caton Team is here to help. Email us at info@TheCatonTeam.com

Remember, Interest Rates will rise and fall, and impact a Buyer’s monthly outlay. This affects prices. Rates rise, which can diminish a Buyer’s buying power. As the interest rates rises the amount of the loan reduces. To remedy this, a Buyer will need to bring in more money towards the downpayment. Easy, if we have Aunt Sally on speed dial. If rates fall, we praise the Real Estate gods for their moment of affordability.

The Caton Team cannot forecast the future, but we have endured all sorts of markets and aided clients in various stages in our combined 40+ years. The more homework a client does now, the better. The market is dynamic and always changing. We don’t want to see a Buyer wait themselves out of the market, and in an inclining market, that can happen faster than you think. Timing the market is hard, so it is best to focus on your goals, whether buying or selling, and working within the market you are experiencing.

Bottom line, we are here to help. Ask us all your questions – we’re in the trenches, we know what homes are selling for before the internet gets wind. It’s wild out there, but we’ve got you covered. Susan and I (Sabrina) have over 40+ years combined local real estate experience. We represent our clients with integrity and grace. Our offer packages stand out and often just have the edge a Buyer needs in this market. Our Seller Package is successful, our negotiating is skilled, kind, and focused. We pride ourselves on being effective, efficient, and responsive.

Real Estate is multi-faceted, and this blog is just the tip of the iceberg. Each client has a unique set of needs. We value the sit-down appointment to get to know what you need, whether buying or selling a home in the Bay Area.

What Can The Caton Team Do For You?

Thank you for reading and forgiving my typos. I wrote this…

Got Questions? The Caton Team is here to help.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654 |

EMAIL | WEB | BLOG

We love what we do and would love to help you navigate your sale or purchase of Residential Real Estate. Please reach out for a personal consultation. Please enjoy our free resources below and get to know our team from our TESTIMONIALS.

Effective. Efficient. Responsive. The Caton Team 🏡 How can The Caton Team help You?

Get exclusive inside access when you follow us on Facebook & Instagram

Got Real Estate Questions? The Caton Team is here to help.

We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral, or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!

The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.

A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – wouldn’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

Berkshire Hathaway HomeServices – Drysdale Properties, Redwood City Ca.

DRE # | Sabrina 01413526 | Susan 01238225 | Team 70000218 | Office 01499008

The Caton Team does not receive compensation for any posts. Information is deemed reliable but not guaranteed. Third-party information not verified.

Understanding Mortgage Rates: A Simple Guide for First-Time Homebuyers – Shared Article

Mortgage rates play a crucial role in determining how much you’ll pay for your home over time. As a first-time homebuyer, understanding these rates can help you make informed financial decisions and secure the best possible loan terms. Here’s what you need to know.

1. What Are Mortgage Rates?

Mortgage rates are the interest rates lenders charge on home loans. These rates fluctuate based on economic conditions, lender policies, and your financial profile. Even a small change in interest rates can significantly impact your monthly payments and the total cost of your loan.

2. Factors That Influence Mortgage Rates

Several factors affect mortgage rates, including:

Credit Score: Higher scores typically secure lower rates.
Loan Term: Shorter loan terms often have lower rates.
Down Payment: A larger down payment may qualify you for better rates.
Market Conditions: Economic trends, inflation, and Federal Reserve policies impact interest rates.

3. Fixed vs. Adjustable Rates

Fixed-Rate Mortgages: The interest rate remains the same throughout the loan term, offering stability.
Adjustable-Rate Mortgages (ARMs): The interest rate may change periodically based on market conditions, potentially lowering initial costs but increasing future payments.

4. How to Secure the Best Mortgage Rate

To get the lowest possible mortgage rate:

Improve your credit score before applying.
Shop around and compare offers from multiple lenders.
Consider a larger down payment.
Lock in your rate when conditions are favorable.

Understanding mortgage rates empowers you to make smart financial choices and secure an affordable home loan.

I read this article HERE.

Got Questions? The Caton Team is here to help.

Effective. Efficient. Responsive. The Caton Team 🏡

How can The Caton Team help You?

Get exclusive inside access when you follow us on Facebook & Instagram

Got Real Estate Questions? The Caton Team is here to help.

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

Berkshire Hathaway HomeServices – Drysdale Properties, Redwood City Ca.

