Wire Fraud in Real Estate

Sharing this article on Wire Fraud in the Real Estate Industry because it scares me to death and it is more than just cyber security.  Hackers are making COPY CAT emails – emails that look and feel like legitimate but perhaps one or several characters are different.  Hackers are sending these fake emails to clients with alternate wire instructions.  Meaning the client wires their hard-earned money to the scammer and not the title company.  They wait till the client is in the thick of – it the middle of deadlines to send the email – in hopes the client misses the fact the email is NOT from their actual Realtor or Escrow team.
A few idea on how to stay aware of Copy Cat Emails.
SAVE ALL CONTACTS into your data base with their name, phone and CORRECT EMAIL. When any new emails come in that are not coming from YOUR CONTACT LIST – double-check it.  CALL THEM!  In fact, always double-check your reply emails or start a new email from YOUR Contact List.
Remove or Question any NEW NAMES in the From or CC portion of the email.  KNOW AND SAVE ALL THE NAMES and contact info of all the various parties to YOUR Real Estate transaction.  Your Realtor, lender, title and escrow officers, assistants etc.
ONLY YOU CAN PREVENT WIRE FRAUD.  We as your agents DID NOT send you that email nor are we aware you received it.  I try to over communicate with all parties to know when money is being sent, how wire info is obtained and when it is received.  However these scammers are pretending to be us – and unless our clients are diligent they too can lose their hard-earned money.
Wire Fraud can happen at any time during the real estate process.  So be diligent and double-check any emails with verbal communication.  It if feels off – it is!  Listen to your gut.  Slow down.  Take the time to be present when responding to emails.  Hackers are feeding off our nonstop lives knowing we’ll miss the small details.  As hurried as any Real Estate transaction can feel – nothing is worth rushing through the most important transaction of your financial life.
The more you know – the more we can prevent wire fraud.

I read this article at: Realtor Magazine – WIRE FRAUD Article

Got Real Estate Questions?   The Caton Team is here to help.

We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!

The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.

A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654

Email |   Info@TheCatonTeam.com

 

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

The Caton Team Testimonials | The Caton Team Blog – The Real Estate Beat | TheCatonTeam.com | Facebook | Instagram | HomeSnap | Pintrest | LinkedIN Sabrina | LinkedIN Susan

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  Mobile Real Estate by The Caton Team

Berkshire Hathaway HomeServices – Drysdale Properties

DRE # |Sabrina 01413526 | Susan 01238225 | Team 70000218 |Office 01499008

The Caton Team does not receive compensation for any posts.  Information is deemed reliable but not guaranteed. Third party information not verified.

Testimonial of the Day – From Caitlin

“The Caton team has helped me find my perfect condo within a month of looking! And then later found me great tenants to rent it out. They work quickly and are very professional. Plus, these are just a pair of wonderful women to be around. They are very trustworthy and have their Clients’ best interest in mind. I will be using them again for all my real estate needs, and I recommend them to everyone else! Thank you so much!”

– Caitlin G.

Caitlin and Sabrina go way back. So you can imagine the joy to represent Caitlin in the purchase, lease and sale of her first home. We appreciate earning your trust. Thank You for working with The Caton Team for all your real estate needs.

Contact us for a consultation if you’re considering buying or selling real estate.

To read all our testimonials visit The Caton Team Testimonials and Yelp!

 

Got Real Estate Questions?   The Caton Team is here to help.

 

We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!

The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.

A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

Call | Text 650-799-4333

Email Info@TheCatonTeam.com

 

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

The Caton Team Testimonials | The Caton Team Blog – The Real Estate Beat | TheCatonTeam.com | Facebook | Instagram | HomeSnap | Pintrest | LinkedIN Sabrina | LinkedIN Susan 

 

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  Mobile Real Estate by The Caton Team

 

Berkshire Hathaway HomeServices – Drysdale Properties

DRE # |Sabrina 01413526 | Susan 01238225 | Team 70000218 |Office 01499008

The Caton Team does not receive compensation for any posts.  Information is deemed reliable but not guaranteed. Third party information not verified.

Elderlife Financial – A Move for the Better

Elderlife Financial – A Move for the Better

I am proud to announce that The Caton Team along with Berkshire Hathaway HomeServices has partnered with Elderlife to make the transition from home to senior living easier for the whole family.