DRE # | Sabrina 01413526 | Susan 01238225 | Team 70000218 | Office 01499008

The Caton Team does not receive compensation for any posts. Information is deemed reliable but not guaranteed. Third-party information not verified.

FHA Loan Requirements, Limits, and Updates – Shared Article

Thinking about buying a home but worried about saving for a big down payment or qualifying with less-than-perfect credit? An FHA loan could be your solution. These government-backed loans make homeownership more accessible, especially for first-time buyers.

In fact, FHA loans accounted for 29% of mortgage applications for new homes in December 2024, according to an MBA survey of homebuilders. Here’s how they work, who’s eligible, and the latest updates that could make them even more affordable.

How Do FHA Loans Work?

Unlike conventional loans, FHA loans are insured by the government, which means lenders can typically offer more favorable terms. Borrowers can qualify with a down payment as low as 3.5% of the purchase price, and credit score requirements are generally more lenient than conventional loans. Plus, borrowers can use a gift fund for a down payment, closing costs or reserves needed for approval.

What Are FHA Loan Requirements?

To qualify, you typically need:

✔️ A credit score of at least 580 for a 3.5% down payment
✔️ A manageable debt-to-income ratio.
✔️ Steady income and employment history.
✔️ The home must be your primary residence (not a rental or investment property).
✔️ Occupation of the property within 60 days of closing.
✔️ A property inspection which meets HUD’s minimum property standards.

Good News: FHA Mortgage Insurance Costs May Drop in 2025

Right now, FHA borrowers are required to pay mortgage insurance premiums (MIP), which help protect lenders but also add to monthly payments. However, there’s a growing push to reduce these premiums, making FHA loans more affordable.

Industry groups like the Mortgage Bankers Association (MBA) and the National Association of Realtors (NAR) are urging the government to cut MIP rates, arguing that even a small reduction could make a big difference for home buyers struggling with high costs.

For example, if MIP rates dropped by just 0.25% (25 basis points), it would directly lower monthly mortgage payments. While this might not seem like much, every dollar counts—especially for first-time and lower-income buyers working within tight budgets.

FHA Loan Limits

For 2025, the maximum FHA loan amount in high-cost areas (like major metropolitan cities) is $1,209,750, according to HUD. In lower-cost areas, the limit is generally $524,225 for a single-unit home.

If you’re curious about loan limits in a specific area, you can look them up on the FHA mortgage limits page. This tool also provides median home price estimates used to determine these limits.

Is an FHA Loan Right for You?

FHA loans are great for those who:

✔️ Need a low down payment option.
✔️ Have less-than-perfect credit.
✔️ Want an easier path to homeownership.

However, these loans do come with mortgage insurance, which adds to your monthly payment. Talking to a Home Loan Specialist can help you decide if an FHA loan is the best fit for you.

I read this article HERE.

Got Questions? The Caton Team is here to help.

Effective. Efficient. Responsive. The Caton Team 🏡

How can The Caton Team help You?

Get exclusive inside access when you follow us on Facebook & Instagram

Got Real Estate Questions? The Caton Team is here to help.

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

Berkshire Hathaway HomeServices – Drysdale Properties, Redwood City Ca.

DRE # | Sabrina 01413526 | Susan 01238225 | Team 70000218 | Office 01499008

The Caton Team does not receive compensation for any posts. Information is deemed reliable but not guaranteed. Third-party information not verified.

How Real Estate Agents Can Help Home Buyers Understand Financing – Shared Article

I read this article HERE.

Nearly one in three renters admit to delaying a home purchase because of misgivings about the mortgage process. Here’s how you can get them on the right page.

Man looking at computer screen with confusion

Americans are confused about mortgages and many other financial aspects of homeownership, according to a new survey of about 1,000 prospective buyers and homeowners conducted by JW Surety Bonds. Read the whole survey HERE.

One in three renters say their lack of knowledge about homeownership has caused them to delay a home purchase, while homeowners admit to making some costly mistakes in the homebuying process because of a low homeownership IQ.

Real estate professionals must play the role of an educator, helping to clear up their clients’ misunderstanding about a home purchase. “It’s clear that improved education and resources could help foster Americans’ homeownership success,” researchers note in the JW Surety Bonds survey. “As the housing market continues to change, so must our approach to homeownership literacy.”