Elderlife Financial (https://elderlifefinancial.com) is a helpful service but not to be confused with a placement service.  Elderlife Financial is a step in the right direction and works with seniors who need full time, part time or memory care.  Elderlife works directly with families to help them find long-term, sound financial solutions to help elderly parents in need of care who already own their own home. 

Elderlife can help a family with a Bridge Loan, to close the gap between moving into a care facility and deciding what to do with the family home.  If selling a parents home is the best solution – Elderlife with partner our San Mateo County residence with The Caton Team to aid in the preparation and sale of the family home.  Elderlife will also help Veterans maneuver through all the paperwork and help each Vet attain the most benefits they can in order to get the care they need and deserve.  Elderlife can also help with insurance, reverse mortgages if selling the home isn’t wise at the moment and has aligned themselves with a CPA firm to aid clients with taxes and programs that could be of help. 

Elderlife is a wonderful, free resource created from need to help those in need.  If you have any questions – feel free to contact The Caton Team by call  or text at 650.799.4333, email info@TheCatonTeam.com or check out  Elderlife Financial at https://elderlifefinancial.com.

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Got Real Estate Questions?   The Caton Team is here to help.

We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!

The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.

A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654

Email |   Info@TheCatonTeam.com

 

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

The Caton Team Testimonials | The Caton Team Blog – The Real Estate Beat | TheCatonTeam.com | Facebook | Instagram | HomeSnap | Pintrest | LinkedIN Sabrina | LinkedIN Susan

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  Mobile Real Estate by The Caton Team

Berkshire Hathaway HomeServices – Drysdale Properties

DRE # |Sabrina 01413526 | Susan 01238225 | Team 70000218 |Office 01499008

The Caton Team does not receive compensation for any posts.  Information is deemed reliable but not guaranteed. Third party information not verified.

 

Tips and Tech That Help Create a Welcoming Home

When I read this article – I was blown away by our day in age.  Sure – I knew all these gadets exsisted but when you read it all at once – well – it’s science fiction irl.

 

You can have a more stress-free home and save time on tasks and chores. Here are some great time-saving tips and technology that help make your daily routine more efficient and create a welcoming home for you and your family.

20 Time-Saving Tips That Say “Welcome”

In the manor homes of old, you might have been greeted with a “Welcome home” by the butler. Now you can be welcomed home by a home assistant. Home assistants and other modern smart devices can do a lot of time-saving tasks that help make a more welcoming home.

Techy Efficiency

Voice-controlled home assistant – Who doesn’t need an assistant? Use your home assistant for simple things like checking weather, traffic, ordering food, or daily reminders. You can also program it for bigger tasks like controlling smart home gadgets for lights, thermostats, and locks.

Charging pads – If your phone/tablet chargers seem to travel and disappear throughout the house, get a few charging pads and place in convenient areas of the house to save time and frustration.

Grocery lists – Add an app to your smart phone to create lists, scan bar codes, and even keep track of your food inventory. Or get an electronic voice recognition grocery organizer. They’re a little larger than smart phones, and have an internal printer to print your list.

Trackers – If you commonly misplace your keys, wallet, or other important items, don’t waste time looking for them any longer. Simply attach a tracker and then check the app for location.

Smart locks – Not sure you locked your front door when you left? Now with smart locks you can lock and unlock your door remotely and even give guests easy access to your home. There are also similar controls and monitoring for your garage door.

Cozy Comfort and Lighting

Smart light bulbs – These new LED bulbs let you use an app not only to turn lights on and off, but also to change bulb colors and dim or brighten the light. Some bulbs even have built-in speakers.

Programmable timers – Never come home to a dark house again. Set your lights on timers that come on at dusk for convenience and security. Choose from manual or digital wall switches, power strips, Wi-Fi-enabled timers, and more.

Programmable battery candles – Set timers to come on at dusk and enjoy the welcome home feeling of a soft flickering light, indoors or out.

Smart or programmable thermostats – Use program settings to keep temperatures comfy year round, and save money, too. Or go “smart” and use an app to monitor and make changes remotely. Smart thermostats will also work with your home assistant.

Kitchen Easy

Coffee and tea – Set your coffee pot timer to auto-brew and wake up to freshly brewed coffee. Or, for French press or tea drinkers, use an electric kettle to quickly and efficiently heat water. Step it up and go for a Wi-Fi-enabled coffee maker or electric kettle and operate from your computer, phone, or voice-controlled home assistant device.

Crock pot – Prep food for crock-pot recipes when you have time, then freeze. Thaw overnight in fridge, place in crock pot in the morning and slow cook all day. Nothing says “Welcome home” like “Dinner’s ready!”