The Gaps in Homebuying Knowledge

Aside from confusion about mortgages, home buyers also appear to misunderstand the added costs involved when buying a home, such as closing costs and property maintenance. The JW Surety Bonds survey uncovered the following consumer knowledge gaps about homeownership:

Unaware of key real estate terms. One in eight buyers surveyed could not accurately define what a “mortgage” is, and 43% were unsure of the meaning of “mortgage rate,” the survey found. That knowledge gap may be alarming, considering that 74% of buyers financed their home purchase with a mortgage in 2024. You can provide your clients with NAR’s Consumer Guide on mortgages and financing, as well as a customer handout on loan and lending terms to know.
Failing to shop around for a mortgage. Forty-one percent of homeowners say they did not feel confident negotiating mortgage rates or refinancing terms with a lender, the survey found. But the average borrower could save an average of $76,410 over the life of their loan—or $212 a month—just by comparison shopping for a mortgage and negotiating rates, according to a 2024 survey from LendingTree. Also, many buyers say they were unaware of more affordable loan options, such as FHA loans, VA loans (you can share NAR’s Consumer Guide on what veterans need to know about buying a home) and other low down payment programs that could particularly impact first-time home buyers. You can provide your clients with NAR’s Consumer Guide on buying your first home, as well as a customer handout on questions to ask when choosing a lender.
Not budgeting for hidden homeownership expenses. More than a quarter of homeowners—27%—say they were caught off guard about unexpected fees during the homebuying process, according to JW Surety Bonds’ research. Real estate professionals can help their clients prepare for the added costs, such as property taxes, homeowners insurance, homeowners association fees (if applicable) and routine property maintenance. (Most financial advisers recommend saving 1% to 2% of the home’s purchase price annually.) What’s more, 40% of homeowners say they do not use an escrow account to pay their property taxes, which could expose them to large annual tax bills, the survey’s researchers caution. You can provide your clients with NAR’s Consumer Guides on homeowners insurance—including specific guidance on flood and fire coverage—and escrow and earnest money. Also, you can share a comprehensive overview of transactions involving homeowners associations.
Not paying attention to home affordability. Some home buyers may be at risk of overspending on their home purchase. It could lead to buyer’s remorse: One in nine homeowners say they regret buying their home due to unexpected costs they learned about only after closing. Further, one in nine homeowners say they spend more than 50% of their monthly income on housing costs—a percentage that most financial experts would consider severely “cost-burdened.” Another 36% of homeowners say they did not have an emergency fund to cover unexpected home repairs, leaving them vulnerable to further financial strain, the survey notes. You can share NAR’s Consumer Guide on preparing for homeownership and provide a customer handout with a worksheet to track your clients’ budgets.

Where Home Buyers Can Turn for Guidance

Some prospective home buyers are on the lookout for more answers and guidance on the homebuying process. NAR has many Consumer Guides covering various aspects of the process, from written buyer agreements to home inspections and appraisals, at facts.realtor. Here are other top sources consumers cite for gathering homeownership information, according to the JW Surety Bonds survey:

Friends or family: 64%
Articles or blogs: 49%
Real estate agents: 31%
YouTube: 29%
Financial advisers: 17%
Online courses: 14%
TikTok: 13%

How Real Estate Agents Can Improve Homebuying Education

Real estate professionals may be able to help improve their clients’ homeownership literacy while also expanding their outreach. Try this:

Host education seminars. Team with lenders or financial advisers to offer buyers education seminars that highlight the financial aspects of a home purchase, such as the types of loans available and getting pre-approved for a mortgage. Loans and grants for first-time home buyers may help your clients better afford homeownership.
Talk real estate on social media. Glennda Baker, an associate broker with Glennda Baker + Associates, Inc., in Atlanta, has amassed more than 870,000 followers on TikTok with her short-form real estate education videos. Her videos cover a range of topics, including homebuying mistakes, financing a home purchase and living under a homeowners association.
Customize your consumer handouts. Publish content on your blogs and newsletters and provide handouts about the various aspects of home buying. REALTOR® Magazine offers customizable client education and handouts that detail the steps involved in a home purchase, from financing to closing.

Written by Melissa Dittmann Tracey

Got Questions? The Caton Team is here to help.

Effective. Efficient. Responsive. The Caton Team 🏡 How can The Caton Team help You?

Get exclusive inside access when you follow us on Facebook & Instagram

Got Real Estate Questions? The Caton Team is here to help.

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

Berkshire Hathaway HomeServices – Drysdale Properties, Redwood City Ca.

DRE # | Sabrina 01413526 | Susan 01238225 | Team 70000218 | Office 01499008

The Caton Team does not receive compensation for any posts. Information is deemed reliable but not guaranteed. Third-party information not verified.

7 Things Every Homeowner Should Do Once a Year

Before the holidays rush now is a great time to make sure your home is in ship shape for winter.

7 Things Every Homeowner Should Do Once a Year

Look how responsible you are

When you bought your house, there were a million and ten things you needed to do. (Hi, inspection, mortgage application and downstairs bathroom conversion.) But over the years, auto-pilot has set in, and those driveway pavers you always meant to replace are still staring you in the face. Stay on top of your home maintenance to-dos by making sure you tackle each of the following once a year.

Clean your gutters

 Old frisbees. Dead leaves. Dead rodents. (Ew.) Nasty stuff can accumulate in your gutters, and keeping them clear is super important for getting snow and rain off that fancy new roof you just replaced. Here’s the best part: If you get them cleaned right now, you won’t have to think about them again until 2017.

Steam clean your carpets 

Yes, you’re a hygienic person who generally doesn’t track gross stuff into her house. But over time, buildup has a way of accumulating–especially in snowy or dusty regions, or if you’ve got children or pets. Rent a steamer (or hire a professional), and relish in a pile that’s as plush and vibrant as the day you bought it.

Wash your windows… like, for real 

Again, you’re probably already Windex-ing the inside of those suckers on a weekly or monthly basis. But the outsides need love, too. Most modern windows pivot inward, so you can wash the whole thing from inside your house. But if you live in an older building and can’t get to windows on the second or third floor, hire a gent with a squeegee and a ladder.

Empty all your drawers 

OK, this one isn’t just for home owners, but anyone who lives in a house should really be in the habit of emptying and assessing every drawer one time per calendar year. Tackle it room-by-room, taking everything out, deciding if you really need it, then purging accordingly before neatly repacking.

Trim your trees

Next-door neighbor Frank hates when your sycamore cascades over his tool shed. Trim that puppy once a year for the health of your tree (a heavy bow is never a good thing) and, of course, your neighborly relations.

Schedule the exterminator 

If you think you only need to talk to Larry the Roach Guy when you’ve actually got creepy crawlers, think again. Getting your house checked and treated preemptively for bugs gives you a much better chance of not finding something disgusting (or paying thousands of dollars for termite damage) down the road.

Check out an open house in the neighborhood

 Even if you plan to live in your home until they take you out on a stretcher, it’s always a good idea to get a sense of the market. Plus, aren’t you dying to know what Kenny and Margaret did with that hideous wood-paneled rec room? You know you want to.

I read this article HERE

Got Questions? The Caton Team is here to help.

Effective. Efficient. Responsive. The Caton Team 🏡 How can The Caton Team help You?

Get exclusive inside access when you follow us on Facebook & Instagram

Got Real Estate Questions? The Caton Team is here to help.

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

Berkshire Hathaway HomeServices – Drysdale Properties

DRE # |Sabrina 01413526 | Susan 01238225 | Team 70000218 |Office 01499008

The Caton Team does not receive compensation for any posts. Information is deemed reliable but not guaranteed. Third-party information not verified.

REAL EATS – Sancho’s Taqueria, Emerald Hills Redwood City

Hello! Thank you for reading REAL EATS, where my passion for Real Estate and food meet. On our next adventure we visit….

Sancho’s Taqueria, Emerald Hills Redwood City

Sancho’s is one of my favorite Mexican Restaurants. Fresh Mexican food. I am now addicted to their Chopped Chicken Salad. Corn, black beans, fresh cheese, chicken, avocado with a great ranch dressing – makes my mouth water and is protein rich. My husband always gets a burrito and when I’m the Realtor on the go – I pop in for two tacos. All the meats are fantastic, veggies fresh – friendly people with great food; a wonderful addition to the community.

THEIR WEBSITE | MY YELP REVIEW | THEIR YELP PAGE | MY YELP BOOKMARKS | MY YELP PAGE

Photos of my Reviews on Instagram: The Caton Team Instagram

HOMES FOR SALE NEAR Sancho’s Taqueria

Follow The Caton Team Blog – The Real Estate Beat, visit our Website – The Caton Team to start your own home search. Read our Testimonials to get to know us or simply reach out – Call | Text Sabrina 650.799.4333 | Email Info@TheCatonTeam.com.