Bread machine – Few things compare to the smell and taste of fresh, warm, bread. Let the machine do the mixing, kneading, proving, and baking.

Pressure cooker – Reduce cooking times for many recipes by as much as 70%. You can cook medium-size artichokes in about 10 minutes. Less time to cook means more time to do what you enjoy.

Digital cooking thermometer – Bluetooth models allow you to monitor the internal temp of food without having to keep checking it. Cuts down on how often you open the oven door, too.

Chore Friendly

Robot vacuums – Automatic vacuums save time and are a big help staying on top of pet hair and other allergens.

Indoor plant care – Keep your plants happy and spend less time maintaining. Use fertilizer spikes or time-release fertilizers. Try watering globes for those extra thirsty plants that need watering often.

Self-cleaning litter box – Cut down on cleaning time and help reduce odors.

Programmable pet feeders – Save time feeding pets. Great if you’re out for long periods or have pets with restricted intake diets.

Grooming de-shedding glove – While relaxing and petting your pet, you’ll be multi-tasking by getting rid of the dog and cat hair before it covers your clothes, furniture, and floors.

Paper shredder – Go through your mail next to the paper shredder, it’s a quick way to deal with junk mail and paperwork, and no chance of it piling up. Your time is precious. Using modern tech can help you save time at home. You’ll also feel like you’re creating a more welcoming home, giving you the enjoyable down time you need, rather than scrambling to finish daily tasks.

I read this article at: First Am Home Warranty

Got Real Estate Questions?   The Caton Team is here to help.

We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!

The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.

A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654

Email |   Info@TheCatonTeam.com

 

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

The Caton Team Testimonials | The Caton Team Blog – The Real Estate Beat | TheCatonTeam.com | Facebook | Instagram | HomeSnap | Pintrest | LinkedIN Sabrina | LinkedIN Susan

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  Mobile Real Estate by The Caton Team

Berkshire Hathaway HomeServices – Drysdale Properties

DRE # |Sabrina 01413526 | Susan 01238225 | Team 70000218 |Office 01499008

The Caton Team does not receive compensation for any posts.  Information is deemed reliable but not guaranteed. Third party information not verified.

 

Summer To-Do Checklist

Have the best summer ever. Take advantage of the warm weather and enjoy the fun summertime activities we wait for all year, like barbecues and pool parties. But don’t forget to check off these important home maintenance tasks to spruce up your home and keep it well maintained all year.

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I read this article at: HERE

Got Real Estate Questions?   The Caton Team is here to help.

We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!

The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.

A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654

Email |   Info@TheCatonTeam.com

 

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

The Caton Team Testimonials | The Caton Team Blog – The Real Estate Beat | TheCatonTeam.com | Facebook | Instagram | HomeSnap | Pintrest | LinkedIN Sabrina | LinkedIN Susan

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  Mobile Real Estate by The Caton Team

Berkshire Hathaway HomeServices – Drysdale Properties

DRE # |Sabrina 01413526 | Susan 01238225 | Team 70000218 |Office 01499008

The Caton Team does not receive compensation for any posts.  Information is deemed reliable but not guaranteed. Third party information not verified.

 

Which Smart Home Devices Help Lower Energy Bills

The little things you do often add up to big change. You’ll find few better examples of big change (monetarily speaking) coming from little things than what happens to your energy bill when you implement smart tech into your home. That’s because many of these little devices have the power to lower your energy bill by replacing the electricity-hogging devices you’re currently using.

How Smart Devices Save

Before we get to the smartness of these devices, here’s a quick question: if you were to walk around your home right now and count how many items in each room currently have an item plugged into an electrical outlet, what do you think that number would be? It’s likely higher than you think.

A study by the National Resource Defense Council (NRDC) found that U.S. households now plug an average of 65 devices into outlets around the home. Each one of those devices sucks up kilowatts whenever it’s in use. Many even suck up kilowatts when not in use—look up vampire power—it’s a thing! The same NRDC study found that “25% of all residential energy consumption is used on devices in idle power mode.” Your utility company charges you based on the number of kilowatts you use over time, so when you switch to a smart device designed to use electricity only when YOU want it to, you can lower your bill.

Using These Smarts Can Help You Save

Here are eight smart home devices with potential to lower your utility bill.

Glow Bowl

Ditch the plug-in nightlight for this motion-activated, battery operated light for late-night bathroom visits.