The Caton Team does not receive any compensation for any posts, we use YELP for ease of use. All restaurant reviews are unsolicited and unpaid. Photos of dishes and edites are my own. Information deemed reliable but not guaranteed. Third party information not verified.

Got Real Estate Questions? The Caton Team is here to help.

We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!

A mother and daughter-in-law team with over 45 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

Berkshire Hathaway HomeServices – Drysdale Properties

DRE # | Sabrina 01413526 | Susan 01238225 | Team 70000218 | Office 01499008

REAL EATS – Speederia Pizzeria – Emerald Hills, Redwood City

Hello! Thank you for reading REAL EATS, where my passion for Real Estate and food meet. On our next adventure we visit….

Speederia Pizzeria – Emerald Hills, Redwood City

I love Pizza and Speederia Pizzeria makes some of my favorite, thing crust pizza. Located off Jefferson Ave, between Alameda/Edgewood Road – the bottom of Emerald Hills Redwood City – it is a local treat. I’m addicted to their Whitestone (pictured) and their Brooklyn or Pig Apple. Hubs, goes for the Pig Apple, Pepperoni, or the perfect cheese. Enjoy!

THEIR WEBSITE | MY YELP REVIEW | THEIR YELP PAGE | MY YELP BOOKMARKS | MY YELP PAGE

Photos of my Reviews on Instagram: The Caton Team Instagram

HOMES FOR SALE NEAR Speederia Pizzeria – Emerald Hills

Got Real Estate Questions? The Caton Team is here to help.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654 | Email Info@TheCatonTeam.com

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

DRE # | Sabrina 01413526 | Susan 01238225 | Team 70000218 | Office 01499008

Berkshire Hathaway HomeServices – Drysdale Properties

REAL EATS – Estampas Peruanas Restaurant in Redwood City

REAL EATS – The beat on where to eat!

Hello! Thank you for reading REAL EATS, where my passion for Real Estate and food meet. On our next adventure we visit….

Estampas Peruanas Restaurant – In Redwood City

Friends took us to Estampas for the first time and I was floored by all the delicious food. I’ve returned several times to try new dishes. The soup, the meat, the plantains – each dish is unique and delicious. The staff is friendly and kind as well – a must stop on the peninsula. Some of my and my friends favorite dishes are: The Ceviche de Pescado or Mixto, pictured was my last entree Bistek a lo Pobre – WOW! I loved it! The first time I went there I had the Saltado de Pollo and I was hooked – food served with french fries incorporated into the meal made my day – maybe life at high altitudes has it perks. Spare the hike and visit Estampas at Sea Level and enjoy Peruvian cuisine in your own back yard.

THEIR WEBSITE | MY YELP REVIEW | THEIR YELP PAGE | MY YELP BOOKMARKS | MY YELP PAGE

Photos of my Reviews on Instagram: The Caton Team Instagram

HOMES FOR SALE near Estampas Peruanas Restaurant in Redwood City

The Caton Team does not receive any compensation for any posts, we use YELP for ease of use. All restaurant reviews are unsolicited and unpaid. Photos of dishes and edites are my own or found on Yelp. Information deemed reliable but not guaranteed. Third party information not verified.

Got Real Estate Questions? The Caton Team is here to help.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654 | Email Info@TheCatonTeam.com

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

DRE # | Sabrina 01413526 | Susan 01238225 | Team 70000218 | Office 01499008

Berkshire Hathaway HomeServices – Drysdale Properties

For Sale – 445 Parrott Drive San Mateo

For Sale by The Caton Team –

Welcome to 445 Parrott Drive in sought after Baywood Knolls. This lovingly maintained home has beautiful refinished hardwood floors throughout and has been freshly painted both inside and out. Featuring 4 bedrooms and 3 full baths, the inviting floor plan surrounds a beautiful stone patio and yard. Feel the spaciousness of the vaulted open beam ceiling and floor to ceiling windows of the living room. Enjoy entertaining in the formal dining room with bay window and custom built-in cabinetry. The primary bedroom with open beam ceiling includes a walk-in closet, bath with large tub, stall shower and dual sinks. A shared bath adjoins two of the additional bedrooms. The fourth bedroom and 3rd bath are opposite the bedroom wing and off the kitchen area. The updated kitchen with breakfast space features high-end cabinetry, stainless steel appliances, granite counters and large island with sink and built in microwave. A laundry closet with stack washer/dryer finishes the kitchen area. Enjoy the serenity of the lovely rear yard with stone patio, lawn and mature landscaping. Stairs lead up the elevated hillside to the cabana with hot tub. Convenient to downtown San Mateo, Caltrain, and Highways 92, 280 and 101. Welcome home.