Casper Glow Light

Prefer to light up the path all the way to the bathroom at night? This nightlight is not only portable, it also helps you sleep. It can sync with your circadian rhythms and slowly darken the room as you fall asleep.

Smart Brew

Wake up after a restful sleep to a cup of Joe when you want it. Smart coffee makers let you set coffee to brew using a timer on your smartphone.

Smart Plugs

Now that you know vampire power sucks, it’s time to try smart power plugs. These devices let you control all those electronics drawing energy while in idle power mode. Simply insert a smart plug into an outlet and plug electronics or appliances into it. You can either set a timer to turn off those power hogs, or use a remote control to turn them off while away from your house.

Smart Thermostats

A.K.A., programmable thermostats, these devices allow you to set the temperature in your home based on season, whether you’re absent or present, while you sleep, and so on. Studies show they can save homeowners up to 25% on cooling or heating costs.

Smart Lights

After you switch to LED bulbs, switch to a smart lighting system next. Smart lighting allows you to control when lights are on, off, or dimmed from anywhere. No more realizing you left the lights on all day while away or at work.

Motion Sensors

Smart motion sensors can work with smart lighting or as standalone devices. You configure the sensors to turn lights on when you walk into a room and off when you leave.

Smart Blinds

On winter days, you likely keep the blinds open to let sunshine in, while in summer you close them to keep the heat out. Now you can control when they are open and closed with motorized blinds you work with a remote.

I read this article at:  https://homewarranty.firstam.com/blog/smart-devices-that-save-money

Got Real Estate Questions?   The Caton Team is here to help.

We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!

The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.

A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

Call | Text | Sabrina 650.799.4333 | Susan 650.796.0654

Email |   Info@TheCatonTeam.com

 

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

The Caton Team Testimonials | The Caton Team Blog – The Real Estate Beat | TheCatonTeam.com | Facebook | Instagram | HomeSnap | Pintrest | LinkedIN Sabrina | LinkedIN Susan

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  Mobile Real Estate by The Caton Team

Berkshire Hathaway HomeServices – Drysdale Properties

DRE # |Sabrina 01413526 | Susan 01238225 | Team 70000218 |Office 01499008

The Caton Team does not receive compensation for any posts.  Information is deemed reliable but not guaranteed. Third party information not verified.

Testimonial of the Day – From Russ & Elena

“The Caton Team is A-Number-One in our book.  Susan and Sabrina are consummate Pros.  They do exhaustive research, they know how to price a home in today’s competitive market, and they know how to stage a home for maximum buyer appeal.  They’ve sold two homes for us, and we’re completely satisfied with everything they do.  You go, girls!”

– Russ & Elena H.

Thank You Russ and Elena. We’re able to achieve our clients objectives by working together. We handle all the details so you don’t have to.

Contact us for a consultation if you’re considering buying or selling real estate.

To read all our testimonials visit The Caton Team Testimonials and Yelp!

 

Got Real Estate Questions?   The Caton Team is here to help.

 

We strive to be more than just Realtors – we are also your home resource. If you have any real estate questions, concerns, need a referral or some guidance – we are here for you. Contact us at your convenience – we are but a call, text or click away!

The Caton Team believes, in order to be successful in the San Fransisco | Peninsula | Bay Area | Silicon Valley Real Estate Market we have to think and act differently. We do this by positioning our clients in the strongest light, representing them with the utmost integrity, while strategically maneuvering through negotiations and contracts. Together we make dreams come true.

A mother and daughter-in-law team with over 35 years of combined, local Real Estate experience and knowledge – would’t you like The Caton Team to represent you? Let us know how we can be of service. Contact us any time.

Call | Text 650-799-4333

Email Info@TheCatonTeam.com

 

The Caton Team – Susan & Sabrina
A Family of Realtors
Effective. Efficient. Responsive.
What can we do for you?

The Caton Team Testimonials | The Caton Team Blog – The Real Estate Beat | TheCatonTeam.com | Facebook | Instagram | HomeSnap | Pintrest | LinkedIN Sabrina | LinkedIN Susan 

 

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  Mobile Real Estate by The Caton Team

 

Berkshire Hathaway HomeServices – Drysdale Properties

DRE # |Sabrina 01413526 | Susan 01238225 | Team 70000218 |Office 01499008

The Caton Team does not receive compensation for any posts.  Information is deemed reliable but not guaranteed. Third party information not verified.