Information & Photos | 3D Tour

We love what we do! How Can the Caton Team Help You?

Cell | Sabrina 650.799.4333 | EMAIL | WEB | BLOG

Got Questions? The Caton Team is here to help.

Effective. Efficient. Responsive. The Caton Team 🏡 How can The Caton Team help You?

Get exclusive inside access when you follow us on Facebook & Instagram

Got Real Estate Questions? The Caton Team is here to help.

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

Berkshire Hathaway HomeServices – Drysdale Properties, Redwood City Ca.

DRE # | Sabrina 01413526 | Susan 01238225 | Team 70000218 | Office 01499008

The Caton Team does not receive compensation for any posts. Information is deemed reliable but not guaranteed. Third-party information not verified.

REAL EATS – Romolo’s Cannoli in San Mateo

REAL EATS – The beat on where to eat!

Hello! Thank you for reading REAL EATS. On our next adventure we visit….

Romolo’s Cannoli in San Mateo!

OMG! This is the best cannoli in the Bay Area. Hands down. If you know a better cannoli – call me – we should have a cannoli taste-off! They also have amazing, homemade ice cream and more! This is a family owned ice cream / cannoli factory – it’s been here since I was a kid and I hope it is there for years to come. Please go enjoy!

THEIR WEBSITE | MY YELP REVIEW | Their YELP PAGE | MY YELP BOOKMARKS | MY YELP PAGE

Photos of my Reviews on Instagram: The Caton Team Instagram

If you’re thinking – what I’m thinking – maybe you want to live near Romolo’s – check out HOMES FOR SALE in San Mateo

Got Real Estate Questions? The Caton Team is here to help.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654 | Email Info@TheCatonTeam.com

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

DRE # | Sabrina 01413526 | Susan 01238225 | Team 70000218 | Office 01499008

Want Real Estate Info on the Go? Download our FREE Real Estate App: Mobile Real Estate by The Caton Team

Berkshire Hathaway HomeServices – Drysdale Properties

DRE # | Sabrina 01413526 | Susan 01238225 | Team 70000218 | Office 01499008

Got Questions? The Caton Team is here to help.

Berkshire Hathaway HomeServices – Drysdale Properties, Redwood City Ca.

Share this:

1. What Are Mortgage Rates?

2. Factors That Influence Mortgage Rates

3. Fixed vs. Adjustable Rates

4. How to Secure the Best Mortgage Rate

Got Questions? The Caton Team is here to help.

Berkshire Hathaway HomeServices – Drysdale Properties, Redwood City Ca.

Share this:

How Do FHA Loans Work?

What Are FHA Loan Requirements?

Good News: FHA Mortgage Insurance Costs May Drop in 2025

FHA Loan Limits

Is an FHA Loan Right for You?

Got Questions? The Caton Team is here to help.

Berkshire Hathaway HomeServices – Drysdale Properties, Redwood City Ca.

Share this:

The Gaps in Homebuying Knowledge

Where Home Buyers Can Turn for Guidance

How Real Estate Agents Can Improve Homebuying Education

Got Questions? The Caton Team is here to help.

Berkshire Hathaway HomeServices – Drysdale Properties, Redwood City Ca.

Share this:

Got Questions? The Caton Team is here to help.

Berkshire Hathaway HomeServices – Drysdale Properties

Share this:

Sancho’s Taqueria, Emerald Hills Redwood City

Got Real Estate Questions? The Caton Team is here to help.

Share this:

Speederia Pizzeria – Emerald Hills, Redwood City

Got Real Estate Questions? The Caton Team is here to help.

Berkshire Hathaway HomeServices – Drysdale Properties

Share this:

Estampas Peruanas Restaurant – In Redwood City

Got Real Estate Questions? The Caton Team is here to help.

Share this:

For Sale by The Caton Team –

Information & Photos | 3D Tour

We love what we do! How Can the Caton Team Help You?

Got Questions? The Caton Team is here to help.

Berkshire Hathaway HomeServices – Drysdale Properties, Redwood City Ca.

Share this:

Romolo’s Cannoli in San Mateo!

If you’re thinking – what I’m thinking – maybe you want to live near Romolo’s – check out HOMES FOR SALE in San Mateo

Share this: